Employee Benefits Underwriting Consultant
Brown & Brown, Plano, TX, United States
Brown & Brown
is seeking a
Employee Benefits Financial Consultant
to join our growing team in
Plano, Texas!
This role is critical in delivering strategic financial insight, analytical support, and high‑value consulting to our clients across both fully insured and self‑funded health plan models.
The ideal candidate brings strong financial/analytical capabilities, advanced Excel proficiency, and experience from either an
insurance brokerage
or
carrier environment . A strong plus is experience with stop‑loss markets (Voya, QBE, Sun Life, Tokio Marine, etc.) and familiarity with Power BI.
The Consultant leads and oversees the servicing of financial consulting needs for employee benefit clients - delivering insights that guide meaningful plan decisions, cost strategies, and renewal outcomes.
RESPONSIBILITIES
Oversee and analyze monthly financial reports, including claims experience, utilization trends, benchmarks, and plan performance.
Independently develop recommendations for plan design, funding strategy, and renewal negotiations.
Evaluate self‑funded and fully insured plan models; model alternative scenarios and cost projections.
Prepare and refine custom client reporting, including building and modifying Excel‑based dashboards and Power BI outputs.
Conduct demographic analysis, claims reviews, large claims tracking, and trend analysis.
Client Consulting & Relationship Management
Serve as a strategic financial advisor to clients, delivering clear and actionable insights.
Participate in prospective client finalist meetings to present Brown & Brown’s financial strategy and capabilities.
Communicate complex financial concepts simply and effectively to HR, Finance, and C‑suite leaders.
Work closely with Benefit Consultants, Analysts, and Account Management teams to support client needs.
Perform all Senior Analyst responsibilities as required.
Participate in internal and client-facing presentations, meetings, and special projects.
Preferred Backgrounds
Experience at an insurance brokerage or a major health carrier (e.g., BCBS, UHC, Aetna, Cigna, Kaiser)
Strong analytical and critical thinking ability from industry experience
Ability to work independently and exercise judgment
Strong knowledge of and relationship with vendors
Microsoft Excel – Strong to expert level skills
Detail oriented with excellent organizational skills
Experience with stop‑loss carriers or underwriting
Familiarity with Power BI or data visualization tools
Strong vendor relationships and understanding of medical, pharmacy, dental, and ancillary benefits markets
3–5 years of relevant employee benefits or healthcare financial experience
Licenses and Certifications:
Life & Health license (if not already held, obtain within 30 days of hire)
#J-18808-Ljbffr
is seeking a
Employee Benefits Financial Consultant
to join our growing team in
Plano, Texas!
This role is critical in delivering strategic financial insight, analytical support, and high‑value consulting to our clients across both fully insured and self‑funded health plan models.
The ideal candidate brings strong financial/analytical capabilities, advanced Excel proficiency, and experience from either an
insurance brokerage
or
carrier environment . A strong plus is experience with stop‑loss markets (Voya, QBE, Sun Life, Tokio Marine, etc.) and familiarity with Power BI.
The Consultant leads and oversees the servicing of financial consulting needs for employee benefit clients - delivering insights that guide meaningful plan decisions, cost strategies, and renewal outcomes.
RESPONSIBILITIES
Oversee and analyze monthly financial reports, including claims experience, utilization trends, benchmarks, and plan performance.
Independently develop recommendations for plan design, funding strategy, and renewal negotiations.
Evaluate self‑funded and fully insured plan models; model alternative scenarios and cost projections.
Prepare and refine custom client reporting, including building and modifying Excel‑based dashboards and Power BI outputs.
Conduct demographic analysis, claims reviews, large claims tracking, and trend analysis.
Client Consulting & Relationship Management
Serve as a strategic financial advisor to clients, delivering clear and actionable insights.
Participate in prospective client finalist meetings to present Brown & Brown’s financial strategy and capabilities.
Communicate complex financial concepts simply and effectively to HR, Finance, and C‑suite leaders.
Work closely with Benefit Consultants, Analysts, and Account Management teams to support client needs.
Perform all Senior Analyst responsibilities as required.
Participate in internal and client-facing presentations, meetings, and special projects.
Preferred Backgrounds
Experience at an insurance brokerage or a major health carrier (e.g., BCBS, UHC, Aetna, Cigna, Kaiser)
Strong analytical and critical thinking ability from industry experience
Ability to work independently and exercise judgment
Strong knowledge of and relationship with vendors
Microsoft Excel – Strong to expert level skills
Detail oriented with excellent organizational skills
Experience with stop‑loss carriers or underwriting
Familiarity with Power BI or data visualization tools
Strong vendor relationships and understanding of medical, pharmacy, dental, and ancillary benefits markets
3–5 years of relevant employee benefits or healthcare financial experience
Licenses and Certifications:
Life & Health license (if not already held, obtain within 30 days of hire)
#J-18808-Ljbffr