LATAM Structuring - Associate / VP
Santander USA, Pendleton, IN, United States
LATAM Structuring - Associate / VP Country: United States of America
It Starts Here
Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.
We Want to Talk to You! Overview The Associate / Vice President will be responsible for originating, structuring, and executing LATAM-only solutions for onshore financial institutions (banks, asset managers, insurance companied), local sovereign/Quasi sovereign clients and offshore Latam focus Real Money/Hedge funds, with a focus on Funding, Derivatives, Rates, FX and asset side ideas. The role partners closely with Sales, Trading, and Coverage teams to deliver customized structures that address hedging, financing, and risk management objectives.
Responsibilities
Structure and execute tailored solutions across Funding, FX, Rates, and Derivatives for LATAM onshore financial institutions and sovereign clients along with LATAM focused offshore funds.
Drive idea generation and develop bespoke structures aligned to client objectives, including hedging, liability management, cash flow optimization, and balance sheet strategy.
Partner closely with Sales/Coverage, Trading, Treasury/Funding, Risk, Legal, and Compliance to deliver end-to-end execution from origination through post-trade support.
Prepare client-facing and internal materials including pitches, scenarios, payoff explanations, and approvals documentation.
Maintain strong knowledge of LATAM market dynamics, including rates, FX drivers, cross-currency funding considerations, and local market conventions.
Support pricing discussions by coordinating with trading desks and ensuring structures are appropriately designed, documented, and risk managed.
Ensure adherence to internal policies, suitability frameworks, and all applicable local regulations and conduct standards.
Qualifications
3+ years of relevant experience in structuring and/or markets solutions for financial institutions, sovereign clients and offshore LATAM focus funds.
Demonstrated experience across Funding, Derivatives, Rates, and FX, including building and executing structured solutions.
Proven ability to manage multiple workstreams and execute accurately in a fast-paced environment.
Strong understanding of product mechanics, pricing fundamentals, and risk considerations, with the ability to communicate clearly to internal stakeholders and senior client contacts.
Fluency in Spanish is required; Portuguese is a plus.
Strong communication, stakeholder management, and commercial judgment.
High integrity, disciplined risk mindset, and strong attention to detail.
Education
Bachelor’s degree or equivalent work experience
Certifications
Series 7,63
Diversity & EEO Statements At Santander, we value and respect differences in our workforce and strive to increase the diversity of our teams. We actively encourage everyone to apply.
Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.
Working Conditions Frequent minimal physical effort such as sitting, standing, and walking. Occasional moving and lifting equipment and furniture is required to support onsite and offsite meeting setup and teardown. Physically capable of lifting up to fifty pounds, able to bend, kneel, climb ladders.
Employer Rights This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate at any time for any reason.
What Else You Need To Know The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.
Base Pay Range Minimum: $225,000.00 USD, Maximum: $250,000.00 USD
We Value Your Impact Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck, our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com)
Risk Culture We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.
EEO Statement At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.
What To Do Next If this sounds like a role you are interested in, then please apply.
We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs.
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We Want to Talk to You! Overview The Associate / Vice President will be responsible for originating, structuring, and executing LATAM-only solutions for onshore financial institutions (banks, asset managers, insurance companied), local sovereign/Quasi sovereign clients and offshore Latam focus Real Money/Hedge funds, with a focus on Funding, Derivatives, Rates, FX and asset side ideas. The role partners closely with Sales, Trading, and Coverage teams to deliver customized structures that address hedging, financing, and risk management objectives.
Responsibilities
Structure and execute tailored solutions across Funding, FX, Rates, and Derivatives for LATAM onshore financial institutions and sovereign clients along with LATAM focused offshore funds.
Drive idea generation and develop bespoke structures aligned to client objectives, including hedging, liability management, cash flow optimization, and balance sheet strategy.
Partner closely with Sales/Coverage, Trading, Treasury/Funding, Risk, Legal, and Compliance to deliver end-to-end execution from origination through post-trade support.
Prepare client-facing and internal materials including pitches, scenarios, payoff explanations, and approvals documentation.
Maintain strong knowledge of LATAM market dynamics, including rates, FX drivers, cross-currency funding considerations, and local market conventions.
Support pricing discussions by coordinating with trading desks and ensuring structures are appropriately designed, documented, and risk managed.
Ensure adherence to internal policies, suitability frameworks, and all applicable local regulations and conduct standards.
Qualifications
3+ years of relevant experience in structuring and/or markets solutions for financial institutions, sovereign clients and offshore LATAM focus funds.
Demonstrated experience across Funding, Derivatives, Rates, and FX, including building and executing structured solutions.
Proven ability to manage multiple workstreams and execute accurately in a fast-paced environment.
Strong understanding of product mechanics, pricing fundamentals, and risk considerations, with the ability to communicate clearly to internal stakeholders and senior client contacts.
Fluency in Spanish is required; Portuguese is a plus.
Strong communication, stakeholder management, and commercial judgment.
High integrity, disciplined risk mindset, and strong attention to detail.
Education
Bachelor’s degree or equivalent work experience
Certifications
Series 7,63
Diversity & EEO Statements At Santander, we value and respect differences in our workforce and strive to increase the diversity of our teams. We actively encourage everyone to apply.
Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.
Working Conditions Frequent minimal physical effort such as sitting, standing, and walking. Occasional moving and lifting equipment and furniture is required to support onsite and offsite meeting setup and teardown. Physically capable of lifting up to fifty pounds, able to bend, kneel, climb ladders.
Employer Rights This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate at any time for any reason.
What Else You Need To Know The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.
Base Pay Range Minimum: $225,000.00 USD, Maximum: $250,000.00 USD
We Value Your Impact Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck, our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com)
Risk Culture We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.
EEO Statement At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.
What To Do Next If this sounds like a role you are interested in, then please apply.
We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs.
#J-18808-Ljbffr