Corporate Director of Credit Analytics
Glacier Bancorp, Kalispell, MT, United States
About The Role
Summary
The Director of Credit Analytics is a strategic leader responsible for shaping and executing the bank's credit risk analytics framework. This role plays a pivotal part in ensuring the institution's financial stability and regulatory compliance by overseeing the development of data‑driven models, Allowance for Credit Loss (ACL) methodologies, and portfolio stress testing processes.
The Director serves as a key liaison with bank regulators, internal audit, and external review teams, ensuring transparency and accuracy in credit risk practices. The position requires strong cross‑functional collaboration with credit, lending, finance, compliance, and IT teams to support safe and profitable growth. The ideal candidate will bring a blend of analytical rigor, business acumen, and leadership to guide the bank's credit strategy in alignment with regional market dynamics and evolving regulatory expectations.
This is a Corporate position which may be located in an available bank division across our nine‑state footprint in AZ, CO, ID, MT, NV, TX, UT, WA, or WY.
The entry rate for this position is $194,617.81 per year (calculated for Kalispell, MT). All compensation offers are analyzed individually and take into consideration multiple factors including but not limited to geographic location, years of experience, and educational background. WA Applicants ONLY: $199,969.09 - $333,281.80 per year.
Description
Lead the development and enhancement of credit risk models tailored to the bank's regional market and customer base.
Oversee the calculation, documentation, and governance of the Allowance for Credit Loss (ACL), ensuring compliance with CECL and regulatory expectations.
Manage portfolio stress testing processes, including scenario design, execution, and reporting to senior management and regulators.
Analyze loan portfolio performance and identify emerging risks across commercial, consumer, and real estate lending.
Provide actionable insights to support underwriting, loan review, and strategic decision‑making.
Collaborate with IT and data teams to ensure data integrity and accessibility for credit analytics and reporting.
Present findings and recommendations to executive leadership and business line oversight.
Support strategic initiatives such as new product development, market expansion, and M&A due diligence.
Maintain awareness of regional economic trends and their impact on credit quality.
Mentor and develop a team of credit portfolio risk analysts and data professionals.
Engage with bank regulators and support examinations by providing relevant credit analytics and documentation.
Coordinate with internal audit and external review teams to ensure transparency, accuracy, and compliance in credit risk practices.
Must comply with all company policies and procedures and all applicable laws and regulations, including but not limited to the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.
Must complete the assigned online training courses and achieve a passing score by the due date.
About You Education
Required: Bachelor’s Degree in Finance, Economics, Statistics, or related field.
Preferred: Master’s Degree in Finance, Business, Economics, Statistics, or related field.
Experience
Required: 10+ years of experience in credit analytics or risk management within a regional banking environment.
Required: 3 years of experience working with CECL, ACL methodologies, and regulatory reporting requirements.
Required: 5 years of experience with portfolio stress testing and scenario analysis.
Required: 5 years of experience with data analysis tools (SQL, Python, SAS, Excel).
Required: Advanced / Specialized knowledge of regional banking dynamics and customer segments.
Would an equivalent combination of relevant education and work experience be considered?: Yes.
Required Skills and Abilities
Ability to balance analytical rigor with practical business judgment.
Strong leadership and team‑building capabilities.
Excellent communication skills and ability to influence cross‑functional teams.
Employee must be trustworthy and possess a significant level of credibility, discretion, and diplomacy.
Employee must be capable of interacting calmly and professionally with a variety of people from diverse backgrounds at various levels within and outside of the organization.
Employee must be a team player with a passion for customer service and a proven ability to build rapport and work effectively with employees at all levels of the organization.
Employee must be self‑motivated, able to work quickly and accurately, and flexible in day‑to‑day activities.
Ability to adapt to change through time management.
Employee must be capable of regular, reliable, and timely attendance.
Additional Requirements Travel
Occasional travel required (less than 10 days per year) by automobile, commercial airlines, rental vehicles, and public transportation; traveler must be able to lodge in public facilities.
What We Offer COMPENSATION & BENEFITS: Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes medical, dental, vision, and life insurance. Coverage is available to employees and their eligible dependents in accordance with our written plan documents. You may also be eligible for a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a retirement savings plan, including 401(k) and Profit‑Sharing plans, short and long‑term disability benefits, education and training benefits, and discounts on banking products and services. We also offer a generous Paid Time Off (PTO) plan and paid holidays. PTO accruals begin at 0.0745 per hour worked for part‑time employees up to a maximum of 240 hours per year for certain full‑time employees. PTO accruals are dependent on position, status (Full time or Part time), and years of experience in accordance with our PTO policy. Most Full‑Time employees are also offered 6 paid holidays and Part‑Time employees are offered pro‑rated paid holidays. In addition, employees in Utah and Nevada may be eligible for pay for certain state‑recognized holidays.
We are an Equal Opportunity Employer and qualified applicants, or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state, or local laws.
Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the U.S.
No Recruiters or unsolicited agency referrals please.
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The Director of Credit Analytics is a strategic leader responsible for shaping and executing the bank's credit risk analytics framework. This role plays a pivotal part in ensuring the institution's financial stability and regulatory compliance by overseeing the development of data‑driven models, Allowance for Credit Loss (ACL) methodologies, and portfolio stress testing processes.
The Director serves as a key liaison with bank regulators, internal audit, and external review teams, ensuring transparency and accuracy in credit risk practices. The position requires strong cross‑functional collaboration with credit, lending, finance, compliance, and IT teams to support safe and profitable growth. The ideal candidate will bring a blend of analytical rigor, business acumen, and leadership to guide the bank's credit strategy in alignment with regional market dynamics and evolving regulatory expectations.
This is a Corporate position which may be located in an available bank division across our nine‑state footprint in AZ, CO, ID, MT, NV, TX, UT, WA, or WY.
The entry rate for this position is $194,617.81 per year (calculated for Kalispell, MT). All compensation offers are analyzed individually and take into consideration multiple factors including but not limited to geographic location, years of experience, and educational background. WA Applicants ONLY: $199,969.09 - $333,281.80 per year.
Description
Lead the development and enhancement of credit risk models tailored to the bank's regional market and customer base.
Oversee the calculation, documentation, and governance of the Allowance for Credit Loss (ACL), ensuring compliance with CECL and regulatory expectations.
Manage portfolio stress testing processes, including scenario design, execution, and reporting to senior management and regulators.
Analyze loan portfolio performance and identify emerging risks across commercial, consumer, and real estate lending.
Provide actionable insights to support underwriting, loan review, and strategic decision‑making.
Collaborate with IT and data teams to ensure data integrity and accessibility for credit analytics and reporting.
Present findings and recommendations to executive leadership and business line oversight.
Support strategic initiatives such as new product development, market expansion, and M&A due diligence.
Maintain awareness of regional economic trends and their impact on credit quality.
Mentor and develop a team of credit portfolio risk analysts and data professionals.
Engage with bank regulators and support examinations by providing relevant credit analytics and documentation.
Coordinate with internal audit and external review teams to ensure transparency, accuracy, and compliance in credit risk practices.
Must comply with all company policies and procedures and all applicable laws and regulations, including but not limited to the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.
Must complete the assigned online training courses and achieve a passing score by the due date.
About You Education
Required: Bachelor’s Degree in Finance, Economics, Statistics, or related field.
Preferred: Master’s Degree in Finance, Business, Economics, Statistics, or related field.
Experience
Required: 10+ years of experience in credit analytics or risk management within a regional banking environment.
Required: 3 years of experience working with CECL, ACL methodologies, and regulatory reporting requirements.
Required: 5 years of experience with portfolio stress testing and scenario analysis.
Required: 5 years of experience with data analysis tools (SQL, Python, SAS, Excel).
Required: Advanced / Specialized knowledge of regional banking dynamics and customer segments.
Would an equivalent combination of relevant education and work experience be considered?: Yes.
Required Skills and Abilities
Ability to balance analytical rigor with practical business judgment.
Strong leadership and team‑building capabilities.
Excellent communication skills and ability to influence cross‑functional teams.
Employee must be trustworthy and possess a significant level of credibility, discretion, and diplomacy.
Employee must be capable of interacting calmly and professionally with a variety of people from diverse backgrounds at various levels within and outside of the organization.
Employee must be a team player with a passion for customer service and a proven ability to build rapport and work effectively with employees at all levels of the organization.
Employee must be self‑motivated, able to work quickly and accurately, and flexible in day‑to‑day activities.
Ability to adapt to change through time management.
Employee must be capable of regular, reliable, and timely attendance.
Additional Requirements Travel
Occasional travel required (less than 10 days per year) by automobile, commercial airlines, rental vehicles, and public transportation; traveler must be able to lodge in public facilities.
What We Offer COMPENSATION & BENEFITS: Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes medical, dental, vision, and life insurance. Coverage is available to employees and their eligible dependents in accordance with our written plan documents. You may also be eligible for a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a retirement savings plan, including 401(k) and Profit‑Sharing plans, short and long‑term disability benefits, education and training benefits, and discounts on banking products and services. We also offer a generous Paid Time Off (PTO) plan and paid holidays. PTO accruals begin at 0.0745 per hour worked for part‑time employees up to a maximum of 240 hours per year for certain full‑time employees. PTO accruals are dependent on position, status (Full time or Part time), and years of experience in accordance with our PTO policy. Most Full‑Time employees are also offered 6 paid holidays and Part‑Time employees are offered pro‑rated paid holidays. In addition, employees in Utah and Nevada may be eligible for pay for certain state‑recognized holidays.
We are an Equal Opportunity Employer and qualified applicants, or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state, or local laws.
Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the U.S.
No Recruiters or unsolicited agency referrals please.
#J-18808-Ljbffr