Commercial Credit Underwriting Portfolio Manager 2
F.N.B. Corporation, Baltimore, MD, United States
Overview
Position Title:
Commercial Credit Underwriting Portfolio Manager 2
Business Unit:
Credit
Reports to:
Commercial Credit Underwriting Portfolio Manager Team Leader
Location:
300 E. Lombard Street, Baltimore, Maryland 21202
Responsibilities
Manage a designated Commercial loan portfolio, including portfolio management and credit underwriting, ensuring compliance with bank and regulatory guidelines.
Maintain quality underwriting and portfolio management metrics within the portfolio under purview.
Assist Commercial Relationship Managers in managing client relationships while maintaining a high degree of creditability; mentor junior team members.
Work on loans/portfolios of varying complexity with oversight as appropriate.
Underwrite, monitor, and analyze the assigned Commercial portfolio; identify risks in a timely manner with high accuracy and ensure alignment with risk appetite and regulatory standards.
Lead complex transactions including syndications, multi-level capital structures, and/or Middle Market relationships; communicate clearly to solve problems and make credit, risk, and policy recommendations.
Monitor portfolio tolerances and KPIs/KRIs; optimize customer relationships in coordination with Relationship Managers.
Ensure sustained satisfactory reviews by regulators, internal/external auditors, and loan review; document depth of underwriting, policy exceptions, and stress analysis.
Collaborate on group-wide process improvements; mentor junior Underwriting Portfolio Managers.
Present proposed credit actions in written analyses and, when necessary, verbally to committees or meetings.
Performs other related duties and projects as assigned.
Qualifications
Education:
BA or BS
Experience:
3 years of job-related experience
Skills:
Excellent project management; excellent written and verbal communication; strong organizational, analytical, and interpersonal abilities; excellent customer service; proficiency with personal computers and job-related software (MS Word – Basic, MS Excel – Intermediate, MS PowerPoint – Basic); knowledge of a wide range of commercial lending (C&I & Cap markets), underwriting practices, and banking practices; knowledge of commercial banking policies, procedures, and government regulations
Licenses/Certifications:
N/A
Travel:
Travel may be required on occasion
Compensation and Benefits $77,818.00 - $129,688.00
FNB’s total rewards package may include overtime, incentive, equity, and benefits. Salary range is a guideline and determined by factors including education, experience, skills, internal equity, and market conditions. Comprehensive benefits include medical, dental, vision, life insurance, FSA/HSA, 401(k), paid time off, sick time, vacation, holidays, and other voluntary benefits.
Equal Employment Opportunity It is the policy of FNB not to discriminate against any employee or applicant for employment because of race, color, religion, sex, sexual orientation, gender identity, national origin, disability status, or status as a protected veteran. FNB provides all applicants and employees a discrimination and harassment free workplace.
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Commercial Credit Underwriting Portfolio Manager 2
Business Unit:
Credit
Reports to:
Commercial Credit Underwriting Portfolio Manager Team Leader
Location:
300 E. Lombard Street, Baltimore, Maryland 21202
Responsibilities
Manage a designated Commercial loan portfolio, including portfolio management and credit underwriting, ensuring compliance with bank and regulatory guidelines.
Maintain quality underwriting and portfolio management metrics within the portfolio under purview.
Assist Commercial Relationship Managers in managing client relationships while maintaining a high degree of creditability; mentor junior team members.
Work on loans/portfolios of varying complexity with oversight as appropriate.
Underwrite, monitor, and analyze the assigned Commercial portfolio; identify risks in a timely manner with high accuracy and ensure alignment with risk appetite and regulatory standards.
Lead complex transactions including syndications, multi-level capital structures, and/or Middle Market relationships; communicate clearly to solve problems and make credit, risk, and policy recommendations.
Monitor portfolio tolerances and KPIs/KRIs; optimize customer relationships in coordination with Relationship Managers.
Ensure sustained satisfactory reviews by regulators, internal/external auditors, and loan review; document depth of underwriting, policy exceptions, and stress analysis.
Collaborate on group-wide process improvements; mentor junior Underwriting Portfolio Managers.
Present proposed credit actions in written analyses and, when necessary, verbally to committees or meetings.
Performs other related duties and projects as assigned.
Qualifications
Education:
BA or BS
Experience:
3 years of job-related experience
Skills:
Excellent project management; excellent written and verbal communication; strong organizational, analytical, and interpersonal abilities; excellent customer service; proficiency with personal computers and job-related software (MS Word – Basic, MS Excel – Intermediate, MS PowerPoint – Basic); knowledge of a wide range of commercial lending (C&I & Cap markets), underwriting practices, and banking practices; knowledge of commercial banking policies, procedures, and government regulations
Licenses/Certifications:
N/A
Travel:
Travel may be required on occasion
Compensation and Benefits $77,818.00 - $129,688.00
FNB’s total rewards package may include overtime, incentive, equity, and benefits. Salary range is a guideline and determined by factors including education, experience, skills, internal equity, and market conditions. Comprehensive benefits include medical, dental, vision, life insurance, FSA/HSA, 401(k), paid time off, sick time, vacation, holidays, and other voluntary benefits.
Equal Employment Opportunity It is the policy of FNB not to discriminate against any employee or applicant for employment because of race, color, religion, sex, sexual orientation, gender identity, national origin, disability status, or status as a protected veteran. FNB provides all applicants and employees a discrimination and harassment free workplace.
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