
Fully Remote Mortgage Underwriter
TEKsystems, Tampa, FL, United States
Real Estate Lending – Specialist / Mortgage Underwriter
Location:
Tampa, FL (Hybrid) – Fully Remote
Start Date:
May 26, 2026
Shift:
8:00 AM – 4:30 PM (Local Time)
Overtime:
Overtime available when there is a business need.
Job Description
Extensive Mortgage Underwriting or Loan Processing experience. Analyze loans to make a valid recommendation.
True underwriting experience, calculating income and/or VA SAR ability.
Ability to do a manual underwrite.
The system pulls red flags to deny loans; e.g., credit, income liabilities, etc. Handling 300‑400 per day. This team manages that case load, identifies which ones clear, and forwards them to a higher‑level underwriter.
Review collected documentation against company, NCUA, USPAP, and all other relevant industry loan acceptance guidelines.
Review contracts related to real estate, such as age restrictions, HOAs, etc.
Work closely with loan originators and processors to ensure all appropriate data is obtained.
Collaborate with Mortgage leadership and participate in mentoring sessions for Mortgage Processors, Mortgage Closers, and Mortgage Loan Officers.
Maintain current knowledge of all company mortgage products and any changes to guidelines by company, investor, or government agencies that impact the processing of mortgage loan products.
Qualifications
Must have at least 1 year of Mortgage Underwriting experience.
Knowledgeable of the Mortgage Industry.
Familiar with agency guidelines i.e., Fannie, Freddie, VA.
Ability to quickly adjust.
Quick decision making.
Comfortable with conditions, especially DU conditions.
Familiar with/ability to calculate income.
Experience reviewing CBRs.
Experience in a production‑based environment.
Pay & Benefits Pay range: $22.02 - $39.93 per hour.
Eligibility requirements apply to some benefits and may depend on job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plans, or program terms.
Benefits available for this temporary role may include the following:
Medical, dental & vision
Critical illness, accident, and hospital
401(k) Retirement Plan – Pre‑tax and Roth post‑tax contributions available
Life Insurance (Voluntary Life & AD&D for the employee and dependents)
Short and long‑term disability
Health Spending Account (HSA)
Transportation benefits
Employee Assistance Program
Time Off/Leave (PTO, vacation or sick leave)
EEO Statement The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.
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Tampa, FL (Hybrid) – Fully Remote
Start Date:
May 26, 2026
Shift:
8:00 AM – 4:30 PM (Local Time)
Overtime:
Overtime available when there is a business need.
Job Description
Extensive Mortgage Underwriting or Loan Processing experience. Analyze loans to make a valid recommendation.
True underwriting experience, calculating income and/or VA SAR ability.
Ability to do a manual underwrite.
The system pulls red flags to deny loans; e.g., credit, income liabilities, etc. Handling 300‑400 per day. This team manages that case load, identifies which ones clear, and forwards them to a higher‑level underwriter.
Review collected documentation against company, NCUA, USPAP, and all other relevant industry loan acceptance guidelines.
Review contracts related to real estate, such as age restrictions, HOAs, etc.
Work closely with loan originators and processors to ensure all appropriate data is obtained.
Collaborate with Mortgage leadership and participate in mentoring sessions for Mortgage Processors, Mortgage Closers, and Mortgage Loan Officers.
Maintain current knowledge of all company mortgage products and any changes to guidelines by company, investor, or government agencies that impact the processing of mortgage loan products.
Qualifications
Must have at least 1 year of Mortgage Underwriting experience.
Knowledgeable of the Mortgage Industry.
Familiar with agency guidelines i.e., Fannie, Freddie, VA.
Ability to quickly adjust.
Quick decision making.
Comfortable with conditions, especially DU conditions.
Familiar with/ability to calculate income.
Experience reviewing CBRs.
Experience in a production‑based environment.
Pay & Benefits Pay range: $22.02 - $39.93 per hour.
Eligibility requirements apply to some benefits and may depend on job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plans, or program terms.
Benefits available for this temporary role may include the following:
Medical, dental & vision
Critical illness, accident, and hospital
401(k) Retirement Plan – Pre‑tax and Roth post‑tax contributions available
Life Insurance (Voluntary Life & AD&D for the employee and dependents)
Short and long‑term disability
Health Spending Account (HSA)
Transportation benefits
Employee Assistance Program
Time Off/Leave (PTO, vacation or sick leave)
EEO Statement The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.
#J-18808-Ljbffr