Senior Actuary (FSA) - Annuity Rate Setting
Symphony Talent, LLC, Newport Beach, CA, United States
Job Description:
Providing for loved ones, planning rewarding retirements, saving enough for whatever lies ahead – our policyholders count on us to be there when it matters most. It’s a big ask, but it’s one that we have the power to deliver when we work together. We collaborate and innovate – pushing one another to transform not just Pacific Life, but the entire industry for the better. Why? Because it’s the right thing to do. Pacific Life is more than a job, it’s a career with purpose. It’s a career where you have the support, balance, and resources to make a positive impact on the future – including your own.
Pacific Life is seeking a
Senior Actuary (FSA) to join our Annuity Rate Setting team within the Consumer Markets Division . In this role, you will help own and execute annuity rate actions that directly influence sales outcomes, profitability, and risk.
This role is hybrid, based out of Newport Beach, CA or Omaha, NE.
You’ll support the end‑to‑end execution and evolution of annuity rate management, partnering closely with Sales, Investments, Hedging, Finance, and Risk to balance competitiveness with long‑term financial discipline.
This is a hands‑on, judgment‑driven position for an actuary who wants meaningful ownership of decisions - not just process execution - and clear visibility into how actuarial work impacts business results. Success in this role is reflected in timely, well‑supported rate actions that balance competitiveness, profitability, and risk.
How you’ll help move us forward: Rate Setting & Financial Execution Execute and oversee recurring annuity rate‑setting activities with accuracy, discipline, and strong controls
Analyze movements in returns and profitability, clearly explaining key drivers and implications
Support asset, duration, and yield alignment in partnership with Investments and Risk
Apply strong reasonability checks and professional judgment to validate results
Sales Alignment via Rate Management Partner with Sales to ensure rate actions align with sales goals through a clear rate management strategy
Frame rate recommendations around tradeoffs between competitiveness, profitability, and risk
Translate actuarial results into clear implications for sales outcomes and market positioning
Analysis, Ownership & Influence Investigate moderately complex issues and develop pragmatic, well‑reasoned recommendations
Explain downstream financial and business impacts of rate and assumption changes
Present clear, decision‑ready insights to leadership to support rate actions
Provide peer review and technical guidance to support consistent, high‑quality actuarial output
Process Discipline & Stakeholder Partnership Own components of the rate‑setting process, not just individual tasks
Identify and implement process, methodology, and automation improvements
Maintain strong documentation and control discipline around rate‑setting decisions
Communicate clearly with both technical and non‑technical stakeholders and proactively manage expectations
The experience you bring:
FSA required (Fellow of the Society of Actuaries)
6+ years of actuarial experience, with a strong preference for annuities, pricing, rate management, or related areas
Bachelor’s degree in Actuarial Science, Mathematics, Statistics, Finance, or a related quantitative field
Ability to work independently with data using SQL and modern analytics or BI tools (e.g., Python, Tableau, or Power BI) as part of day‑to‑day decision‑making
Demonstrated ability to apply sound judgment in ambiguous or imperfect situations
Clear, concise communicator able to explain “what changed, why, and what it means”
Ownership mindset with accountability for outcomes
What makes you stand out:
Experience aligning actuarial outcomes with sales objectives through rate management
Comfort balancing competitiveness and profitability under real constraints
Track record of improving or modernizing actuarial processes
Base Pay Range:
The base pay range noted represents the company’s good faith minimum and maximum range for this role at the time of posting. The actual compensation offered to a candidate will be dependent upon several factors, including but not limited to experience, qualifications and geographic location. Also, most employees are eligible for additional incentive pay.
$167,670.00 - $204,930.00 Your Benefits Start Day 1
Your wellbeing is important to Pacific Life, and we’re committed to providing you with flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we’ve got you covered.
Prioritization of your health and well-being including Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents
Generous paid time off options including: Paid Time Off, Holiday Schedules, and Financial Planning Time Off
Paid Parental Leave as well as an Adoption Assistance Program
Competitive 401k savings plan with company match and an additional contribution regardless of participation
You Can Be Who You Are
We are committed to a culture of diversity and inclusion that embraces the authenticity of all employees, partners and communities. We support all employees to thrive and achieve their fullest potential.
What’s life like at Pacific Life? Visit Instagram.com/lifeatpacificlife
EEO Statement:
Pacific Life Insurance Company is an Equal Opportunity /Affirmative Action Employer, M/F/D/V. If you are a qualified individual with a disability or a disabled veteran, you have the right to request an accommodation if you are unable or limited in your ability to use or access our career center as a result of your disability. To request an accommodation, contact a Human Resources Representative at Pacific Life Insurance Company.
Providing for loved ones, planning rewarding retirements, saving enough for whatever lies ahead – our policyholders count on us to be there when it matters most. It’s a big ask, but it’s one that we have the power to deliver when we work together. We collaborate and innovate – pushing one another to transform not just Pacific Life, but the entire industry for the better. Why? Because it’s the right thing to do. Pacific Life is more than a job, it’s a career with purpose. It’s a career where you have the support, balance, and resources to make a positive impact on the future – including your own.
Pacific Life is seeking a
Senior Actuary (FSA) to join our Annuity Rate Setting team within the Consumer Markets Division . In this role, you will help own and execute annuity rate actions that directly influence sales outcomes, profitability, and risk.
This role is hybrid, based out of Newport Beach, CA or Omaha, NE.
You’ll support the end‑to‑end execution and evolution of annuity rate management, partnering closely with Sales, Investments, Hedging, Finance, and Risk to balance competitiveness with long‑term financial discipline.
This is a hands‑on, judgment‑driven position for an actuary who wants meaningful ownership of decisions - not just process execution - and clear visibility into how actuarial work impacts business results. Success in this role is reflected in timely, well‑supported rate actions that balance competitiveness, profitability, and risk.
How you’ll help move us forward: Rate Setting & Financial Execution Execute and oversee recurring annuity rate‑setting activities with accuracy, discipline, and strong controls
Analyze movements in returns and profitability, clearly explaining key drivers and implications
Support asset, duration, and yield alignment in partnership with Investments and Risk
Apply strong reasonability checks and professional judgment to validate results
Sales Alignment via Rate Management Partner with Sales to ensure rate actions align with sales goals through a clear rate management strategy
Frame rate recommendations around tradeoffs between competitiveness, profitability, and risk
Translate actuarial results into clear implications for sales outcomes and market positioning
Analysis, Ownership & Influence Investigate moderately complex issues and develop pragmatic, well‑reasoned recommendations
Explain downstream financial and business impacts of rate and assumption changes
Present clear, decision‑ready insights to leadership to support rate actions
Provide peer review and technical guidance to support consistent, high‑quality actuarial output
Process Discipline & Stakeholder Partnership Own components of the rate‑setting process, not just individual tasks
Identify and implement process, methodology, and automation improvements
Maintain strong documentation and control discipline around rate‑setting decisions
Communicate clearly with both technical and non‑technical stakeholders and proactively manage expectations
The experience you bring:
FSA required (Fellow of the Society of Actuaries)
6+ years of actuarial experience, with a strong preference for annuities, pricing, rate management, or related areas
Bachelor’s degree in Actuarial Science, Mathematics, Statistics, Finance, or a related quantitative field
Ability to work independently with data using SQL and modern analytics or BI tools (e.g., Python, Tableau, or Power BI) as part of day‑to‑day decision‑making
Demonstrated ability to apply sound judgment in ambiguous or imperfect situations
Clear, concise communicator able to explain “what changed, why, and what it means”
Ownership mindset with accountability for outcomes
What makes you stand out:
Experience aligning actuarial outcomes with sales objectives through rate management
Comfort balancing competitiveness and profitability under real constraints
Track record of improving or modernizing actuarial processes
Base Pay Range:
The base pay range noted represents the company’s good faith minimum and maximum range for this role at the time of posting. The actual compensation offered to a candidate will be dependent upon several factors, including but not limited to experience, qualifications and geographic location. Also, most employees are eligible for additional incentive pay.
$167,670.00 - $204,930.00 Your Benefits Start Day 1
Your wellbeing is important to Pacific Life, and we’re committed to providing you with flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we’ve got you covered.
Prioritization of your health and well-being including Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents
Generous paid time off options including: Paid Time Off, Holiday Schedules, and Financial Planning Time Off
Paid Parental Leave as well as an Adoption Assistance Program
Competitive 401k savings plan with company match and an additional contribution regardless of participation
You Can Be Who You Are
We are committed to a culture of diversity and inclusion that embraces the authenticity of all employees, partners and communities. We support all employees to thrive and achieve their fullest potential.
What’s life like at Pacific Life? Visit Instagram.com/lifeatpacificlife
EEO Statement:
Pacific Life Insurance Company is an Equal Opportunity /Affirmative Action Employer, M/F/D/V. If you are a qualified individual with a disability or a disabled veteran, you have the right to request an accommodation if you are unable or limited in your ability to use or access our career center as a result of your disability. To request an accommodation, contact a Human Resources Representative at Pacific Life Insurance Company.