Segment Risk Specialist Sr
Huntington National Bank, Dallas, TX, United States
Description
The Senior Risk Analyst is responsible for identifying, assessing, and mitigating credit, fraud, and operational risks across the merchant services portfolio. This role provides expert risk oversight through transaction monitoring, data analysis, and escalation of high‑risk merchants to protect the organization from financial and reputational exposure. The position partners closely with Sales, Operations, Compliance, and external processors while serving as a senior subject‑matter expert within the risk function.
Duties & Responsibilities
Conduct ongoing credit risk assessments for active merchant accounts, evaluating financial health and exposure levels.
Monitor transactional activity and account performance to identify anomalies, emerging risks, and potential fraud.
Lead investigations and escalations for high‑risk accounts, ensuring timely and well‑informed decisions.
Create and maintain departmental procedures for account monitoring, risk reviews, and escalation handling.
Develop and manage dashboards and reporting tools to track key risk indicators and portfolio trends.
Collaborate with Sales, Operations, and Compliance teams to integrate risk insights into merchant lifecycle management.
Mentor junior team members, providing guidance on account reviews, risk analysis, and professional development.
Basic Qualifications
Bachelor’s degree.
Minimum of 5 years of experience in Audit, Compliance, Risk Management or Operational Risk.
In lieu of a Bachelor’s degree, 4 additional years of segment‑specific or risk‑related experience may be considered.
Preferred Qualifications
Knowledge of risk management principles and regulatory compliance requirements.
Strong organizational, analytical, critical thinking and problem‑solving skills.
Excellent verbal and written communication skills.
Strong interpersonal skills and ability to build partnerships and work collaboratively across business units.
Ability to deal with ambiguity, multi‑task, and work in a fast‑paced environment.
Knowledge of Fiserv Merchant Acquiring Risk tools.
Proficiency in MS Office suite.
Compensation and Benefits Compensation range: $57,000 – $113,000 annual salary. Employees may be eligible for incentive compensation plans. Benefits include health insurance, wellness program, life and disability insurance, retirement savings plan, paid leave, paid holidays, and paid time off.
Workplace Type Office (in‑person). Certain positions may be eligible for flexible work arrangements.
Exempt Status Yes (not eligible for overtime).
Employment Eligibility Huntington will not sponsor for immigration benefits. Applicants must be currently authorized to work in the United States on a full‑time basis.
Equal Opportunity Employer Huntington is an Equal Opportunity Employer and maintains a tobacco‑free hiring practice.
#J-18808-Ljbffr
Duties & Responsibilities
Conduct ongoing credit risk assessments for active merchant accounts, evaluating financial health and exposure levels.
Monitor transactional activity and account performance to identify anomalies, emerging risks, and potential fraud.
Lead investigations and escalations for high‑risk accounts, ensuring timely and well‑informed decisions.
Create and maintain departmental procedures for account monitoring, risk reviews, and escalation handling.
Develop and manage dashboards and reporting tools to track key risk indicators and portfolio trends.
Collaborate with Sales, Operations, and Compliance teams to integrate risk insights into merchant lifecycle management.
Mentor junior team members, providing guidance on account reviews, risk analysis, and professional development.
Basic Qualifications
Bachelor’s degree.
Minimum of 5 years of experience in Audit, Compliance, Risk Management or Operational Risk.
In lieu of a Bachelor’s degree, 4 additional years of segment‑specific or risk‑related experience may be considered.
Preferred Qualifications
Knowledge of risk management principles and regulatory compliance requirements.
Strong organizational, analytical, critical thinking and problem‑solving skills.
Excellent verbal and written communication skills.
Strong interpersonal skills and ability to build partnerships and work collaboratively across business units.
Ability to deal with ambiguity, multi‑task, and work in a fast‑paced environment.
Knowledge of Fiserv Merchant Acquiring Risk tools.
Proficiency in MS Office suite.
Compensation and Benefits Compensation range: $57,000 – $113,000 annual salary. Employees may be eligible for incentive compensation plans. Benefits include health insurance, wellness program, life and disability insurance, retirement savings plan, paid leave, paid holidays, and paid time off.
Workplace Type Office (in‑person). Certain positions may be eligible for flexible work arrangements.
Exempt Status Yes (not eligible for overtime).
Employment Eligibility Huntington will not sponsor for immigration benefits. Applicants must be currently authorized to work in the United States on a full‑time basis.
Equal Opportunity Employer Huntington is an Equal Opportunity Employer and maintains a tobacco‑free hiring practice.
#J-18808-Ljbffr