Annuity Product Specialist
Raymond James, St. Petersburg, FL, United States
Job Description
Under limited supervision, uses specialized knowledge and skills obtained through education, experience and/or specialized training to communicate assigned Variable, RILA, Index and Fixed Annuity product information, analysis, and investment solutions to financial advisors/brokers and agents. Guidance is provided to perform varied, sometimes complex, analysis activities that require evaluation, originality and ingenuity in solving problems or making moderately complex decisions. Regular contact with internal customers and external information sources is required to obtain, clarify, or provide facts or information. This role provides exposure to cross‑functional partners including product management, sales, operations, insurance companies and compliance, supporting professional development and a broader understanding of the annuity business. Essential Duties and Responsibilities
Field incoming calls on available products and services. Partner with Internal & External Annuity Consultants and provide support for sales initiatives. Respond to questions about Variable, RILA, Index and Fixed Annuities. Discuss and explain product positioning, the annuity submission process, training requirements and industry trends. Assist in the creation of illustrations and reports. Conduct annuity reviews and explore potential enhancements. Stay abreast of all program changes and product specifics and communicate changes. Distribute fund information, press releases, and other news to interested parties. Perform other duties and responsibilities as assigned. Knowledge Required
Strong concepts, practices, and procedures of financial research. Strong investment concepts, practices, and procedures used in the securities industry. Financial markets and products. Principles of finance and broker/dealer operations. Skills Required
Oral and written communication. Assessing, analyzing, and explaining market events on assigned investment products. Identifying and responding to client needs. Problem solving sufficient to effectively analyze, research and resolve inquiries and issues in a timely manner. Operating standard office equipment and using required software applications. Abilities
Rapidly learn and retain new information daily. Gather information and monitor events pertaining to assigned investment products and the markets in general. Organize, manage and track multiple detailed tasks and assignments with frequently changing priorities in a fast‑paced work environment. Establish clear directions and priorities and address concerns or challenging questions when they arise. Represent in a highly professional manner. Identify problems, gather facts, and develop solutions. Handle stressful situations while providing a high level of customer service. Use appropriate interpersonal styles and communicate effectively and professionally, both orally and in writing, with internal and external clients at all organizational levels. Develop and maintain effective working relationships with team members, internal partners, and external parties. Work independently as well as collaboratively within a team environment. Educational / Previous Experience Requirements
Bachelor’s Degree (B.A.) in a related discipline and a minimum of one (1) year of financial services industry experience. Or any equivalent combination of experience, education, and/or training approved by Human Resources. Licenses / Certifications
State Life Insurance license. Securities Industry Essentials (SIE). FINRA Series 7 license. All licenses are required within nine (9) months of hire date. Education
Bachelor’s: Business Administration, Bachelor’s: Finance Work Experience
General Experience - 7 to 12 months Travel
Less than 25% Workstyle
Hybrid Compensation and Benefits
The total compensation for this position includes base salary or wages, and may include components such as additional compensation (cash or equity), discretionary bonuses, or commissions. The position is eligible for a benefits package that may include medical, dental, and vision; life insurance; critical illness insurance and accident insurance; disability benefits; retirement savings; paid time off (including vacation, holidays, and sick leave); and parental leave. Eligibility for benefits and specific offerings may vary based on position and employment status. Equal Employment Opportunity Statement
The Company is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs.
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Under limited supervision, uses specialized knowledge and skills obtained through education, experience and/or specialized training to communicate assigned Variable, RILA, Index and Fixed Annuity product information, analysis, and investment solutions to financial advisors/brokers and agents. Guidance is provided to perform varied, sometimes complex, analysis activities that require evaluation, originality and ingenuity in solving problems or making moderately complex decisions. Regular contact with internal customers and external information sources is required to obtain, clarify, or provide facts or information. This role provides exposure to cross‑functional partners including product management, sales, operations, insurance companies and compliance, supporting professional development and a broader understanding of the annuity business. Essential Duties and Responsibilities
Field incoming calls on available products and services. Partner with Internal & External Annuity Consultants and provide support for sales initiatives. Respond to questions about Variable, RILA, Index and Fixed Annuities. Discuss and explain product positioning, the annuity submission process, training requirements and industry trends. Assist in the creation of illustrations and reports. Conduct annuity reviews and explore potential enhancements. Stay abreast of all program changes and product specifics and communicate changes. Distribute fund information, press releases, and other news to interested parties. Perform other duties and responsibilities as assigned. Knowledge Required
Strong concepts, practices, and procedures of financial research. Strong investment concepts, practices, and procedures used in the securities industry. Financial markets and products. Principles of finance and broker/dealer operations. Skills Required
Oral and written communication. Assessing, analyzing, and explaining market events on assigned investment products. Identifying and responding to client needs. Problem solving sufficient to effectively analyze, research and resolve inquiries and issues in a timely manner. Operating standard office equipment and using required software applications. Abilities
Rapidly learn and retain new information daily. Gather information and monitor events pertaining to assigned investment products and the markets in general. Organize, manage and track multiple detailed tasks and assignments with frequently changing priorities in a fast‑paced work environment. Establish clear directions and priorities and address concerns or challenging questions when they arise. Represent in a highly professional manner. Identify problems, gather facts, and develop solutions. Handle stressful situations while providing a high level of customer service. Use appropriate interpersonal styles and communicate effectively and professionally, both orally and in writing, with internal and external clients at all organizational levels. Develop and maintain effective working relationships with team members, internal partners, and external parties. Work independently as well as collaboratively within a team environment. Educational / Previous Experience Requirements
Bachelor’s Degree (B.A.) in a related discipline and a minimum of one (1) year of financial services industry experience. Or any equivalent combination of experience, education, and/or training approved by Human Resources. Licenses / Certifications
State Life Insurance license. Securities Industry Essentials (SIE). FINRA Series 7 license. All licenses are required within nine (9) months of hire date. Education
Bachelor’s: Business Administration, Bachelor’s: Finance Work Experience
General Experience - 7 to 12 months Travel
Less than 25% Workstyle
Hybrid Compensation and Benefits
The total compensation for this position includes base salary or wages, and may include components such as additional compensation (cash or equity), discretionary bonuses, or commissions. The position is eligible for a benefits package that may include medical, dental, and vision; life insurance; critical illness insurance and accident insurance; disability benefits; retirement savings; paid time off (including vacation, holidays, and sick leave); and parental leave. Eligibility for benefits and specific offerings may vary based on position and employment status. Equal Employment Opportunity Statement
The Company is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs.
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