Commercial Lines Underwriting Specialist, Religious Organizations
The Mutual Group, Phila, PA, United States
Job Description
As an Underwriting Specialist for Religious Organizations, you are responsible for managing a book of business for profitability and growth. You will review new and renewal business, assess risk of coverage, prepare quotes and respond to coverage questions within the assigned authority level. In this role you will build successful relationships with agents to drive increased, positive business flow. You will work under limited supervision and exercise significant independent judgment in performing work. The position may be hybrid or remote, depending on location and requirements.
Department Field Underwriting
Work Arrangement
Employees living within 30 miles of the TMG home office are expected to follow a hybrid or in‑office schedule. The initial training period may require additional in‑office days.
Accountabilities Delivers profitable outcomes on less complex niche business through effective risk selection by:
Analyzing, selecting and pricing group affiliated/program business using prescriptive terms and conditions
Examining inspection reports, location, risk, financial and other available tools and reports to identify new or unresolved concerns
Routine collaboration with Claims, Billing and Policy Services to leverage strong agency and customer service outcomes
Driving corrective action or remediation strategies on renewal accounts
Escalating referrals in a timely manner on accounts that need additional review or approval by higher‑level underwriters
Adhering to service expectations and regulatory compliance by the timely release of renewals, non‑renewals and conditional notices
Key Performance Indicators
Developing and furthering successful relationships with distribution partners within the portfolio by:
Holding regularly scheduled portfolio review calls
Meeting voice‑of‑the‑customer guidelines
Limited travel to distribution partner offices
Consistently meeting voice‑of‑the‑customer standards
Coordinating with the distribution team to build pipelines, resolve issues, concerns or conflicts, and oversee change management
Communicating regularly with portfolio team members on the health of assigned agencies and market conditions that could impact the portfolio
Cultivate a High‑Performing Culture
Superior customer service and business acumen
Mentoring support staff throughout their career development
Conducting peer audits and approving underwriting decisions (LOAs) for lower authority levels
Assisting in the training of new hires and internal promotions by providing continuous mentoring and feedback to foster successful employee development
Reviewing, mentoring, and approving referrals for lower‑authority level associates
Performing other related work as assigned
Qualifications
Bachelor’s degree in business administration, finance or related field of study preferred
Experience underwriting group affiliated or program business with a strong focus on large multi‑state property schedules
Holding or working toward an insurance designation preferred (CPCU, IIA, etc.)
Seven years of progressively responsible commercial underwriting experience, including one to three years in a property and casualty insurance company
Experience writing business for churches or religious‑affiliated institutions preferred
Broad knowledge of common terms, practices, processes and regulations in the P&C insurance industry
Ability to consistently apply advanced underwriting concepts and practices within the P&C underwriting field
Adept at applying negotiating skills, reasonableness and exercising sound judgment in analysis and decision‑making processes
Ability to convey clear & concise information to others using excellent verbal and written communication skills
Advanced analytical, problem‑solving and decision‑making skills
Strong customer service orientation
Advanced knowledge of Microsoft products, including a strong foundation in Excel (pivot tables, vlookups, etc.) for strategic analysis
Strong attention to numeric and other details
Strong organizational and desk‑management abilities
Ability to manage large work volume and meet tight deadlines
Pay Range
$73,500–$110,000 annual base salary depending on experience, qualifications and geographic location
$81,000–$120,000 annual base salary for CA, CT, MA, NJ, NY, and PA
Benefits
Competitive base salary plus incentive plans for eligible team members
401(k) retirement plan with a company match up to 6% of your eligible salary
Free basic life and AD&D, long‑term disability and short‑term disability insurance
Medical, dental, and vision plans to meet your unique healthcare needs
Wellness incentives
Generous time‑off program including personal, holiday and volunteer paid time off
Flexible work schedules and hybrid/remote options for eligible positions
Educational assistance
Equal Opportunity Employer The Mutual Group is an Equal Opportunity Employer. It is our policy to recruit, hire, train and promote individuals in all job classifications without regard to race, color, religion, sex, national origin, age, veteran status, disability, sexual orientation, gender identity or any other characteristic protected by law.
Applicants requiring a reasonable accommodation due to a disability at any stage of the employment application process should contact
Talent@themutualgroup.com .
Employment Verification The Mutual Group participates in the E-Verify program and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S. You are protected from employment discrimination based on your citizenship status and national origin.
All offers of employment are contingent upon the successful completion of a background check.
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Department Field Underwriting
Work Arrangement
Employees living within 30 miles of the TMG home office are expected to follow a hybrid or in‑office schedule. The initial training period may require additional in‑office days.
Accountabilities Delivers profitable outcomes on less complex niche business through effective risk selection by:
Analyzing, selecting and pricing group affiliated/program business using prescriptive terms and conditions
Examining inspection reports, location, risk, financial and other available tools and reports to identify new or unresolved concerns
Routine collaboration with Claims, Billing and Policy Services to leverage strong agency and customer service outcomes
Driving corrective action or remediation strategies on renewal accounts
Escalating referrals in a timely manner on accounts that need additional review or approval by higher‑level underwriters
Adhering to service expectations and regulatory compliance by the timely release of renewals, non‑renewals and conditional notices
Key Performance Indicators
Developing and furthering successful relationships with distribution partners within the portfolio by:
Holding regularly scheduled portfolio review calls
Meeting voice‑of‑the‑customer guidelines
Limited travel to distribution partner offices
Consistently meeting voice‑of‑the‑customer standards
Coordinating with the distribution team to build pipelines, resolve issues, concerns or conflicts, and oversee change management
Communicating regularly with portfolio team members on the health of assigned agencies and market conditions that could impact the portfolio
Cultivate a High‑Performing Culture
Superior customer service and business acumen
Mentoring support staff throughout their career development
Conducting peer audits and approving underwriting decisions (LOAs) for lower authority levels
Assisting in the training of new hires and internal promotions by providing continuous mentoring and feedback to foster successful employee development
Reviewing, mentoring, and approving referrals for lower‑authority level associates
Performing other related work as assigned
Qualifications
Bachelor’s degree in business administration, finance or related field of study preferred
Experience underwriting group affiliated or program business with a strong focus on large multi‑state property schedules
Holding or working toward an insurance designation preferred (CPCU, IIA, etc.)
Seven years of progressively responsible commercial underwriting experience, including one to three years in a property and casualty insurance company
Experience writing business for churches or religious‑affiliated institutions preferred
Broad knowledge of common terms, practices, processes and regulations in the P&C insurance industry
Ability to consistently apply advanced underwriting concepts and practices within the P&C underwriting field
Adept at applying negotiating skills, reasonableness and exercising sound judgment in analysis and decision‑making processes
Ability to convey clear & concise information to others using excellent verbal and written communication skills
Advanced analytical, problem‑solving and decision‑making skills
Strong customer service orientation
Advanced knowledge of Microsoft products, including a strong foundation in Excel (pivot tables, vlookups, etc.) for strategic analysis
Strong attention to numeric and other details
Strong organizational and desk‑management abilities
Ability to manage large work volume and meet tight deadlines
Pay Range
$73,500–$110,000 annual base salary depending on experience, qualifications and geographic location
$81,000–$120,000 annual base salary for CA, CT, MA, NJ, NY, and PA
Benefits
Competitive base salary plus incentive plans for eligible team members
401(k) retirement plan with a company match up to 6% of your eligible salary
Free basic life and AD&D, long‑term disability and short‑term disability insurance
Medical, dental, and vision plans to meet your unique healthcare needs
Wellness incentives
Generous time‑off program including personal, holiday and volunteer paid time off
Flexible work schedules and hybrid/remote options for eligible positions
Educational assistance
Equal Opportunity Employer The Mutual Group is an Equal Opportunity Employer. It is our policy to recruit, hire, train and promote individuals in all job classifications without regard to race, color, religion, sex, national origin, age, veteran status, disability, sexual orientation, gender identity or any other characteristic protected by law.
Applicants requiring a reasonable accommodation due to a disability at any stage of the employment application process should contact
Talent@themutualgroup.com .
Employment Verification The Mutual Group participates in the E-Verify program and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S. You are protected from employment discrimination based on your citizenship status and national origin.
All offers of employment are contingent upon the successful completion of a background check.
#J-18808-Ljbffr