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Retail Loan Servicing Representative

Northwest Bank, Warren, PA, United States


PA0103

Titusville, PA0736 Administration Center Job Description The Loan Servicing Representative is responsible for servicing all retail loans, providing accurate loan records and documentation, while maintaining the highest level of customer service. LSRs will be assigned to one or more of following areas as lending volumes dictate: consumer - real estate and non-real estate secured; dealer services; loan payoffs; imaging; escrow; construction; loan support; loan operations; investor accounting and/or modifications.

Essential Functions Maximize technology tools available

Balance workstations daily

Develop knowledge of servicing / origination systems

Partner with third party vendors and agencies

Review and send customer correspondence

Ensure compliance with Northwest's policies and practices

Ensure compliance with Federal / State regulations

Post loan transactions for all product types

Complete new loan set-up and post-closing

Process payoff quotes and payoff transaction

Process new loan fundings

Initiate automatic transfer of loan payments

Perform maintenance on loans

Respond to customer inquiries

Monitor and service escrow accounts

Monitor loan collateral records

Ensure accurate lien information

Perform accounting of force placed insurance

Review insurance certificates / policies

Ensure accurate insurance analysis

Perform accurate flood insurance review

Update tax records / online information

Perform accurate escrow analysis

Research and correct posting errors

Ensure total document and data integrity

Monitor and follow up on document tracking

Perform accurate report reconciliation

Meet benchmarks on loan functions / servicing

Recommend improvements to procedures

Develop customer service levels

Meet peak volume periods with efficient, accurate output

Complete the imaging and indexing of loan documents

Ensure compliance with Northwest's policies and procedures, and Federal/State regulations

Navigate Microsoft Office Software, computer applications, and software specific to the department in order to maximize technology tools and gain efficiency

Work as part of a team

Work with on-site equipment

Qualifications High School Diploma or equivalent preferred

2 - 6 years customer service experience preferred

Lending experience preferred

Administrative Skills

Ability to work with financial data

#LI-MM1

Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.