Loan Processor

Our client is looking for a Loan Processor for their Ponte Vedra Beach office. Key Duties and Responsibilities Review loan applications for completeness, accuracy, and potential errors or missing information. Gather, collect, and organize required documentation from borrowers (e.g., pay stubs, W-2s, tax returns, bank statements, proof of assets/debts, credit reports, appraisals, and insurance information). Verify borrower information, including employment history, income, assets, liabilities, and creditworthiness. Order and review third-party reports (such as credit reports, title searches, appraisals, or flood certifications). Communicate regularly with borrowers, loan officers, real estate agents, title companies, and underwriters to request additional documents, clarify details, or resolve issues. Ensure the loan file complies with lender guidelines, federal regulations (e.g., RESPA, TILA), and investor requirements. Prepare and submit complete loan packages to underwriters for review. Track the status of the loan file, address any conditions or stipulations from underwriters, and help move the file to "clear to close. " Coordinate with parties involved to schedule closings and handle post-closing tasks (e.g., shipping files to investors or clearing final items). Maintain organized records and use loan processing software/systems to manage files efficiently. Required Skills and Qualifications

Strong attention to detail and organizational skills (handling multiple files and deadlines is common). Excellent communication and customer service abilities (lots of interaction with borrowers and other parties). nalytical skills to spot discrepancies in financial documents. Knowledge of lending regulations, loan types, and underwriting guidelines. Proficiency with loan origination software (e.g., Encompass, Calyx, or similar systems). High school diploma or equivalent Experience in construction loans and private funding is a big plus. The role is onsite in their office located in Ponte Vedra Beach.