Lending Specialist I
Lone Star National Bank, Mission, TX, United States
Mission - Mission, TX 78572 Overview Position Type:
Full Time
Description
JOB SUMMARY This position provides administrative support to the lending officer.
ESSENTIAL DUTIES the duties listed below may not include all responsibilities that the person in this role may be asked to perform. Incumbent may be required to perform other related duties, as assigned, including cress training across other departments, as necessary.
Entails customer contact in person and by telephone
Receives customers and loan applications
Reviews and prepares applications for consideration
Verifies applicant information
Types general correspondence, loan agreements and committee presentations
Reviews non-sufficient fund items as needed, facilitates customer transactions and provides customer information
Coordinates loan processing
Monitors maturing loans, past due loans and exceptions to loan agreements
Responsible for the maintenance and organization of loan files
Participates in job specific training and other various Bank training programs, as necessary
Maintains current knowledge of internal risk controls and loss prevention, including reporting of suspicious or unusual customer activity per Bank policy
Maintains current knowledge and complies with all federal and state laws and regulations and all established Bank policies and procedures, including internal audit controls related to department operations
QUALIFICATIONS These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines.
A self-starting individual who possesses a High School Diploma or GED
At least six months of experience working as an administrative assistant, secretary or with loan documentation at a bank
Hard working team player with professional attitude and ability to provide excellent customer service
Ability to handle several on-going tasks simultaneously and meet deadlines
Good organizational, interpersonal, communications and customer relation skills
Attention to detail and mental concentration for accurately performing tasksAbility to work in a stressful environment, and handling frequent interruptions
Working knowledge of Windows, Word and Excel (proficiency is desired)
Prior lending specialist experience of two or more years is desired
Bilingual in English and Spanish is desired
ORGANIZATION
This position reports to a Business Relationship Manager or Small Business Relationship Manager
This position does not oversee other positions
TRAINING REQUIREMENTS All employees are required to attend scheduled mandatory trainings and complete online regulatory compliance training courses applicable to their specific job function. In all situations, employees must ensure that their actions fully comply with all federal banking laws and regulations, including internal bank policies and procedures. Failure to adhere to these requirements will be grounds for disciplinary action, including probation and possible termination.
COMMUNITY INVOLVEMENT Lone Star National Bank’s Mission Statement includes a commitment to helping our communities grow by serving them with pride and integrity. All employees are encouraged to volunteer for bank sponsored activities, civic, charitable and community events and to be active in the communities we serve.
LSNB is an Equal Opportunity/Affirmative Action Employer and does not discriminate in the recruitment, hiring, and conditions of employment on the basis of race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, marital status, disability, age, veteran status, or any other status as protected by applicable laws.
Management reserves the right to change this position description at any time according to business needs.
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Full Time
Description
JOB SUMMARY This position provides administrative support to the lending officer.
ESSENTIAL DUTIES the duties listed below may not include all responsibilities that the person in this role may be asked to perform. Incumbent may be required to perform other related duties, as assigned, including cress training across other departments, as necessary.
Entails customer contact in person and by telephone
Receives customers and loan applications
Reviews and prepares applications for consideration
Verifies applicant information
Types general correspondence, loan agreements and committee presentations
Reviews non-sufficient fund items as needed, facilitates customer transactions and provides customer information
Coordinates loan processing
Monitors maturing loans, past due loans and exceptions to loan agreements
Responsible for the maintenance and organization of loan files
Participates in job specific training and other various Bank training programs, as necessary
Maintains current knowledge of internal risk controls and loss prevention, including reporting of suspicious or unusual customer activity per Bank policy
Maintains current knowledge and complies with all federal and state laws and regulations and all established Bank policies and procedures, including internal audit controls related to department operations
QUALIFICATIONS These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines.
A self-starting individual who possesses a High School Diploma or GED
At least six months of experience working as an administrative assistant, secretary or with loan documentation at a bank
Hard working team player with professional attitude and ability to provide excellent customer service
Ability to handle several on-going tasks simultaneously and meet deadlines
Good organizational, interpersonal, communications and customer relation skills
Attention to detail and mental concentration for accurately performing tasksAbility to work in a stressful environment, and handling frequent interruptions
Working knowledge of Windows, Word and Excel (proficiency is desired)
Prior lending specialist experience of two or more years is desired
Bilingual in English and Spanish is desired
ORGANIZATION
This position reports to a Business Relationship Manager or Small Business Relationship Manager
This position does not oversee other positions
TRAINING REQUIREMENTS All employees are required to attend scheduled mandatory trainings and complete online regulatory compliance training courses applicable to their specific job function. In all situations, employees must ensure that their actions fully comply with all federal banking laws and regulations, including internal bank policies and procedures. Failure to adhere to these requirements will be grounds for disciplinary action, including probation and possible termination.
COMMUNITY INVOLVEMENT Lone Star National Bank’s Mission Statement includes a commitment to helping our communities grow by serving them with pride and integrity. All employees are encouraged to volunteer for bank sponsored activities, civic, charitable and community events and to be active in the communities we serve.
LSNB is an Equal Opportunity/Affirmative Action Employer and does not discriminate in the recruitment, hiring, and conditions of employment on the basis of race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, marital status, disability, age, veteran status, or any other status as protected by applicable laws.
Management reserves the right to change this position description at any time according to business needs.
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