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Loan Advisor (Honolulu)

Tomo Mortgage, Honolulu, HI, United States


Tomo is a digital mortgage company on a mission to eliminate the greed and complexity in lending, helping homebuyers save thousands of dollars. Our AI‑driven customer experience makes the lending process faster, less frustrating, and more affordable.

Mortgage Loan Officer Location: Honolulu, HI

Reports To: Sales Manager

Type: Full‑Time; Hybrid (in office Mon‑Wed, remote Thurs‑Friday)

The Role Tomo is seeking mortgage loan officers (Loan Advisors) to help evolve the home buying experience into a customer‑centric, streamlined, tech‑driven process and re‑write the playbook for others to follow. We’ve found that elite performers have a strong desire to associate with other elite performers and we aim to build around that. Day by day we’re cultivating the most effective sales organization in America.

Qualifications

You must have an NMLS MLO License.

Residential mortgage lending experience (4+ years and active licenses).

World class at taking buyers from “hello” to “keys in hand.” Fearless in the pursuit of excellence and perfecting your craft.

Communication expert – both externally with clients/agents and internally with Tomo team members.

Building relationships quickly with all parties.

Balancing a “hunter” and “gatherer” mindset.

Industry knowledge of loan products and pricing strategies.

Knowledge of Desktop Underwriter (DU) & Loan Prospector/Loan Product Advisor (LP/LPA).

Multitasking and staying organized while balancing high quantities of transactions.

Perceiving problems and anticipating needs of customers, real estate agents or partners.

The drive to build something new. Detail‑oriented with a strong focus on quality.

Preferred Qualifications

Experience in a tech startup environment.

What You’ll Do

Advise Tomo’s prospective homebuyers and guide them through the home financing process.

Work hand in hand with other internal sales/operations teams to ensure smooth and frictionless manufacturing of loans.

Manage a pipeline of warm leads – helping them convert into closed business better than anyone in the industry.

Be creative and solution oriented – identify solutions to meet customer unique needs and take a consultative approach.

Be compliant – adhere to investor guidelines for all documents required for a complete submission to underwriting.

Quote rates and guidelines with accuracy and fairness.

Become an expert in our POS, CRM and LOS systems to facilitate a more efficient and accurate process.

Regularly visit our office in Honolulu.

What’s in it for you?

Career growth: Multiple paths within Tomo, including elite sales and leadership opportunities.

Skill development: Proven industry‑leading training and development program designed to upskill our sales talent.

Competitive compensation: On‑target earnings of ~$100,000 with uncapped commission potential; many earn between $200,000‑$400,000 annually.

Equity ownership: All teammates receive stock options.

Employee Benefits

Equity Ownership: All teammates receive stock options – we win together.

Comprehensive Medical, Dental, and Vision plans for you and your dependents, some plans fully covered.

Work‑life balance and a generous paid time‑off policy.

Paid parental leave for new parents.

401(k) retirement plan.

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