Credit & Collections Specialist
Grayson Carter & Son Contracting, Inc., Athens, Alabama, United States, 35611
Position Title: Credit & Collections Specialist
Department: Accounting
Position Summary:
Credit & Collection Specialist is a newly established position responsible for managing customer credit risk and accounts receivable across the company’s Civil Construction, Asphalt Plant and Quarry operations. In addition to day-to-day credit and collections activities, this role will play a key part in the development, documentation, and ongoing improvement of company-wide credit and collections policies and procedures. This position partners closely with Sales, Operations, Project Management, and Executive Management to support cash flow, mitigate risk, and ensure consistent credit practices across all divisions.
Key Responsibilities Construction Projects
Approve and manage credit for contractors, subcontractors, municipalities, and project-based customers.
Evaluate credit worthiness using Dun & Bradstreet reports, commercial credit bureaus, financial statements, and trade references.
Track lien rights, retainage, and joint check agreements
Partner with Project Managers to verify job status, support pay applications, and resolve billing disputes.
Manage collections for private, public works and boned projects.
Plant & Quarry Operations:
Review and approve credit for commercial and individual customers
Manage collections for high-volume asphalt and aggregate sales
Collaborate closely with Sales, Plant, and Quarry division to resolve billing issues and maintain positive customer relationships
Monitor customer credit limits, enforce charge vs. COD requirements, and reconcile scale tickets and invoices.
Coordinate credit holds and releases to prevent production or delivery disruptions.
Policy Development, Reporting & Administration:
Develop, document, and maintain credit and collections policies and procedures for all divisions.
Standardize credit approval, collections, and escalation processes across the company
Provide cash flow projections and analysis to management to support forecasting and decision-making.
Prepare A/R aging, credit exposure, and collection status reports.
Maintain documentation of credit decisions, credit bureau evaluations, and collection activity.
Support month-end close, audits, and management reporting.
Recommend process improvement to reduce DSO and credit risk
Undertake additional responsibilities as required to support organizational goals.
Job Qualifications/Requirements:
3+ years of credit and collections experience; construction or plant/quarry background preferred.
Strong experience with Dun & Bradstreet and commercial credit bureaus
Knowledge of lien laws, retainage, construction credit practices.
Proficient in ERP/ Accounting systems (Sage Intacct, Viewpoint, Spectrum, NetSuite, SAP)
Advanced Excel, analytical, and negotiation skills
Ability to communicate with various levels of personalities
Represent and promote Grayson Carter and Son in a professional and honest manner
Excellent organizational skills and attention to detail.
Strong analytical and problem-solving skills.
Ability to manage deadlines in a fast-paced, project-driven environment
Ability to deal sensitively with confidential material
Ability to visit job sites as needed
Capable of working a flexible schedule
Ability to obtain an Arsenal and FBI badge
Physically able to stand, walk, sit, crouch, kneel, climb, and periodically lift 25 pounds
Able to pass a pre-employment drug screen
attention to detail, organizational skills, and ability to manage multiple deadlines.
Grayson Carter and Son Contracting, Inc. is an Equal Opportunity Employer.
EEO Statement: Gr Son Contracting, Inc. is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard, religion, national origin, sex, sexual orientation, gender identity, veteran status, disability, and/ or otherp>
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Key Responsibilities Construction Projects
Approve and manage credit for contractors, subcontractors, municipalities, and project-based customers.
Evaluate credit worthiness using Dun & Bradstreet reports, commercial credit bureaus, financial statements, and trade references.
Track lien rights, retainage, and joint check agreements
Partner with Project Managers to verify job status, support pay applications, and resolve billing disputes.
Manage collections for private, public works and boned projects.
Plant & Quarry Operations:
Review and approve credit for commercial and individual customers
Manage collections for high-volume asphalt and aggregate sales
Collaborate closely with Sales, Plant, and Quarry division to resolve billing issues and maintain positive customer relationships
Monitor customer credit limits, enforce charge vs. COD requirements, and reconcile scale tickets and invoices.
Coordinate credit holds and releases to prevent production or delivery disruptions.
Policy Development, Reporting & Administration:
Develop, document, and maintain credit and collections policies and procedures for all divisions.
Standardize credit approval, collections, and escalation processes across the company
Provide cash flow projections and analysis to management to support forecasting and decision-making.
Prepare A/R aging, credit exposure, and collection status reports.
Maintain documentation of credit decisions, credit bureau evaluations, and collection activity.
Support month-end close, audits, and management reporting.
Recommend process improvement to reduce DSO and credit risk
Undertake additional responsibilities as required to support organizational goals.
Job Qualifications/Requirements:
3+ years of credit and collections experience; construction or plant/quarry background preferred.
Strong experience with Dun & Bradstreet and commercial credit bureaus
Knowledge of lien laws, retainage, construction credit practices.
Proficient in ERP/ Accounting systems (Sage Intacct, Viewpoint, Spectrum, NetSuite, SAP)
Advanced Excel, analytical, and negotiation skills
Ability to communicate with various levels of personalities
Represent and promote Grayson Carter and Son in a professional and honest manner
Excellent organizational skills and attention to detail.
Strong analytical and problem-solving skills.
Ability to manage deadlines in a fast-paced, project-driven environment
Ability to deal sensitively with confidential material
Ability to visit job sites as needed
Capable of working a flexible schedule
Ability to obtain an Arsenal and FBI badge
Physically able to stand, walk, sit, crouch, kneel, climb, and periodically lift 25 pounds
Able to pass a pre-employment drug screen
attention to detail, organizational skills, and ability to manage multiple deadlines.
Grayson Carter and Son Contracting, Inc. is an Equal Opportunity Employer.
EEO Statement: Gr Son Contracting, Inc. is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard, religion, national origin, sex, sexual orientation, gender identity, veteran status, disability, and/ or otherp>
#J-18808-Ljbffr