NeighborWorks® Boise
NeighborWorks® Boise (NWB) is a local affordable housing nonprofit that helps Idahoans obtain, maintain, and retain housing. We are seeking a motivated and mission-driven Mortgage Loan Officer to help individuals and families achieve sustainable homeownership. Join us in providing innovative housing solutions for underserved communities!
Primary Duties and Responsibilities The Mortgage Loan Officer is responsible for originating quality residential mortgage loans while promoting responsible lending opportunities in alignment with NWB’s mission. This position requires an active NMLS license and Idaho Mortgage Loan Originator license. The Loan Officer guides borrowers through every step of the mortgage process, ensuring compliance with lending regulations, fostering community partnerships, and supporting long-term homeownership success through education and outreach. Key responsibilities include, but are not limited to:
Loan Origination and Client Relations
Meet with prospective borrowers to assess financing needs and recommend appropriate loan products
Collect and review financial documentation (income, credit, assets, liabilities) for accuracy and completeness
Educate borrowers on loan options, terms, and homeownership responsibilities
Submit accurate loan applications to processing and underwriting, coordinate through closing
Maintain open, supportive communication with borrowers throughout the process
Community Outreach and Partnerships
Promote and market NWB loan programs, grants, and services through community and partner engagement
Build relationships with real estate agents, financial institutions, and housing counselors
Represent NWB at community events and housing fairs to raise awareness of lending programs
Collaborate with internal departments to integrate financial education and counseling with lending activities to improve borrower success and loan performance
Compliance and Risk Management
Ensure all loans comply with federal, state, investor, and NWB lending policies
Safeguard confidential client information and adhere to data privacy and record retention standards
Stay current on lending regulations, market trends, and affordable housing programs
Complete all continuing education and licensing renewals as required
Administration and Reporting
Track pipeline activity and meet production goals consistent with NWB’s mission
Maintain detailed and accurate loan files in Encompass LOS
Assist with reports for the Lending Committee and regulatory compliance
Above description is not inclusive of all job duties.
Knowledge, Skills, and Abilities
Working knowledge of residential mortgage products, lending regulations, compliance regulations, federal standards, and affordable housing programs (including conventional, FHA, VA, and USDA loans)
Excellent communication, interpersonal, and customer service skills with ability to explain complex information clearly
Proficiency in loan origination systems and software (Encompass LOS, Microsoft Office Suite)
Upholds confidentiality and professionalism
Bilingual in Spanish preferred, not required
Education and Experience
Active NMLS and Idaho Originator's License required
Bachelor's degree or equivalent experience
Two plus years in mortgage lending or related fields
Experience in mortgage lending, financial services, or affordable housing is preferred
Experience working with community lending programs is highly valued
Job Type: Full-time
Compensation: Hourly base pay starting at $20.00 plus commission on brokered loans (not including ramp-up period)
Benefits
Medical benefits
Dental and Vision Insurance
401K Retirement plan including match
Life Insurance
Short Term and Long Term Disability
EAP
Paid Time Off
Paid Holidays
Qualified candidates must be able to perform essential job functions with or without an accommodation. NeighborWorks® Boise is an Equal Opportunity Employer.
#J-18808-Ljbffr
Primary Duties and Responsibilities The Mortgage Loan Officer is responsible for originating quality residential mortgage loans while promoting responsible lending opportunities in alignment with NWB’s mission. This position requires an active NMLS license and Idaho Mortgage Loan Originator license. The Loan Officer guides borrowers through every step of the mortgage process, ensuring compliance with lending regulations, fostering community partnerships, and supporting long-term homeownership success through education and outreach. Key responsibilities include, but are not limited to:
Loan Origination and Client Relations
Meet with prospective borrowers to assess financing needs and recommend appropriate loan products
Collect and review financial documentation (income, credit, assets, liabilities) for accuracy and completeness
Educate borrowers on loan options, terms, and homeownership responsibilities
Submit accurate loan applications to processing and underwriting, coordinate through closing
Maintain open, supportive communication with borrowers throughout the process
Community Outreach and Partnerships
Promote and market NWB loan programs, grants, and services through community and partner engagement
Build relationships with real estate agents, financial institutions, and housing counselors
Represent NWB at community events and housing fairs to raise awareness of lending programs
Collaborate with internal departments to integrate financial education and counseling with lending activities to improve borrower success and loan performance
Compliance and Risk Management
Ensure all loans comply with federal, state, investor, and NWB lending policies
Safeguard confidential client information and adhere to data privacy and record retention standards
Stay current on lending regulations, market trends, and affordable housing programs
Complete all continuing education and licensing renewals as required
Administration and Reporting
Track pipeline activity and meet production goals consistent with NWB’s mission
Maintain detailed and accurate loan files in Encompass LOS
Assist with reports for the Lending Committee and regulatory compliance
Above description is not inclusive of all job duties.
Knowledge, Skills, and Abilities
Working knowledge of residential mortgage products, lending regulations, compliance regulations, federal standards, and affordable housing programs (including conventional, FHA, VA, and USDA loans)
Excellent communication, interpersonal, and customer service skills with ability to explain complex information clearly
Proficiency in loan origination systems and software (Encompass LOS, Microsoft Office Suite)
Upholds confidentiality and professionalism
Bilingual in Spanish preferred, not required
Education and Experience
Active NMLS and Idaho Originator's License required
Bachelor's degree or equivalent experience
Two plus years in mortgage lending or related fields
Experience in mortgage lending, financial services, or affordable housing is preferred
Experience working with community lending programs is highly valued
Job Type: Full-time
Compensation: Hourly base pay starting at $20.00 plus commission on brokered loans (not including ramp-up period)
Benefits
Medical benefits
Dental and Vision Insurance
401K Retirement plan including match
Life Insurance
Short Term and Long Term Disability
EAP
Paid Time Off
Paid Holidays
Qualified candidates must be able to perform essential job functions with or without an accommodation. NeighborWorks® Boise is an Equal Opportunity Employer.
#J-18808-Ljbffr