Analyst – Credit Portfolio Analytics – Credit Risk
Morgan Stanley, New York, NY, United States
Firm Risk Management (FRM) supports Morgan Stanley by partnering with business units across the firm to realize efficient risk‑adjusted returns and protect the firm from exposure to losses as a result of credit, market, liquidity, operational, model, and other risks.
Responsibilities
Evaluate and analyze ACL (Allowance for Credit Losses) results under CECL and IFRS9 methodologies and regulatory stress tests (CCAR).
Create and deliver presentations to management audiences to aid in analysis and understanding of the ACL.
Ensure proper implementation of governance and controls, including updating documentation and project managing recurring and ad‑hoc deliverables.
Collaborate with risk analytics and technology groups on model implementation and testing.
Work with technology and perform UAT testing on projects to streamline and enhance existing stress‑testing models, data tables, and analysis tools.
Qualifications
Bachelor's degree required.
Strong quantitative and analytical skills.
Ability to clearly summarize and communicate complex concepts.
Proficient in using Excel and PowerPoint to efficiently organize, transform, and analyze data; skilled in data lookups (e.g., VLOOKUP, INDEX/ MATCH), pivot tables, and writing logic‑based formulas.
Basic knowledge of programming languages such as SQL, VBA, R, or Python is a plus.
Hard‑working team player and self‑starter with a desire and willingness to learn, attention to detail, and problem‑solving skills.
Compensation Expected base pay rates for the role will be between $75,000 and $95,000 per year at the commencement of employment. Base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which may also include commission earnings, incentive compensation, discretionary bonuses, other short‑ and long‑term incentive packages, and other Morgan Stanley‑sponsored benefit programs.
EEO Statement Morgan Stanley is an equal opportunity employer committed to building and maintaining a workforce that is diverse in experience and background. Our recruiting efforts reflect our strong commitment to a culture of inclusion, where individuals are hired, developed, and advanced based on their skills and talents. For more information, please visit https://www.morganstanley.com/people-opportunities/eeo.
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Responsibilities
Evaluate and analyze ACL (Allowance for Credit Losses) results under CECL and IFRS9 methodologies and regulatory stress tests (CCAR).
Create and deliver presentations to management audiences to aid in analysis and understanding of the ACL.
Ensure proper implementation of governance and controls, including updating documentation and project managing recurring and ad‑hoc deliverables.
Collaborate with risk analytics and technology groups on model implementation and testing.
Work with technology and perform UAT testing on projects to streamline and enhance existing stress‑testing models, data tables, and analysis tools.
Qualifications
Bachelor's degree required.
Strong quantitative and analytical skills.
Ability to clearly summarize and communicate complex concepts.
Proficient in using Excel and PowerPoint to efficiently organize, transform, and analyze data; skilled in data lookups (e.g., VLOOKUP, INDEX/ MATCH), pivot tables, and writing logic‑based formulas.
Basic knowledge of programming languages such as SQL, VBA, R, or Python is a plus.
Hard‑working team player and self‑starter with a desire and willingness to learn, attention to detail, and problem‑solving skills.
Compensation Expected base pay rates for the role will be between $75,000 and $95,000 per year at the commencement of employment. Base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which may also include commission earnings, incentive compensation, discretionary bonuses, other short‑ and long‑term incentive packages, and other Morgan Stanley‑sponsored benefit programs.
EEO Statement Morgan Stanley is an equal opportunity employer committed to building and maintaining a workforce that is diverse in experience and background. Our recruiting efforts reflect our strong commitment to a culture of inclusion, where individuals are hired, developed, and advanced based on their skills and talents. For more information, please visit https://www.morganstanley.com/people-opportunities/eeo.
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