Engagement Manager - Credit Risk Strategy

Engagement Manager - Credit Risk Strategy

New York, NY, USA
Engagement Manager - Credit Risk Strategy

Role: Engagement Manager - Credit Risk Strategy
Experience: 7+ years of relevant experience within the Banking or FinTech industry
Team Management: Ability to lead a team of approximately 5 offshore members
Location: New York (2-3 days/week in-office)
Salary: $160K-$180K base + 15% variable bonus
Role and Responsibilities:
As the Risk Strategy and Pricing Engagement Manager, you will play a pivotal role in analyzing and designing credit risk and pricing strategies for Fintech clients. This position requires extensive experience in the lending industry, along with a profound understanding of various business functions such as Credit Risk, Product, and Analytics. A significant plus would be having experience working with third-party channels and devising credit and pricing policies for them. Your problem-solving skills, product sense, and ability to work effectively cross-functionally will be key to your success.
Primary day-to-day client contacts and often interact with C-level executives.
Analyze volume & funnel trends to optimize pricing and impact on RoEs
Analyze credit performance and come up with recommendations to optimize credit policies
React to market dynamics on third party channels and help senior management make informed decisions
Act as a channel manager for certain origination channels in terms of managing credit policies, running tests and optimizing pricing
Stakeholder Collaboration: Collaborate with and drive alignment among various stakeholders across the organization
Manage Offshore Team: Lead and coordinate (incl. project planning) with offshore team for analytical support and to ensure seamless execution
Candidate Profile:
7+ years of experience in Credit risk strategy, along with in consulting, solution design and client management
SQL, Python
Origination channel manage experience
Credit cards/lending expertise (Acquisitions/Underwriting)
Excellent communication, presentation and story building skills in a consulting setup
Demonstrable leadership ability, superior problem solving and people management skills
Master's degree in economics, mathematics, computer science/engineering, operations research or related analytics areas; candidates with BA/BS degrees in the same fields from the top tier academic institutions are also welcome to apply