Loan Processor
SFMC Home Lending, Fort Worth, TX, United States
Essential Duties and Responsibilities
The Loan Processor will audit loan applications using the Loan Officer Checklist for completeness, collect missing information as required, and obtain and review all documentation to verify that the loan transaction meets all FHA, VA, Conventional, Jumbo, and USDA guidelines. The processor will order all third‑party vendor documents (credit updates, required verifications, flood certification, appraisal, title, title fees, hazard insurance, and payoff statements), submit complete loan files to underwriting for approval, clear all underwriting conditions, and send all documentation to the closing department for final documents and loan figures.
Maintain all correspondence for loan transactions with Realtors, Builders, Title Agents, Borrowers, and Third‑Party Vendors.
Ensure the LOS system is always updated with current status and correct investor information.
Submit loans to closing for final documents to be drawn and work with the title company to approve a final Closing Disclosure.
Review loan files in the pipeline, managing up to 20 units per month and funding up to 15 units.
Education and/or Work Experience Requirements
High School diploma or equivalent.
3+ years’ experience in mortgage processing of FHA/VA/FNMA/FHLMC and knowledge of investor programs, guidelines, loan processing, and automation systems.
Skills
Proficient with MS Office.
Knowledge of industry software and automation.
Strong written and oral communication skills.
Strong commitment to customer service and satisfaction with both internal and external customers.
Creative thinking to find appropriate/alternative programs and solutions for unique situations.
Proven ability to research, make sound judgments, identify issues, and make recommendations based on the research.
Ability to multitask and manage multiple priorities.
High level of integrity, ethics, discretion, and professionalism in handling confidential and sensitive information.
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Maintain all correspondence for loan transactions with Realtors, Builders, Title Agents, Borrowers, and Third‑Party Vendors.
Ensure the LOS system is always updated with current status and correct investor information.
Submit loans to closing for final documents to be drawn and work with the title company to approve a final Closing Disclosure.
Review loan files in the pipeline, managing up to 20 units per month and funding up to 15 units.
Education and/or Work Experience Requirements
High School diploma or equivalent.
3+ years’ experience in mortgage processing of FHA/VA/FNMA/FHLMC and knowledge of investor programs, guidelines, loan processing, and automation systems.
Skills
Proficient with MS Office.
Knowledge of industry software and automation.
Strong written and oral communication skills.
Strong commitment to customer service and satisfaction with both internal and external customers.
Creative thinking to find appropriate/alternative programs and solutions for unique situations.
Proven ability to research, make sound judgments, identify issues, and make recommendations based on the research.
Ability to multitask and manage multiple priorities.
High level of integrity, ethics, discretion, and professionalism in handling confidential and sensitive information.
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