AVP Credit Underwriter - CRE

A well-established regional bank with a strong presence in the Northeast is seeking to add a Senior Credit Analyst to its Commercial Real Estate team. This is an exciting opportunity to join a growth-oriented institution with a long-standing reputation in real estate lending. The role offers meaningful exposure to a diverse CRE loan portfolio and the ability to work closely with senior leadership on new originations and existing deals. This role provides a collaborative environment with clear visibility and continued career growth.

Responsibilities

Underwrite new and existing CRE loans with sweet spot ranging anywhere from $5MM-$25MM.

Perform detailed credit analysis including property cash-flow modeling and guarantee analysis.

Prepare comprehensive credit memoranda, including risk assessment, strengths/weaknesses, and structure recommendations.

Evaluate sponsor strength through review of liquidity, net worth, contingent liabilities, and track record.

Assess collateral quality and secondary sources of repayment, including valuation and liquidation analysis.

Qualifications

3+ years of experience in commercial real estate credit analysis or underwriting.

Familiarity with credit policy, risk rating methodologies, and loan approval processes.

Strong understanding of CRE fundamentals, including cash flow analysis, DSCR, LTV, and loan structuring.

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