Ag/Commercial Lender
CITIZENS FIRST BANK, Viroqua, WI, United States
Looking for a role where your expertise makes a real difference? At Citizens First Bank, agricultural lending is rooted in understanding the day‑to‑day realities of farming operations, long‑term plans, and the communities we serve. While this role also supports commercial relationships, the primary focus is partnering with local farmers, agribusinesses, and rural families. As an Agricultural & Commercial Lender, you'll build trusted relationships and contribute to a supportive, community‑focused banking culture.
What You'll Do:
Build and maintain trusted relationships with agricultural customers, agribusinesses, and local commercial clients
Originate, assist with underwriting, and manage agricultural, commercial, and consumer loans
Structure and analyze credit requests, working closely with the Credit team to ensure accurate, well-supported credit decisions and policy compliance
Grow your portfolio through proactive outreach, farm visits, business calls, and referrals
Collaborate closely with Credit Administration and Loan Support teams to ensure efficient, accurate loan processing and closing
Monitor portfolio performance, manage renewals, and address credit concerns with a solutions‑oriented approach
Actively participate in community events, agricultural organizations, and local business groups
Stay current on agricultural lending trends, government‑guaranteed programs, and evolving market conditions
Other duties as needed
What We’re Looking For:
3+ years of lending experience (agricultural, commercial, or related lending preferred)
Bachelor's degree or equivalent work experience
Strong credit analysis and underwriting skills
Ability to build and maintain long‑term customer relationships
Solid understanding of agricultural operations, cash flow cycles, and collateral structures
Professional, customer‑focused communication and networking skills
Why Citizens First Bank?
Competitive compensation
– Competitive base salary with discretionary year‑end bonus
Outstanding retirement benefits
– Up to 9% employer contributions, even before you contribute
Healthcare support
– Bank‑paid access to Neighborhood Family Clinic for you and your dependents
Comprehensive benefits package
– Includes a $50,000 bank‑paid life insurance policy
A relationship‑driven culture
– Join a family‑oriented, community‑focused bank that values integrity, collaboration, and long‑term success
Don't miss this opportunity-apply today and grow your lending career with Citizens First Bank.
#J-18808-Ljbffr
What You'll Do:
Build and maintain trusted relationships with agricultural customers, agribusinesses, and local commercial clients
Originate, assist with underwriting, and manage agricultural, commercial, and consumer loans
Structure and analyze credit requests, working closely with the Credit team to ensure accurate, well-supported credit decisions and policy compliance
Grow your portfolio through proactive outreach, farm visits, business calls, and referrals
Collaborate closely with Credit Administration and Loan Support teams to ensure efficient, accurate loan processing and closing
Monitor portfolio performance, manage renewals, and address credit concerns with a solutions‑oriented approach
Actively participate in community events, agricultural organizations, and local business groups
Stay current on agricultural lending trends, government‑guaranteed programs, and evolving market conditions
Other duties as needed
What We’re Looking For:
3+ years of lending experience (agricultural, commercial, or related lending preferred)
Bachelor's degree or equivalent work experience
Strong credit analysis and underwriting skills
Ability to build and maintain long‑term customer relationships
Solid understanding of agricultural operations, cash flow cycles, and collateral structures
Professional, customer‑focused communication and networking skills
Why Citizens First Bank?
Competitive compensation
– Competitive base salary with discretionary year‑end bonus
Outstanding retirement benefits
– Up to 9% employer contributions, even before you contribute
Healthcare support
– Bank‑paid access to Neighborhood Family Clinic for you and your dependents
Comprehensive benefits package
– Includes a $50,000 bank‑paid life insurance policy
A relationship‑driven culture
– Join a family‑oriented, community‑focused bank that values integrity, collaboration, and long‑term success
Don't miss this opportunity-apply today and grow your lending career with Citizens First Bank.
#J-18808-Ljbffr