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Loan Closer II (US)

TD, Lewiston, ME, United States


Work Location Lewiston, Maine, États-Unis d'Amérique

Hours 40

Pay Details $22.50 - $32.50 USD

Line Of Business Services bancaires personnels et commerciaux

Job Description The Loan Closer II supports Consumer and Mortgage Loan Processing through document preparation for loan closings. The job works with closing agents to ensure necessary information is provided to complete the loan closing package. The Loan Closer II performs quality reviews and completes quality control analysis.

Depth & Scope

Works on a more independent basis with minimal supervision

Receives assistance from more experienced closers or manager with difficult questions and situations

Prepares legal, regulatory and custom closing documentation if applicable within established Company policies and procedures and applicable legal and regulatory guidelines

Reviews loan documentation prior to sending documents to closing agents to ensure completeness, accuracy and compliance to state and federal lending regulations, consulting with more experienced staff as necessary to clarify or interpret regulations

Works with closing agents to ensure necessary information is provided to complete loan closing packages while maintaining positive business relationships

Completes quality control analysis of standard and nonstandard loan documentation, ensures data integrity and performs various functions related to the workgroup to avert losses and reduce undue risk

May act as mentor and resource to Loan Closer I

May provide training to Loan Closer I

Answers phones to assist internal and external customers

Education & Experience

Associates Degree and/or Bachelors degree

Mortgage Operations 2-4 Years loan documentation experience

Consumer Operations 1+ years loan documentation experience

Knowledge of applicable lending practices

Ability to understand and apply processing procedures and processes

Detail orientated with ability to audit and correct procedural errors

Ability to maintain positive business relationships with partners, customers and agents

Ability to handle heavy workload and meet stringent deadlines

Ability to interact effectively with internal customers from various departments

Working knowledge of Bank's loan products

Excellent oral and written communication skills, with ability to interact effectively with all customers, both internal and external

PC skills

Excellent customer service skills

Availability to work a variable schedule which may include nights and/or weekends

Physical Requirements Never: 0%; Occasional: 1‑33%; Frequent: 34‑66%; Continuous: 67‑100%

Domestic Travel – Occasional

International Travel – Never

Performing sedentary work – Continuous

Performing multiple tasks – Continuous

Operating standard office equipment – Continuous

Responding quickly to sounds – Occasional

Sitting – Continuous

Standing – Occasional

Walking – Occasional

Moving safely in confined spaces – Occasional

Lifting/Carrying (under 25 lbs.) – Occasional

Lifting/Carrying (over 25 lbs.) – Never

Squatting – Occasional

Bending – Occasional

Kneeling – Never

Crawling – Never

Climbing – Never

Reaching overhead – Never

Reaching forward – Occasional

Pushing – Never

Pulling – Never

Twisting – Never

Concentrating for long periods of time – Continuous

Applying common sense to deal with problems involving standardized situations – Continuous

Reading, writing and comprehending instructions – Continuous

Adding, subtracting, multiplying and dividing – Continuous

EEO Statement TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.

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