Consumer Lending Manager
North Star Community Credit Union, Rugby, ND, United States
Consumer Lending Manager
Make a Difference—One Member, One Loan, One Conversation at a Time
At North Star Community Credit Union, we don’t just process loans—we help people move forward in life. Every decision you make directly impacts a member’s goals, stability, and future. We’re looking for a hands‑on, people‑first lending leader who is energized by developing talent, driving performance, and delivering meaningful member outcomes.
If you thrive in a fast‑paced lending environment, love coaching others to succeed, and want your work to truly matter every day, this is your opportunity to step into a high‑impact leadership role and shape the future of consumer lending.
What You’ll Do In this role, you’ll be a key driver of lending success—balancing hands‑on lending expertise with leadership, coaching, and strategic portfolio management.
Lead, Coach & Develop Lending Talent
Mentor, coach, and train lending staff on consumer lending policies, procedures, and best practices
Help team members build confidence, consistency, and strong production results
Foster a culture of accountability, learning, and member‑focused service excellence
Drive the Full Lending Experience
Manage complex consumer loans from start to finish, including interviewing, underwriting, approval, and closing
Ensure every loan decision reflects sound credit judgment, accuracy, and compliance
Support seamless, high‑quality member lending experience
Strengthen Portfolio Performance & Compliance
Monitor and analyze loan portfolio performance using a proactive, data‑driven approach
Oversee delinquency management and ensure strong credit quality across the portfolio
Ensure regulatory compliance and accurate reporting, including oversight of the Visa credit card portfolio
Identify risks early and take action to protect members and the credit union
Innovate Products & Improve Processes
Continuously evaluate lending products, policies, and procedures for improvement
Recommend enhancements to improve competitiveness and member value
Stay current on lending trends, emerging products, and competitor rates
Partner with leadership to recommend rate and product adjustments
Support Growth & Cross‑Functional Success
Collaborate with marketing to support consumer loan promotions
Work closely with core systems teams to ensure smooth daily lending operations
Support continuous improvement across lending workflows and systems
What Success Looks Like
Lending staff feel supported, confident, and continuously improving under your guidance
Loan decisions are accurate, compliant, and aligned with credit union standards
Portfolio performance is strong, with proactive delinquency and risk management
Members experience smooth, professional, and timely lending service
Lending products and processes continuously evolve to meet member needs and market trends
You are seen as a trusted leader, coach, and lending expert within the organization
What You Bring
5–8 years of experience in consumer lending or financial services
Proven success in loan origination, underwriting, and portfolio management
Strong knowledge of consumer lending regulations and compliance requirements
Demonstrated experience mentoring, coaching, or leading lending staff
Strong communication skills with the ability to influence, guide, and collaborate
Proficiency with Microsoft Office and core banking/lending systems
High level of accuracy, accountability, and professionalism
Why You’ll Love Working Here
Meaningful Impact:
Help shape financial outcomes for members and your team every day
Leadership Opportunity:
Influence lending strategy, performance, and team development
Supportive Culture:
Be part of a team committed to The North Star Way
Growth & Innovation:
Contribute to evolving lending products and practices
Community Focus:
Make a difference beyond the workplace through community involvement
Work Environment & Physical Requirements
Professional office environment within a lending and administrative setting
Extended periods of sitting, standing, computer work, and document review
Frequent use of hands and fingers for typing and system navigation
Occasional lifting of up to 50 pounds (files, office supplies, equipment)
Join Our Team If you’re ready to lead with purpose, coach with impact, and help shape the future of consumer lending at North Star Community Credit Union, we’d love to meet you.
Apply today and make a lasting impact on our members, our team, and our community.
#J-18808-Ljbffr
If you thrive in a fast‑paced lending environment, love coaching others to succeed, and want your work to truly matter every day, this is your opportunity to step into a high‑impact leadership role and shape the future of consumer lending.
What You’ll Do In this role, you’ll be a key driver of lending success—balancing hands‑on lending expertise with leadership, coaching, and strategic portfolio management.
Lead, Coach & Develop Lending Talent
Mentor, coach, and train lending staff on consumer lending policies, procedures, and best practices
Help team members build confidence, consistency, and strong production results
Foster a culture of accountability, learning, and member‑focused service excellence
Drive the Full Lending Experience
Manage complex consumer loans from start to finish, including interviewing, underwriting, approval, and closing
Ensure every loan decision reflects sound credit judgment, accuracy, and compliance
Support seamless, high‑quality member lending experience
Strengthen Portfolio Performance & Compliance
Monitor and analyze loan portfolio performance using a proactive, data‑driven approach
Oversee delinquency management and ensure strong credit quality across the portfolio
Ensure regulatory compliance and accurate reporting, including oversight of the Visa credit card portfolio
Identify risks early and take action to protect members and the credit union
Innovate Products & Improve Processes
Continuously evaluate lending products, policies, and procedures for improvement
Recommend enhancements to improve competitiveness and member value
Stay current on lending trends, emerging products, and competitor rates
Partner with leadership to recommend rate and product adjustments
Support Growth & Cross‑Functional Success
Collaborate with marketing to support consumer loan promotions
Work closely with core systems teams to ensure smooth daily lending operations
Support continuous improvement across lending workflows and systems
What Success Looks Like
Lending staff feel supported, confident, and continuously improving under your guidance
Loan decisions are accurate, compliant, and aligned with credit union standards
Portfolio performance is strong, with proactive delinquency and risk management
Members experience smooth, professional, and timely lending service
Lending products and processes continuously evolve to meet member needs and market trends
You are seen as a trusted leader, coach, and lending expert within the organization
What You Bring
5–8 years of experience in consumer lending or financial services
Proven success in loan origination, underwriting, and portfolio management
Strong knowledge of consumer lending regulations and compliance requirements
Demonstrated experience mentoring, coaching, or leading lending staff
Strong communication skills with the ability to influence, guide, and collaborate
Proficiency with Microsoft Office and core banking/lending systems
High level of accuracy, accountability, and professionalism
Why You’ll Love Working Here
Meaningful Impact:
Help shape financial outcomes for members and your team every day
Leadership Opportunity:
Influence lending strategy, performance, and team development
Supportive Culture:
Be part of a team committed to The North Star Way
Growth & Innovation:
Contribute to evolving lending products and practices
Community Focus:
Make a difference beyond the workplace through community involvement
Work Environment & Physical Requirements
Professional office environment within a lending and administrative setting
Extended periods of sitting, standing, computer work, and document review
Frequent use of hands and fingers for typing and system navigation
Occasional lifting of up to 50 pounds (files, office supplies, equipment)
Join Our Team If you’re ready to lead with purpose, coach with impact, and help shape the future of consumer lending at North Star Community Credit Union, we’d love to meet you.
Apply today and make a lasting impact on our members, our team, and our community.
#J-18808-Ljbffr