Loan Processor
Cambio Communities, Southfield, MI, United States
Position Summary
The Loan Processor is responsible for managing all cash and finance sales transactions, ensuring alignment with the company’s goals and objectives and representing the company’s core values. This includes both our customers and lenders and ensuring a smooth and timely closing process. Duties and Responsibilities
What you will do: Walk the finance & cash sale process from submission to closing which includes: Ensuring that all credit applications meet quality standards for completeness and accuracy. Performing a full range of loan processing steps to verify complete loan files, submit applications to lender, work to clear conditions, and order loan documents. Generation of document packages for cash sales Assist in guiding and mentoring the team in the field through the processes Work closely with teammates to share knowledge and experience to improve results Evaluate processes, incentives, and marketing to maximize results. Partner with subject matter experts to develop and/or update process reviews, system updates, job aids and forms, etc. Electronically organize files and ensure timely and accurate execution of a wide range of loan processing functions. Audit sales packages for accuracy and completeness before sending them to the appropriate lender. Complete monthly reporting for state specific reports. Pull NADA values and order appraisals as necessary. Position may require working scheduled and/or flexible hours on evenings and weekends, as well as other non-business hours as customer traffic dictates. Position may require temporary or permanent reassignment of work location as directed by Regional Supervisor or Senior Leadership. Other duties as assigned. Qualifications
Associate's Degree (AA) or equivalent from a two-year college or technical school, or six months to one year related experience and/or training, or equivalent combination of education and experience. Licenses preferred, but not required: Mortgage Loan Originator (MLO) Computer skills required: Accounting Software; Contract Management Systems; Inventory Software; Microsoft Office Suite; Project Management Software; Property Management Software; LMS A growth mindset; always testing and learning. Willingness and ability to present self in a neat, clean, and professional manner always throughout the workday and/or whenever present at the community. Compensation
What we have to offer: We know that happy people are productive and perform. If we take good care of our team, everything else will fall in place. That’s why we offer competitive pay that is commensurate with the market and relevant experience, along with an excellent benefits package including Medical, Dental, Vision, Life, Disability, FSA and 401(K). Certain positions with sales and leasing responsibilities are provided with a commission plan or an override program. Supervisory Responsibilities
This job has no supervisory responsibilities. Physical Demands and Work Environment
Continually required to sit Continually required to utilize hand and finger dexterity Continually required to talk or hear The employee must occasionally lift and /or move more than 20 pounds. Equal Opportunity Employer
At Cambio, we don’t just accept difference – we celebrate it! We are committed to creating an inclusive environment for all employees and seek to support the diverse cultures, perspectives, skills, and experiences of our staff. Cambio is an equal opportunity employer where hiring is based solely on a person's merit and qualifications directly related to professional competence. Cambio does not discriminate against any applicant or employee based on their race, creed, color, religion, gender, gender identity/expression, sexual orientation, national origin, disability, age, genetic information, veteran status, marital status, medical condition, or any other non-merit factor protected by law. The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities, or physical requirements. Nothing in this job description restricts management’s right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
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The Loan Processor is responsible for managing all cash and finance sales transactions, ensuring alignment with the company’s goals and objectives and representing the company’s core values. This includes both our customers and lenders and ensuring a smooth and timely closing process. Duties and Responsibilities
What you will do: Walk the finance & cash sale process from submission to closing which includes: Ensuring that all credit applications meet quality standards for completeness and accuracy. Performing a full range of loan processing steps to verify complete loan files, submit applications to lender, work to clear conditions, and order loan documents. Generation of document packages for cash sales Assist in guiding and mentoring the team in the field through the processes Work closely with teammates to share knowledge and experience to improve results Evaluate processes, incentives, and marketing to maximize results. Partner with subject matter experts to develop and/or update process reviews, system updates, job aids and forms, etc. Electronically organize files and ensure timely and accurate execution of a wide range of loan processing functions. Audit sales packages for accuracy and completeness before sending them to the appropriate lender. Complete monthly reporting for state specific reports. Pull NADA values and order appraisals as necessary. Position may require working scheduled and/or flexible hours on evenings and weekends, as well as other non-business hours as customer traffic dictates. Position may require temporary or permanent reassignment of work location as directed by Regional Supervisor or Senior Leadership. Other duties as assigned. Qualifications
Associate's Degree (AA) or equivalent from a two-year college or technical school, or six months to one year related experience and/or training, or equivalent combination of education and experience. Licenses preferred, but not required: Mortgage Loan Originator (MLO) Computer skills required: Accounting Software; Contract Management Systems; Inventory Software; Microsoft Office Suite; Project Management Software; Property Management Software; LMS A growth mindset; always testing and learning. Willingness and ability to present self in a neat, clean, and professional manner always throughout the workday and/or whenever present at the community. Compensation
What we have to offer: We know that happy people are productive and perform. If we take good care of our team, everything else will fall in place. That’s why we offer competitive pay that is commensurate with the market and relevant experience, along with an excellent benefits package including Medical, Dental, Vision, Life, Disability, FSA and 401(K). Certain positions with sales and leasing responsibilities are provided with a commission plan or an override program. Supervisory Responsibilities
This job has no supervisory responsibilities. Physical Demands and Work Environment
Continually required to sit Continually required to utilize hand and finger dexterity Continually required to talk or hear The employee must occasionally lift and /or move more than 20 pounds. Equal Opportunity Employer
At Cambio, we don’t just accept difference – we celebrate it! We are committed to creating an inclusive environment for all employees and seek to support the diverse cultures, perspectives, skills, and experiences of our staff. Cambio is an equal opportunity employer where hiring is based solely on a person's merit and qualifications directly related to professional competence. Cambio does not discriminate against any applicant or employee based on their race, creed, color, religion, gender, gender identity/expression, sexual orientation, national origin, disability, age, genetic information, veteran status, marital status, medical condition, or any other non-merit factor protected by law. The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities, or physical requirements. Nothing in this job description restricts management’s right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
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