E&S Homeowners Underwriter
Acrisure, Phoenix, AZ, United States
Job Description
A global fintech leader, Acrisure empowers millions of ambitious businesses and individuals with the right solutions to grow boldly forward. Bringing cutting‑edge technology and top‑tier human support together, we connect clients with customized solutions across a range of insurance, reinsurance, payroll, benefits, cybersecurity, mortgage services, and more.
In the last twelve years, Acrisure has grown in revenue from $38 million to almost $5 billion and employs over 19,000 colleagues in more than 20 countries. Acrisure was built on entrepreneurial spirit. Prioritizing leadership, accountability, and collaboration, we equip our teams to work at the highest levels possible.
Job Summary Acrisure is seeking an E&S Homeowners Underwriter to support excess and surplus homeowners business. This role is responsible for evaluating new and renewal submissions, selecting and pricing risks, and applying underwriting guidelines to support profitable growth. The Underwriter will work closely with agents, brokers, distribution partners, and capacity providers to assess complex homeowners risks and determine appropriate coverage solutions. This position is well suited for someone with strong personal lines underwriting experience, sound judgment, and the ability to work effectively in a fast paced environment.
Responsibilities
Evaluate new and renewal homeowners insurance submissions for eligibility, pricing, and terms within E&S underwriting authority
Analyze inspection reports, property characteristics, loss history, and geographic exposures such as wildfire, flood, and wind
Apply underwriting guidelines, rating manuals, and regulatory requirements to support compliant risk selection
Collaborate with agents, brokers, and distribution partners to gather additional information, negotiate terms, and communicate underwriting decisions
Determine the appropriate carrier or program placement based on risk profile, coverage needs, and market appetite
Identify and manage exposure concentrations, including catastrophe prone or otherwise high risk areas
Recommend underwriting strategies that support profitability and market competitiveness
Utilize underwriting systems and tools for rating, documentation, data entry, and decision making
Participate in audits and process improvement initiatives related to underwriting operations
Stay current on property market trends, emerging risks, and regulatory developments
Support strong agent and broker relationships through responsive communication, education, and problem solving
Requirements
2 to 5 years of experience in personal lines insurance required
Strong knowledge of homeowners policy coverage forms, including HO 3 and HO 5, and ISO or proprietary underwriting rules
Strong analytical skills, attention to detail, and sound underwriting judgmentStrong communication and negotiation skills with the ability to work effectively with agents and internal teams
Strong organizational skills and ability to manage multiple priorities effectively
Proficiency with Microsoft Word, Excel, and SharePoint, with the ability to learn new systems quickly
Experience with E&S homeowners underwriting is beneficial
Education and Licenses
Bachelor’s degree beneficial, preferably in Risk Management and Insurance, or equivalent experience
Property and Casualty license required, or ability to obtain within 30 days of hire
Pay Details The base compensation range for this position is $80,000 - $125,000. This range reflects Acrisure's good faith estimate at the time of this posting. Placement within the range will be based on a variety of factors, including but not limited to skills, experience, qualifications, location, and internal equity.
Candidates should be comfortable with an on‑site presence to support collaboration, team leadership, and cross‑functional partnership.
Employee Benefits
Physical Wellness: Comprehensive medical insurance, dental insurance, and vision insurance; life and disability insurance; fertility benefits; wellness resources; and paid sick time.
Mental Wellness: Generous paid time off and holidays; Employee Assistance Program (EAP); and a complimentary Calm app subscription.
Financial Wellness: Immediate vesting in a 401(k) plan; Health Savings Account (HSA) and Flexible Spending Account (FSA) options; commuter benefits; and employee discount programs.
Family Care: Paid maternity leave and paid paternity leave (including for adoptive parents); legal plan options; and pet insurance coverage.
… and so much more!
This list is not exhaustive of all available benefits. Eligibility and waiting periods may apply to certain offerings. Benefits may vary based on subsidiary entity and geographic location.
Acrisure is an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, religion, sex, national origin, disability, or protected veteran status. Applicants may request reasonable accommodation by contacting leaves@acrisure.com.
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In the last twelve years, Acrisure has grown in revenue from $38 million to almost $5 billion and employs over 19,000 colleagues in more than 20 countries. Acrisure was built on entrepreneurial spirit. Prioritizing leadership, accountability, and collaboration, we equip our teams to work at the highest levels possible.
Job Summary Acrisure is seeking an E&S Homeowners Underwriter to support excess and surplus homeowners business. This role is responsible for evaluating new and renewal submissions, selecting and pricing risks, and applying underwriting guidelines to support profitable growth. The Underwriter will work closely with agents, brokers, distribution partners, and capacity providers to assess complex homeowners risks and determine appropriate coverage solutions. This position is well suited for someone with strong personal lines underwriting experience, sound judgment, and the ability to work effectively in a fast paced environment.
Responsibilities
Evaluate new and renewal homeowners insurance submissions for eligibility, pricing, and terms within E&S underwriting authority
Analyze inspection reports, property characteristics, loss history, and geographic exposures such as wildfire, flood, and wind
Apply underwriting guidelines, rating manuals, and regulatory requirements to support compliant risk selection
Collaborate with agents, brokers, and distribution partners to gather additional information, negotiate terms, and communicate underwriting decisions
Determine the appropriate carrier or program placement based on risk profile, coverage needs, and market appetite
Identify and manage exposure concentrations, including catastrophe prone or otherwise high risk areas
Recommend underwriting strategies that support profitability and market competitiveness
Utilize underwriting systems and tools for rating, documentation, data entry, and decision making
Participate in audits and process improvement initiatives related to underwriting operations
Stay current on property market trends, emerging risks, and regulatory developments
Support strong agent and broker relationships through responsive communication, education, and problem solving
Requirements
2 to 5 years of experience in personal lines insurance required
Strong knowledge of homeowners policy coverage forms, including HO 3 and HO 5, and ISO or proprietary underwriting rules
Strong analytical skills, attention to detail, and sound underwriting judgmentStrong communication and negotiation skills with the ability to work effectively with agents and internal teams
Strong organizational skills and ability to manage multiple priorities effectively
Proficiency with Microsoft Word, Excel, and SharePoint, with the ability to learn new systems quickly
Experience with E&S homeowners underwriting is beneficial
Education and Licenses
Bachelor’s degree beneficial, preferably in Risk Management and Insurance, or equivalent experience
Property and Casualty license required, or ability to obtain within 30 days of hire
Pay Details The base compensation range for this position is $80,000 - $125,000. This range reflects Acrisure's good faith estimate at the time of this posting. Placement within the range will be based on a variety of factors, including but not limited to skills, experience, qualifications, location, and internal equity.
Candidates should be comfortable with an on‑site presence to support collaboration, team leadership, and cross‑functional partnership.
Employee Benefits
Physical Wellness: Comprehensive medical insurance, dental insurance, and vision insurance; life and disability insurance; fertility benefits; wellness resources; and paid sick time.
Mental Wellness: Generous paid time off and holidays; Employee Assistance Program (EAP); and a complimentary Calm app subscription.
Financial Wellness: Immediate vesting in a 401(k) plan; Health Savings Account (HSA) and Flexible Spending Account (FSA) options; commuter benefits; and employee discount programs.
Family Care: Paid maternity leave and paid paternity leave (including for adoptive parents); legal plan options; and pet insurance coverage.
… and so much more!
This list is not exhaustive of all available benefits. Eligibility and waiting periods may apply to certain offerings. Benefits may vary based on subsidiary entity and geographic location.
Acrisure is an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, religion, sex, national origin, disability, or protected veteran status. Applicants may request reasonable accommodation by contacting leaves@acrisure.com.
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