Commercial Portfolio Manager
EverBank, Jacksonville, FL, United States
Commercial Portfolio Manager
The Commercial Portfolio Manager is responsible for monitoring and managing the credit quality of an assigned commercial real estate loan portfolio. This role ensures timely receipt of financial information and conducts periodic credit reviews to maintain accurate risk ratings and reserves. Under limited supervision, this role also evaluates and facilitates loan renewals and modifications.
Key Responsibilities and Duties
Performs credit analysis on commercial real estate properties by analyzing property operating statements, rent rolls, and borrower financial statements and performs financial modeling scenarios in accordance with credit policies.
Performs and documents analysis of credit risk, including financial covenants, assures that credits are property risk rated, and modifies servicing plans as needed.
Identifies deteriorating credits, develops comprehensive action plans, in consultation with the Special Assets Department, to minimize losses.
Monitors maturing loans and expiring commitments to ensure a timely refinance or payoff.
Identifies and structures renewals for loan retention and prepares credit approval packages.
Assists in the closing process to ensure loans are closed timely and documented as approved.
Serves as the primary liaison with customers, responds to customers’ requests for modifications, extensions, or servicing needs.
Minimum Qualifications
3 years of experience supporting and managing commercial portfolios
Prior knowledge and experience with Multifamily and/or CRE lending
Preferred Qualifications
5+ years of experience managing Multifamily loan portfolios
Advanced skills in credit analysis for a large financial institution
Educational Requirements
University (Degree) Preferred
Physical Requirements
Sedentary Work
Pay Range $87,800 - $118,800
EEO Statement EverBank, N.A. is an equal opportunity (EEO) employer, dedicated to maintaining a work environment free of bias, harassment, discrimination and retaliation. As an EEO employer, EverBank expressly prohibits discrimination, harassment and retaliation based on protected characteristics such as race, creed, ethnicity, color, age, religion, sex, sex stereotype, pregnancy, sexual orientation, gender, gender identity, gender expression, transgender status, marital status, national origin, ancestry, physical or mental disability, genetic history and information, or military or veteran status. Providing a safe, inclusive environment is a priority at EverBank and, consistent with that mission, EverBank considers all qualified applicants for employment regardless of protected status.
We will not discharge or in any other manner discriminate against associates or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another associate or applicant. However, associates who have access to the compensation information of other associates or applicants as a part of their essential job functions cannot disclose the pay of other associates or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by us, or (c) consistent with our legal duty to furnish information.
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Key Responsibilities and Duties
Performs credit analysis on commercial real estate properties by analyzing property operating statements, rent rolls, and borrower financial statements and performs financial modeling scenarios in accordance with credit policies.
Performs and documents analysis of credit risk, including financial covenants, assures that credits are property risk rated, and modifies servicing plans as needed.
Identifies deteriorating credits, develops comprehensive action plans, in consultation with the Special Assets Department, to minimize losses.
Monitors maturing loans and expiring commitments to ensure a timely refinance or payoff.
Identifies and structures renewals for loan retention and prepares credit approval packages.
Assists in the closing process to ensure loans are closed timely and documented as approved.
Serves as the primary liaison with customers, responds to customers’ requests for modifications, extensions, or servicing needs.
Minimum Qualifications
3 years of experience supporting and managing commercial portfolios
Prior knowledge and experience with Multifamily and/or CRE lending
Preferred Qualifications
5+ years of experience managing Multifamily loan portfolios
Advanced skills in credit analysis for a large financial institution
Educational Requirements
University (Degree) Preferred
Physical Requirements
Sedentary Work
Pay Range $87,800 - $118,800
EEO Statement EverBank, N.A. is an equal opportunity (EEO) employer, dedicated to maintaining a work environment free of bias, harassment, discrimination and retaliation. As an EEO employer, EverBank expressly prohibits discrimination, harassment and retaliation based on protected characteristics such as race, creed, ethnicity, color, age, religion, sex, sex stereotype, pregnancy, sexual orientation, gender, gender identity, gender expression, transgender status, marital status, national origin, ancestry, physical or mental disability, genetic history and information, or military or veteran status. Providing a safe, inclusive environment is a priority at EverBank and, consistent with that mission, EverBank considers all qualified applicants for employment regardless of protected status.
We will not discharge or in any other manner discriminate against associates or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another associate or applicant. However, associates who have access to the compensation information of other associates or applicants as a part of their essential job functions cannot disclose the pay of other associates or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by us, or (c) consistent with our legal duty to furnish information.
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