BSA & AML Compliance Analyst
Celtic Bank, Salt Lake City, UT, United States
Primary Job Functions
Investigate potential unusual activity, money laundering, fraud, or terrorist financing incidents.
Prepare and complete required forms (as needed) for regulatory filing according to FinCEN guidelines.
Understands and stays current on Red Flags and industry trends related to AML and fraud.
Conduct AML and fraud investigations, including customer and account level research on a wide variety of data, to detect and determine suspicious and/or illegal activity.
Contribute to projects to improve and optimize the Bank's BSA/AML program.
Collaborate with BSA and Compliance personnel, operations, and Strategic Lending Partners as needed.
Perform other duties as assigned.
Qualifications
Bachelor's degree in Intelligence Studies, Criminal Justice, Political Science, Law, or a related field required or if no degree, 2+ years of AML/BSA experience including intelligence and investigative analysis or other compliance-related experience required.
Financial crime investigation experience or equivalent educational or job-related experience preferred.
Must have a basic working knowledge of AML/BSA regulatory compliance processes and procedures.
Must have the ability to identify unusual patterns/trends.
Must have solid organizational, communication, and customer service skills.
Must have the ability to meet deadlines, work independently and adapt to changing priorities.
Must have good follow-through, attention to detail and documentation skills.
Must have solid research, analytical and problem-solving skills.
Must have good writing skills and be able to translate complex situations into easily understood narratives.
Must have ability to be an independent thinker and to defend one's work.
Must have the ability to handle delicate and/or sensitive situations.
Strong PC skills desired with an emphasis in MS Excel and Word; use of AML platforms is a plus.
Working knowledge of bank operations preferred.
Benefits
Medical, dental, vision
401(k) with employer match
Life and long‑term disability coverage
HSA and FSA plans
Holidays and paid time off requests
Robust wellness program (catered meals three times a week, lunch and learns, and onsite gym)
Headquartered in the heart of downtown Salt Lake City, Utah, Celtic Bank was named a top SBA lender in the nation in 2025! Celtic Bank is a leading nationwide lender specializing in SBA 7(a), SBA 504, USDA B&I, express loans, asset‑based loans, commercial real‑estate loans and commercial construction loans.
Celtic Bank is an equal opportunity employer and complies with all applicable federal, state and local fair employment practices laws.
Physical and Other Requirements
Stationary work: Must stand, walk, use hands to type, handle documents, and perform other office‑related duties. Exert up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects.
Mobility: May need to occasionally move between work sites and inside the office to access file cabinets, office machinery, etc.
Communicate: Must talk or hear and frequently communicate with others. Must be able to read, write and understand fluent English.
Work model: May work either fully onsite, or hybrid. Employees, regardless of location, may be required to travel to the Salt Lake City office for mandatory meetings, events, or related occasions.
Utah-based employees: Hybrid work schedule available after initial training period in our Salt Lake City, Utah office – department and job requirements will determine eligibility.
#J-18808-Ljbffr
Investigate potential unusual activity, money laundering, fraud, or terrorist financing incidents.
Prepare and complete required forms (as needed) for regulatory filing according to FinCEN guidelines.
Understands and stays current on Red Flags and industry trends related to AML and fraud.
Conduct AML and fraud investigations, including customer and account level research on a wide variety of data, to detect and determine suspicious and/or illegal activity.
Contribute to projects to improve and optimize the Bank's BSA/AML program.
Collaborate with BSA and Compliance personnel, operations, and Strategic Lending Partners as needed.
Perform other duties as assigned.
Qualifications
Bachelor's degree in Intelligence Studies, Criminal Justice, Political Science, Law, or a related field required or if no degree, 2+ years of AML/BSA experience including intelligence and investigative analysis or other compliance-related experience required.
Financial crime investigation experience or equivalent educational or job-related experience preferred.
Must have a basic working knowledge of AML/BSA regulatory compliance processes and procedures.
Must have the ability to identify unusual patterns/trends.
Must have solid organizational, communication, and customer service skills.
Must have the ability to meet deadlines, work independently and adapt to changing priorities.
Must have good follow-through, attention to detail and documentation skills.
Must have solid research, analytical and problem-solving skills.
Must have good writing skills and be able to translate complex situations into easily understood narratives.
Must have ability to be an independent thinker and to defend one's work.
Must have the ability to handle delicate and/or sensitive situations.
Strong PC skills desired with an emphasis in MS Excel and Word; use of AML platforms is a plus.
Working knowledge of bank operations preferred.
Benefits
Medical, dental, vision
401(k) with employer match
Life and long‑term disability coverage
HSA and FSA plans
Holidays and paid time off requests
Robust wellness program (catered meals three times a week, lunch and learns, and onsite gym)
Headquartered in the heart of downtown Salt Lake City, Utah, Celtic Bank was named a top SBA lender in the nation in 2025! Celtic Bank is a leading nationwide lender specializing in SBA 7(a), SBA 504, USDA B&I, express loans, asset‑based loans, commercial real‑estate loans and commercial construction loans.
Celtic Bank is an equal opportunity employer and complies with all applicable federal, state and local fair employment practices laws.
Physical and Other Requirements
Stationary work: Must stand, walk, use hands to type, handle documents, and perform other office‑related duties. Exert up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects.
Mobility: May need to occasionally move between work sites and inside the office to access file cabinets, office machinery, etc.
Communicate: Must talk or hear and frequently communicate with others. Must be able to read, write and understand fluent English.
Work model: May work either fully onsite, or hybrid. Employees, regardless of location, may be required to travel to the Salt Lake City office for mandatory meetings, events, or related occasions.
Utah-based employees: Hybrid work schedule available after initial training period in our Salt Lake City, Utah office – department and job requirements will determine eligibility.
#J-18808-Ljbffr