Combined, a Chubb Company
Underwriter – Health & Life
Combined, a Chubb Company, is seeking a Health & Life Underwriter to join our fast‑paced, high‑energy, growing company. We are proud of our 100‑year tradition of success in the insurance industry. Join our team of hard‑working, talented professionals!
Job Summary Excellent career opportunity in the Underwriting Department of Combined Insurance for a Health & Life Underwriter.
Responsibilities
Analyze applications, review prior application data, claim history, and supporting documents.
Determine if an application can be issued immediately or if further investigation is required.
Perform necessary system transactions to correct application records.
Contact agents and applicants to clarify and correct inconsistent information.
Evaluate existing coverage amounts to determine benefit amounts and replacement regulations.
Examine underwriting parameters to assess if additional information is needed to evaluate risk.
Authenticate income and occupation class and equate to benefits applied for.
Evaluate medical and non‑medical information generated by the underwriting process to assess and classify risk.
Review completed phone interviews and medical records to approve or decline applications.
Perform system transactions to approve or decline applications.
Competencies
Problem Solving
Initiative
Results Oriented
Skills
Strong knowledge of medical terminology
Strong analytical and problem‑solving skills
Experience working with field sales business partners
Responsive and customer focused
Ability to negotiate and resolve conflicts
Strong attention to detail and organization skills
Ability to communicate verbally and in writing
Proficient computer skills using various software packages
Ability to work in a fast‑paced, high‑volume environment
Strong relationship‑building skills
Education and Experience
3 – 5 years of Health/Life Underwriting experience
BA/BS degree preferred or related work experience
Benefits
Health insurance
A company‑match 401(k) plan
Disability insurance
Life insurance
Seniority Level
Associate
Employment Type
Full‑time
Job Function
Administrative and Analyst
Industries
Insurance
About Combined Insurance Combined Insurance Company of America is a Chubb company and a leading provider of supplemental accident, health, disability, and life insurance products in North America. Headquartered in Chicago, with a satellite office in Columbia, SC, Combined has celebrated over 100 years in business. We are dedicated to making supplemental insurance easy to access and understand. The company has an A+ rating by the Better Business Bureau and an A+ (Superior) rating by A.M. Best. We are recognized as the number one Military Friendly® Employer in 2023.
About Chubb Chubb is a world leader in insurance, operating in 54 countries and offering commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance. Key strengths include extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise, and local operations worldwide.
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Job Summary Excellent career opportunity in the Underwriting Department of Combined Insurance for a Health & Life Underwriter.
Responsibilities
Analyze applications, review prior application data, claim history, and supporting documents.
Determine if an application can be issued immediately or if further investigation is required.
Perform necessary system transactions to correct application records.
Contact agents and applicants to clarify and correct inconsistent information.
Evaluate existing coverage amounts to determine benefit amounts and replacement regulations.
Examine underwriting parameters to assess if additional information is needed to evaluate risk.
Authenticate income and occupation class and equate to benefits applied for.
Evaluate medical and non‑medical information generated by the underwriting process to assess and classify risk.
Review completed phone interviews and medical records to approve or decline applications.
Perform system transactions to approve or decline applications.
Competencies
Problem Solving
Initiative
Results Oriented
Skills
Strong knowledge of medical terminology
Strong analytical and problem‑solving skills
Experience working with field sales business partners
Responsive and customer focused
Ability to negotiate and resolve conflicts
Strong attention to detail and organization skills
Ability to communicate verbally and in writing
Proficient computer skills using various software packages
Ability to work in a fast‑paced, high‑volume environment
Strong relationship‑building skills
Education and Experience
3 – 5 years of Health/Life Underwriting experience
BA/BS degree preferred or related work experience
Benefits
Health insurance
A company‑match 401(k) plan
Disability insurance
Life insurance
Seniority Level
Associate
Employment Type
Full‑time
Job Function
Administrative and Analyst
Industries
Insurance
About Combined Insurance Combined Insurance Company of America is a Chubb company and a leading provider of supplemental accident, health, disability, and life insurance products in North America. Headquartered in Chicago, with a satellite office in Columbia, SC, Combined has celebrated over 100 years in business. We are dedicated to making supplemental insurance easy to access and understand. The company has an A+ rating by the Better Business Bureau and an A+ (Superior) rating by A.M. Best. We are recognized as the number one Military Friendly® Employer in 2023.
About Chubb Chubb is a world leader in insurance, operating in 54 countries and offering commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance. Key strengths include extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise, and local operations worldwide.
#J-18808-Ljbffr