Combined, a Chubb Company
Underwriter
Combined Insurance, a Chubb Company, is seeking a
Health & Life Underwriter
to join our fast‑paced, high‑energy company that has a tradition of success in the insurance industry spanning over 100 years.
Job Summary We are looking for an experienced health and life underwriter to assess applications, analyze data, and determine risk. The role involves reviewing prior applications, claim history, supporting documents, and performing necessary system transactions to approve or decline applications.
Responsibilities
Analyze applications and review prior application data, claim history, and supporting documents.
Determine if the application can be issued immediately or if further investigation is required.
Perform necessary system transactions to correct application record.
Contact agents and applicants to clarify and correct inconsistent information.
Evaluate existing coverage amounts to determine benefit amounts and replacement regulations.
Examine underwriting parameters for guidance in determining if additional information is needed to evaluate risk.
Authenticate income and occupation class and equate to benefits applied for.
Evaluate medical and non‑medical information generated by the underwriting process to classify risk.
Review completed phone interviews and medical records to approve or decline applications.
Perform necessary system transactions to approve or decline applications.
Competencies
Problem Solving
Initiative
Results Oriented
Skills
Strong knowledge of medical terminology
Strong analytical and problem‑solving skills
Experience working with field sales business partners
Responsive and customer focused
Ability to negotiate and resolve conflicts
Strong attention to detail and organization skills
Ability to communicate verbally and in writing
Proficient computer skills using various software packages
Ability to work in a fast‑paced, high‑volume environment
Strong relationship building skills
Education and Experience
3 – 5 years of Health/Life Underwriting experience
BA/BS degree preferred or related work experience
Benefits
Health insurance
A company‑match 401(k) plan
Disability insurance
Life insurance
About Combined Insurance Combined Insurance Company of America is a Chubb company and a leading provider of supplemental accident, health, disability, and life insurance products in North America. Headquartered in Chicago with a satellite office in Columbia, SC, Combined celebrates over 100 years in business. The company has an A+ rating by the Better Business Bureau and an A+ (Superior) financial strength rating by A.M. Best. We pride ourselves on a Positive Mental Attitude and encouraging collaboration.
About Chubb Chubb is a world leader in insurance with operations in 54 countries, offering commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, and superior claims handling expertise.
Location and Compensation Portland, Maine Metropolitan Area (Cumberland County, ME) $118,000.00 – $128,000.00 annual salary.
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Health & Life Underwriter
to join our fast‑paced, high‑energy company that has a tradition of success in the insurance industry spanning over 100 years.
Job Summary We are looking for an experienced health and life underwriter to assess applications, analyze data, and determine risk. The role involves reviewing prior applications, claim history, supporting documents, and performing necessary system transactions to approve or decline applications.
Responsibilities
Analyze applications and review prior application data, claim history, and supporting documents.
Determine if the application can be issued immediately or if further investigation is required.
Perform necessary system transactions to correct application record.
Contact agents and applicants to clarify and correct inconsistent information.
Evaluate existing coverage amounts to determine benefit amounts and replacement regulations.
Examine underwriting parameters for guidance in determining if additional information is needed to evaluate risk.
Authenticate income and occupation class and equate to benefits applied for.
Evaluate medical and non‑medical information generated by the underwriting process to classify risk.
Review completed phone interviews and medical records to approve or decline applications.
Perform necessary system transactions to approve or decline applications.
Competencies
Problem Solving
Initiative
Results Oriented
Skills
Strong knowledge of medical terminology
Strong analytical and problem‑solving skills
Experience working with field sales business partners
Responsive and customer focused
Ability to negotiate and resolve conflicts
Strong attention to detail and organization skills
Ability to communicate verbally and in writing
Proficient computer skills using various software packages
Ability to work in a fast‑paced, high‑volume environment
Strong relationship building skills
Education and Experience
3 – 5 years of Health/Life Underwriting experience
BA/BS degree preferred or related work experience
Benefits
Health insurance
A company‑match 401(k) plan
Disability insurance
Life insurance
About Combined Insurance Combined Insurance Company of America is a Chubb company and a leading provider of supplemental accident, health, disability, and life insurance products in North America. Headquartered in Chicago with a satellite office in Columbia, SC, Combined celebrates over 100 years in business. The company has an A+ rating by the Better Business Bureau and an A+ (Superior) financial strength rating by A.M. Best. We pride ourselves on a Positive Mental Attitude and encouraging collaboration.
About Chubb Chubb is a world leader in insurance with operations in 54 countries, offering commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, and superior claims handling expertise.
Location and Compensation Portland, Maine Metropolitan Area (Cumberland County, ME) $118,000.00 – $128,000.00 annual salary.
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