Fraud Insights & Emerging Risks Analyst
Best Egg, Los Angeles, CA, United States
We are seeking an inquisitive, analytical Fraud Insights & Emerging Risks Analyst to support the development of next-generation fraud prevention capabilities across our financial services products.
This role focuses on researching emerging fraud trends, evaluating control gaps, supporting the rollout of new tools and technologies, and helping the fraud team stay ahead of evolving financial crimes behavior.
Primary Responsibilities – Fraud Research & Emerging Threat Monitoring
Monitor industry news, fraud forums, consortium data, and internal trends to identify new or evolving fraud threats. Support enterprise bot-management and act as the Fraud Operations liaison during bot-related incidents, proactively identifying risks, assisting with triage, validating impact, and coordinating rapid remediation steps. Assess and identify risks, including recommending mitigation plans to address impostor-related threats, such as fake websites, phishing emails, scams, and other social-engineering–based attacks. Evaluate, identify and make recommendations to mitigate emerging 1st-party fraud behaviors, including credit washing, dispute abuse, and intentional misrepresentation - to assess potential vulnerabilities within our products and processes. Conduct deep-dive investigations into specific fraud patterns or unusual activity. Summarize findings, prepare briefings, and provide recommendations to Operations leaders, Fraud Strategy and Information Security teams. Primary Responsibilities – Additional Tasks & Growth Opportunities
Analyze fraud risk and support projects around detection gaps, operational processes and control performance to identify improvement opportunities. Help gather requirements and test new controls, which may include rule changes to ensure effective implementation. Research, analyze, and compare existing vendor capabilities and performance, identify insights, and make recommendations to improve fraud detection and prevention effectiveness. Assist in evaluating how emerging fraud patterns could impact current products or processes. Assist in creating analysis and business cases for investments in fraud-prevention tools, automation, and emerging technologies to support strategic decision-making. Contribute to documentation, playbooks, and communications related to fraud changes or enhancements. Build reports and dashboards that track fraud KPIs and control effectiveness. Qualifications – Required
1–3+ years of experience in fraud analysis, risk analytics, financial crime, or related work. Strong analytical skills and comfort working with data (Excel, BI tools, etc.). Understanding of common fraud types (identity fraud, ATO, synthetic IDs, social engineering, etc.). Ability to research independently and summarize findings clearly. Strong communication skills and comfort working cross‑functionally. Detail‑oriented, proactive, and eager to learn. Qualifications – Preferred
Experience in consumer lending, banking, fintech, or payments. Familiarity with fraud tools or vendors (e.g., identity verification, device intelligence). Exposure to fraud rules engines or case management systems. Bachelor’s degree in a related field (Criminal Justice, Analytics, Business, etc.). Competencies
Analytical Curiosity: Enjoys digging into data and asking “why?” Problem Solving: Approaches fraud issues systematically and creatively. Ability to build a program up Communication: Can translate analytical findings into simple, actionable insights. Adaptability: Comfortable shifting focus as fraud patterns evolve. Collaboration: Works well with diverse teams and perspectives. $100,000 - $120,000 a year This position is also eligible for an annual incentive bonus based on individual and company performance. Yearly incentive bonus target 20% of base salary. Employee Benefits
Pre‑tax and post‑tax retirement savings plans with a competitive company matching. Generous paid time‑off plans including vacation, personal/sick time, paid short‑term and long‑term disability leaves, paid parental leave, and paid company holidays. Multiple health care plans to choose from, including dental and vision options. Flexible Spending Plans for Health Care, Dependent Care, and Health Reimbursement Accounts. Company‑paid benefits such as life insurance, wellness platforms, employee assistance programs, and Health Advocate programs. Other discounted benefits including identity theft protection, pet insurance, fitness center reimbursements, and many more! We’re proud to be an equal opportunity employer committed to building a diverse, inclusive team. In compliance with the CCPA, Best Egg is fully committed to handling the personal information and data of employees and job applications responsibly with respect and due care. Review our CCPA Employee Policy here.
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Monitor industry news, fraud forums, consortium data, and internal trends to identify new or evolving fraud threats. Support enterprise bot-management and act as the Fraud Operations liaison during bot-related incidents, proactively identifying risks, assisting with triage, validating impact, and coordinating rapid remediation steps. Assess and identify risks, including recommending mitigation plans to address impostor-related threats, such as fake websites, phishing emails, scams, and other social-engineering–based attacks. Evaluate, identify and make recommendations to mitigate emerging 1st-party fraud behaviors, including credit washing, dispute abuse, and intentional misrepresentation - to assess potential vulnerabilities within our products and processes. Conduct deep-dive investigations into specific fraud patterns or unusual activity. Summarize findings, prepare briefings, and provide recommendations to Operations leaders, Fraud Strategy and Information Security teams. Primary Responsibilities – Additional Tasks & Growth Opportunities
Analyze fraud risk and support projects around detection gaps, operational processes and control performance to identify improvement opportunities. Help gather requirements and test new controls, which may include rule changes to ensure effective implementation. Research, analyze, and compare existing vendor capabilities and performance, identify insights, and make recommendations to improve fraud detection and prevention effectiveness. Assist in evaluating how emerging fraud patterns could impact current products or processes. Assist in creating analysis and business cases for investments in fraud-prevention tools, automation, and emerging technologies to support strategic decision-making. Contribute to documentation, playbooks, and communications related to fraud changes or enhancements. Build reports and dashboards that track fraud KPIs and control effectiveness. Qualifications – Required
1–3+ years of experience in fraud analysis, risk analytics, financial crime, or related work. Strong analytical skills and comfort working with data (Excel, BI tools, etc.). Understanding of common fraud types (identity fraud, ATO, synthetic IDs, social engineering, etc.). Ability to research independently and summarize findings clearly. Strong communication skills and comfort working cross‑functionally. Detail‑oriented, proactive, and eager to learn. Qualifications – Preferred
Experience in consumer lending, banking, fintech, or payments. Familiarity with fraud tools or vendors (e.g., identity verification, device intelligence). Exposure to fraud rules engines or case management systems. Bachelor’s degree in a related field (Criminal Justice, Analytics, Business, etc.). Competencies
Analytical Curiosity: Enjoys digging into data and asking “why?” Problem Solving: Approaches fraud issues systematically and creatively. Ability to build a program up Communication: Can translate analytical findings into simple, actionable insights. Adaptability: Comfortable shifting focus as fraud patterns evolve. Collaboration: Works well with diverse teams and perspectives. $100,000 - $120,000 a year This position is also eligible for an annual incentive bonus based on individual and company performance. Yearly incentive bonus target 20% of base salary. Employee Benefits
Pre‑tax and post‑tax retirement savings plans with a competitive company matching. Generous paid time‑off plans including vacation, personal/sick time, paid short‑term and long‑term disability leaves, paid parental leave, and paid company holidays. Multiple health care plans to choose from, including dental and vision options. Flexible Spending Plans for Health Care, Dependent Care, and Health Reimbursement Accounts. Company‑paid benefits such as life insurance, wellness platforms, employee assistance programs, and Health Advocate programs. Other discounted benefits including identity theft protection, pet insurance, fitness center reimbursements, and many more! We’re proud to be an equal opportunity employer committed to building a diverse, inclusive team. In compliance with the CCPA, Best Egg is fully committed to handling the personal information and data of employees and job applications responsibly with respect and due care. Review our CCPA Employee Policy here.
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