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Mortgage Loan Processor

Cultivate Mortgage, Denton, TX, United States


Located in Denton, TX, Cultivate Home Mortgage is a relationship-driven mortgage brokerage focused on delivering an exceptional client and Realtor experience. We believe in clear communication, operational excellence, and building long-term partnerships in the communities we serve.

We are seeking a detail-oriented, organized, and proactive In-House Mortgage Processor to support our growing loan pipeline and help ensure smooth, on-time closings.

Position Overview The In-House Mortgage Processor will manage residential loan files from document collection through underwriting and closing preparation. This role works closely with the Loan Officer, borrowers, and third-party partners to ensure loan files are accurate, complete, and compliant.

This is a part-time role (15–25 hours per week) with flexibility based on pipeline volume.

Key Responsibilities

Review borrower documentation for completeness and accuracy

Request and follow up on required documentation from borrowers

Prepare and submit loan files to underwriting

Manage and clear underwriting conditions

Maintain accurate and compliant loan files within the LOS

Coordinate with title companies, insurance agents, and other third parties

Monitor timelines to ensure on-time closings

Communicate clearly with borrowers and referral partners regarding documentation needs

Support overall file flow and operational efficiency

Other duties as assigned

Qualifications

Previous mortgage processing experience preferred (1+ years ideal)

Strong knowledge of residential loan documentation (Conventional, FHA, VA, USDA preferred)

Familiarity with AUS findings and underwriting conditions

Strong attention to detail and organizational skills

Ability to manage multiple files simultaneously

Excellent written and verbal communication skills

Proficiency with mortgage LOS systems and Microsoft Office/Google Workspace

High level of integrity and ability to handle confidential financial information

What We’re Looking For

Someone proactive and solution-oriented

Some who excels with technology

A strong communicator who keeps files moving

A team player who values client experience

A dependable professional who thrives in a structured yet flexible environment

Schedule & Flexibility

15–25 hours per week

Hours may flex slightly based on loan volume

Unpaid time off available with advance approval

Why Join Us?

Consistent part-time schedule

Stable hourly compensation

Professional, supportive work environment

Opportunity to grow with a boutique mortgage brokerage

If you are detail-oriented, reliable, and passionate about helping clients reach the closing table smoothly, we would love to hear from you. Cultivate Home Mortgage LLC is an equal opportunity employer.

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