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First Option Bank

Mortgage Loan Officer II

First Option Bank, Overland Park, Kansas, United States, 66213

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Job Summary

We are currently seeking an experienced Mortgage Lender II to be based out of our Overland Park location. This role will also maintain an active presence in Miami County, supporting customers through the mortgage lending process while building strong referral and community relationships. Key Responsibilities

Loan Origination & Client Management

Originate residential mortgage loans by identifying client needs and recommending appropriate loan products. Guide clients through the full loan process, from application to closing. Conduct financial assessments, pre-qualifications, and credit analysis. Prepare and submit complete and accurate loan files for underwriting. Maintain strong relationships with clients, relators, builders, and other referral sources. Compliance & Documentation

Ensure all loan documentation complies with regulatory requirements and internal policies. Maintain accurate records in CRM and loan origination systems. Monitor loan pipeline and follow up on outstanding items to ensure timely closings. Business Development & Community Engagement

Actively participate in community events and outreach to build referral networks. Develop and maintain a pipeline of prospective borrowers through networking and marketing efforts. Cross-sell other bank products and services as appropriate. Training & Mentorship

Serve as a resource and mentor to Mortgage Loan Officer I team members. Stay current on mortgage lending trends, products, and regulatory changes. Other Duties

Perform other duties as assigned. Qualifications

Required

Associate’s degree or equivalent experience in finance, business, or a related field 2+ years of experience in mortgage lending or financial services NMLS registration (active and in good standing) Strong knowledge of mortgage products, underwriting guidelines, and loan documentation Excellent communication, interpersonal, and customer service skills Proficiency in Microsoft Office and loan origination systems (e.g., ENCOMPASS) Ability to manage multiple priorities and meet deadlines Preferred

Bachelor’s degree in business, finance, or related field Experience in community banking or local lending market Work Days/Hours (In Person)

Monday-Friday 8:00am to 5:00 pm Some Saturday's Required

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