Mortgage Loan Officer (Full Time) - Dallas
Prosperity Bank, Dallas, TX, United States
Mortgage Loan Officer (Full Time) - Dallas
Full Time Mortgage Originator Dallas, TX, US
Requisition ID: 10029
A pre-employment credit check will be performed on all qualified applicants.
External Applicants: Please apply through Prosperity Bank's Career Center at https://www.prosperitybankusa.com/Careers.
Internal Applicants: If you are a current associate of Prosperity Bank, please apply through the internal Talent - Career Center in ADP.
Prosperity Bank is an Equal Opportunity Employer.
Position Purpose
The Mortgage Loan Officer (MLO) sources new mortgage loan business from leads generated inside and outside the Bank, reviews loan applications, provides required documentation, sets realistic expectations, and maintains regular updates. The MLO discusses mortgage related facts and issues with applicants concerning ability to repay and bank credit policy, and presents products to meet financial needs.
Essential Functions and Basic Duties
Originate eligible mortgage loans, focusing on marketing activities to generate referrals from Banking Centers, realtors, builders, planners, associations, and personal networks.
Meet minimum production expectations:
Monthly: 5 units or $1.0M in eligible loan volume
90‑day rolling average: 15 units or $3.0M in eligible loan volume
Build internal relationships at assigned Banking Center, educate Bank employees on mortgage referrals, and look for opportunities to introduce non‑bank customers to Prosperity Bank services.
Maintain effective communication with Bank personnel in the mortgage fulfilment area and with management.
Present professional conduct, protect customer information, and act in the best interest of the Bank.
Meet with potential customers to understand their financial needs and present the best mortgage products.
Oversee the customer experience through the entire loan process, from origination and analysis to closing.
Stay informed of and abide by lending standards and all regulatory and legal requirements.
Qualifications
High school graduate or equivalent; advance degree preferred.
Knowledge of Bank consumer mortgage lending policies, procedures, and guidelines.
Financial analysis and determination of credit worthiness; NMLS certified.
3 to 5 years of prior mortgage banking experience, including working knowledge of FNMA/FHLMC, FHA, VA.
Excellent communication, public relations, interviewing, and financial analytical skills.
Ability to use related computer applications and business machines.
Physical & Mental Requirements Summary
Valid driver license and automobile insurance required for this largely outside sales position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Hours
Monday – Friday, 9:00 am – 5:00 pm
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Full Time Mortgage Originator Dallas, TX, US
Requisition ID: 10029
A pre-employment credit check will be performed on all qualified applicants.
External Applicants: Please apply through Prosperity Bank's Career Center at https://www.prosperitybankusa.com/Careers.
Internal Applicants: If you are a current associate of Prosperity Bank, please apply through the internal Talent - Career Center in ADP.
Prosperity Bank is an Equal Opportunity Employer.
Position Purpose
The Mortgage Loan Officer (MLO) sources new mortgage loan business from leads generated inside and outside the Bank, reviews loan applications, provides required documentation, sets realistic expectations, and maintains regular updates. The MLO discusses mortgage related facts and issues with applicants concerning ability to repay and bank credit policy, and presents products to meet financial needs.
Essential Functions and Basic Duties
Originate eligible mortgage loans, focusing on marketing activities to generate referrals from Banking Centers, realtors, builders, planners, associations, and personal networks.
Meet minimum production expectations:
Monthly: 5 units or $1.0M in eligible loan volume
90‑day rolling average: 15 units or $3.0M in eligible loan volume
Build internal relationships at assigned Banking Center, educate Bank employees on mortgage referrals, and look for opportunities to introduce non‑bank customers to Prosperity Bank services.
Maintain effective communication with Bank personnel in the mortgage fulfilment area and with management.
Present professional conduct, protect customer information, and act in the best interest of the Bank.
Meet with potential customers to understand their financial needs and present the best mortgage products.
Oversee the customer experience through the entire loan process, from origination and analysis to closing.
Stay informed of and abide by lending standards and all regulatory and legal requirements.
Qualifications
High school graduate or equivalent; advance degree preferred.
Knowledge of Bank consumer mortgage lending policies, procedures, and guidelines.
Financial analysis and determination of credit worthiness; NMLS certified.
3 to 5 years of prior mortgage banking experience, including working knowledge of FNMA/FHLMC, FHA, VA.
Excellent communication, public relations, interviewing, and financial analytical skills.
Ability to use related computer applications and business machines.
Physical & Mental Requirements Summary
Valid driver license and automobile insurance required for this largely outside sales position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Hours
Monday – Friday, 9:00 am – 5:00 pm
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