Regions Bank
Mortgage Loan Officer - North Carolina
Regions Bank, Raleigh, North Carolina, United States, 27601
At Regions, the Mortgage Loan Officer directs the origination of residential mortgage loans from a borrower through a branch network.
Primary Responsibilities
Completes mortgage applications for submission to the loan processing and underwriting departments.
Evaluates loan requests, analyzes financial data, and determines qualification of collateral and customer credit history.
Maintains contact with loan customers, communicating progress of the loan and obtaining any required documentation.
Structures loans to comply with acceptable lending practices and Federal regulations.
Establishes detailed marketing/business plans, including potential and existing loan customers, realtors, builders, developers, etc., and contact frequency.
Answers customer calls and walk-in customers to discuss various loan products and qualification information.
Makes sales calls on potential or existing customers to develop new business or retain existing business.
Cross-sells other bank products and services.
Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations.
Participates in networking through professional, business, and community organizations to promote and market loan products.
This position requires tracking of time and is eligible for overtime for hours worked over 40 per week under the Fair Labor Standards Act.
Compensation is commission-based.
This position requires registration with the Nationwide Mortgage Licensing System and Registry (NMLS). Please refer to
for more information . Minimum Requirements High School Diploma or GED. One (1) year of mortgage lending experience with proven mortgage production. Extensive mortgage experience in developing external business via referral partners, including realtors, builders, and financial planners. Preferences Prior Mortgage Loan Officer experience. Skills and Competencies Good organizational skills. Knowledge of mortgage products, systems, terminology, tax requirements, down payment assistance programs, etc. Knowledge of agency and investor regulations and guidelines. Ability to build and maintain internal and external relationships to deliver high levels of service. Ability to multi-task and meet tight deadlines. Proficiency in Microsoft Office products. Strong written and verbal communication skills. Position Type Full-time This job is not incentive eligible. Benefits Regions offers a comprehensive benefits package, including: Paid Vacation/Sick Time 401K with Company Match Medical, Dental, and Vision Benefits Disability Benefits Health Savings Account Flexible Spending Account Life Insurance Employee Assistance Program Location: Glenwood Equal Opportunity Employer / including Disabled / Veterans Applications are accepted electronically for at least five business days from posting. Higher-volume positions may remain open longer.
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for more information . Minimum Requirements High School Diploma or GED. One (1) year of mortgage lending experience with proven mortgage production. Extensive mortgage experience in developing external business via referral partners, including realtors, builders, and financial planners. Preferences Prior Mortgage Loan Officer experience. Skills and Competencies Good organizational skills. Knowledge of mortgage products, systems, terminology, tax requirements, down payment assistance programs, etc. Knowledge of agency and investor regulations and guidelines. Ability to build and maintain internal and external relationships to deliver high levels of service. Ability to multi-task and meet tight deadlines. Proficiency in Microsoft Office products. Strong written and verbal communication skills. Position Type Full-time This job is not incentive eligible. Benefits Regions offers a comprehensive benefits package, including: Paid Vacation/Sick Time 401K with Company Match Medical, Dental, and Vision Benefits Disability Benefits Health Savings Account Flexible Spending Account Life Insurance Employee Assistance Program Location: Glenwood Equal Opportunity Employer / including Disabled / Veterans Applications are accepted electronically for at least five business days from posting. Higher-volume positions may remain open longer.
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