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Commercial Real Estate Review Appraiser - Remote

Santander US, Trenton, NJ, United States


It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.

If you are interested in exploring the possibilities

We Want to Talk to You!

Commercial Real Estate Review Appraiser Ideal Candidate Must Have:

5+ years

of direct Commercial Real Estate appraisal review experience within a Bank's Commercial Real Estate Appraisal Review Department.

State Certified General Appraiser

in one of NY, NJ, PA, DE, or MD.

Strong background

in engaging and reviewing commercial appraisal reports for diverse existing and proposed property types (multifamily, office, industrial, special use).

The Difference You Make: The Commercial Real Estate Review Appraiser delivers specialized appraisal review and advisory services to support Santander Bank’s lending and risk management functions. This role ensures complex valuations are credible, compliant, and aligned with regulatory standards and the bank’s risk appetite.

Key Responsibilities: Appraisal Review & Valuation

Review complex CRE appraisals for accuracy, completeness, and credibility.

Identify risks, inconsistencies, and areas requiring escalation.

Deliver clear, well-supported, audit‑ready conclusions.

Support timely and effective lending decisions.

Risk Management

Assess valuation and collateral risk exposure.

Ensure compliance with FIRREA, USPAP, and internal policies.

Investigate issues and recommend mitigation strategies.

Communicate findings to senior stakeholders.

Portfolio & Process Improvement

Monitor portfolio trends and emerging valuation risks.

Enhance appraisal review processes and quality controls.

Drive best practices and continuous improvement.

Advisory & Collaboration

Advise lending teams on complex valuations.

Partner across risk, credit, and business functions.

Promote strong valuation and risk management practices.

What You Bring: License, Certification & Education

State Certified General Appraiser

in one of these states: NY, NJ, PA, DE, or MA – required.

MAI designation – a plus.

Bachelor’s degree in Finance, Real Estate, Economics, or related field – preferred.

Experience

5+ years

of direct CRE appraisal review – required.

Strong experience with complex commercial valuations.

Demonstrated experience reviewing complex commercial real estate valuations across asset types.

Skills & Competencies

Deep expertise in CRE appraisal review and valuation analysis.

Strong knowledge of regulatory standards including FIRREA and USPAP.

Strong analytical and risk assessment skills.

Clear communication and sound judgment.

Proficiency in Microsoft WORD and EXCEL.

Ability to manage multiple priorities and influence stakeholders.

Base Pay Range: Minimum: $78,750.00 USD

Maximum: $130,000.00 USD

Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

We are an Equal Opportunity Employer M/F/Vet/Disabled/SO #J-18808-Ljbffr