Product Analyst (Tampa)
American Integrity Insurance Company, Tampa, FL, United States
About Us:
American Integrity Insurance (NYSE: AII) is a leading provider of homeowners insurance, proudly serving over 400,000 policyholders across the Southeast. Comprised of more than 300 insurance professionals, most of whom work in our Tampa-area headquarters, and exclusively represented by more than 3,000 independent agents, we offer sound and comprehensive property and dwelling insurance to families throughout Florida, Georgia, and South Carolina. Our organization derives its Strength From Integrity TM , and we are proud to have been recognized as a Top Place to Work in Tampa by the Tampa Bay Times and a Best Place to Work in Insurance by Business Insurance Magazine for the past twelve years. We have also rated among the Top Workplaces in the USA by USA Today for the past five years.
A Day in the Life: Who knew Insurance could be this fun? From company picnics to charity events, no one can ever say American Integrity Insurance doesn't understand the importance of having fun, helping others, or giving back. Our company culture is priceless, and it's built around our six core values: Integrity, Commitment, Teamwork, Humility, Passion, and Fun. As a team working to provide home insurance solutions to our policyholders, together we aim to achieve greater heights each day and celebrate each other's accomplishments along the way. It is our mission to continue providing reliable, customer-centric homeowners insurance and paying claims in a timely manner when our customers suffer a loss - and to do so with Integrity.
Learn more about American Integrity Insurance and our job opportunities at
https://careers.aii.com .
Develop/revise product rate/rule manuals and forms as part of state product strategies or state compliance, for filings with State Office of Insurance Regulation (OIR). Control all insurance policy forms and maintain Forms Matrix. Perform analysis of existing forms and manuals on a regularly scheduled basis for effectiveness. Research statutory changes and provide management with requirements. Negotiate approval of forms filings with OIR. Research and analyze external information sources to provide updated, accurate competitive analysis including rates, guidelines and forms. Provide Market Analysis - create and maintain rates and profiles of major competitors. A complete market basket analysis of rate position by territory/zip code on a number of different risk profiles.
Keep up to date of competitor filings and rate levels through OIR website. Support department by extracting data from data warehouse, validating accuracy of data and setting up and performing analysis as needed. Analyze and report on loss trends, cancellations, retention, attrition, NB production, NB quality, PIF quality and any other ad-hoc requests. Provide input on pricing, reserving and risk management strategies. Identify and resolve rating discrepancies. Help prepare quarterly and annual financial submissions Process accurate and well documented business requirements for all changes. Test changes for accuracy and document discrepancies. Follow-up to ensure corrections are made timely and accurately. Independently work on supporting new products and features. Review and recommend procedure changes. Develop documentation and implementation processes for changes as needed. Perform all responsibilities using established quality control procedures and checklists.
Education : Bachelor’s Degree (B.A. or B.S.); or related experience and/or training; or combination of education and experience.
Experience :
Three (3) to five (5) or more years of product management experience working in Property Casualty field required.
Data Analytics and experience in data extraction and interpretation preferred.
Knowledge & Skills : Strong ability to read, analyze, and interpret governmental regulations, technical procedures, insurance business periodicals/circulars, and professional journals. Ability to analyze data and develop strategic recommendations. Strong organizational skills, including time management. Experience in group presentations and project management. Demonstrated skills or past achievement to obtain desired results. Proven knowledge of insurance concepts, insurance contract interpretation & layout, principles and practices preferred. Strong computer spreadsheet and database skills: COGNOS, Access, and SQL, preferred.
Excellent Excel skills required. Demonstrated ability to learn additional software applications as required. Ability to present ideas and information in a clear, concise, organized and diplomatic manner; gather information from multiple parties to ensure all perspectives are heard and considered; listen to others to respond effectively to ideas, thoughts and questions; express information and ideas effectively in settings including aligned or un-aligned feedback to obtain desired results.
A Day in the Life: Who knew Insurance could be this fun? From company picnics to charity events, no one can ever say American Integrity Insurance doesn't understand the importance of having fun, helping others, or giving back. Our company culture is priceless, and it's built around our six core values: Integrity, Commitment, Teamwork, Humility, Passion, and Fun. As a team working to provide home insurance solutions to our policyholders, together we aim to achieve greater heights each day and celebrate each other's accomplishments along the way. It is our mission to continue providing reliable, customer-centric homeowners insurance and paying claims in a timely manner when our customers suffer a loss - and to do so with Integrity.
Learn more about American Integrity Insurance and our job opportunities at
https://careers.aii.com .
Develop/revise product rate/rule manuals and forms as part of state product strategies or state compliance, for filings with State Office of Insurance Regulation (OIR). Control all insurance policy forms and maintain Forms Matrix. Perform analysis of existing forms and manuals on a regularly scheduled basis for effectiveness. Research statutory changes and provide management with requirements. Negotiate approval of forms filings with OIR. Research and analyze external information sources to provide updated, accurate competitive analysis including rates, guidelines and forms. Provide Market Analysis - create and maintain rates and profiles of major competitors. A complete market basket analysis of rate position by territory/zip code on a number of different risk profiles.
Keep up to date of competitor filings and rate levels through OIR website. Support department by extracting data from data warehouse, validating accuracy of data and setting up and performing analysis as needed. Analyze and report on loss trends, cancellations, retention, attrition, NB production, NB quality, PIF quality and any other ad-hoc requests. Provide input on pricing, reserving and risk management strategies. Identify and resolve rating discrepancies. Help prepare quarterly and annual financial submissions Process accurate and well documented business requirements for all changes. Test changes for accuracy and document discrepancies. Follow-up to ensure corrections are made timely and accurately. Independently work on supporting new products and features. Review and recommend procedure changes. Develop documentation and implementation processes for changes as needed. Perform all responsibilities using established quality control procedures and checklists.
Education : Bachelor’s Degree (B.A. or B.S.); or related experience and/or training; or combination of education and experience.
Experience :
Three (3) to five (5) or more years of product management experience working in Property Casualty field required.
Data Analytics and experience in data extraction and interpretation preferred.
Knowledge & Skills : Strong ability to read, analyze, and interpret governmental regulations, technical procedures, insurance business periodicals/circulars, and professional journals. Ability to analyze data and develop strategic recommendations. Strong organizational skills, including time management. Experience in group presentations and project management. Demonstrated skills or past achievement to obtain desired results. Proven knowledge of insurance concepts, insurance contract interpretation & layout, principles and practices preferred. Strong computer spreadsheet and database skills: COGNOS, Access, and SQL, preferred.
Excellent Excel skills required. Demonstrated ability to learn additional software applications as required. Ability to present ideas and information in a clear, concise, organized and diplomatic manner; gather information from multiple parties to ensure all perspectives are heard and considered; listen to others to respond effectively to ideas, thoughts and questions; express information and ideas effectively in settings including aligned or un-aligned feedback to obtain desired results.