DE/SAR Mortgage Underwriter
Virtual Vocations Inc, New York, NY, United States
A company is looking for a DE/SAR Mortgage Underwriter to evaluate residential mortgage loan applications and ensure compliance with standards.
Key Responsibilities
Analyze and underwrite loan files including credit, income, assets, and appraisals Issue approval, suspension, or denial decisions within delegated authority Ensure all underwritten files meet agency, investor, and federal compliance requirements
Required Qualifications
Minimum 3+ years of current mortgage underwriting experience Active DE (FHA) or SAR (VA) designation; having both is preferred Experience underwriting Down Payment Assistance (DPA) programs Proficiency with Encompass Loan Origination System Strong working knowledge of AUS platforms (DU and LP)
Analyze and underwrite loan files including credit, income, assets, and appraisals Issue approval, suspension, or denial decisions within delegated authority Ensure all underwritten files meet agency, investor, and federal compliance requirements
Required Qualifications
Minimum 3+ years of current mortgage underwriting experience Active DE (FHA) or SAR (VA) designation; having both is preferred Experience underwriting Down Payment Assistance (DPA) programs Proficiency with Encompass Loan Origination System Strong working knowledge of AUS platforms (DU and LP)