Portfolio Analytics & Strategy Specialist - Commercial Real Estate
PNC, Denver, CO, United States
Position Overview
At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success.
As a Portfolio Analytics & Strategy Specialist within PNC's Balance Sheet Analytics & Modeling Commercial Real Estate organization, you will be based in Pittsburgh, PA, Tysons Corner, VA, Cleveland, OH or Denver, CO.
Job ID: R211334
Role Overview The Portfolio Analytics & Strategy Specialist works with business, credit, data, and model development partners to design and develop analytics for the bank’s Commercial Real Estate loan portfolio. This individual will play a key role in leveraging data from multiple sources to deliver a unified perspective and apply statistical, analytical, and technical methods to guide portfolio management.
Preferred Skills and Experience
Technical capability and analytical skill set to perform analysis with data in various business intelligence, programming, and database management applications.
Experience and ability to independently author code using Python and SQL.
Experience with creating data visualizations programmatically.
Bachelor’s degree in economics, finance, engineering, statistics or other discipline(s) relevant to quantitative credit portfolio management.
Experience in commercial credit analytics or credit loss forecasting (i.e., CCAR and CECL) will be a plus.
PNC is an in‑office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals.
PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.
Job Description
Provides financial and regulatory reporting and analyses to maintain adequate controls over the financial and regulatory reporting processes. Responsible for running complex business performance, risk and operational analytics. May include the development of analytical methods/models to assess market, credit and/or operational risk of new and existing financial products.
Leverages business / product expertise to rigorously analyze large datasets, improve risk‑adjusted returns, deliver profitable growth, and communicate conclusions. Synthesizes analytical results and develops, recommends, and implements business strategies that improve lending decisions, assist in managing risk, increase revenues, reduce exposure to losses, meet business goals, and improve performance. Establishes baselines for strategies and tracks actual performance to expectations.
Applies predictive models, third‑party data, and other tools to develop and execute appropriate segmentation and targeting for acquisition and portfolio strategies to provide insight into portfolio risk. Manages engagements with internal and external information suppliers ensuring solution is fit for purpose while maintaining appropriate governance and oversight.
Works with business, credit, data, and model development partners to design, develop, and monitor test designs and analytical reporting to track and enhance strategies. Designs / enhances standard reporting suites for regular product / portfolio reviews.
Collaborates with the line of business, Finance, and Risk partners to assess and establish credit risk appetite and to understand its implications, as well as to establish policies and procedures governing the identification, monitoring, and management of risk appetite.
Requirements Successful candidates must demonstrate appropriate knowledge, skills, and abilities for this role.
Preferred Skills
Analytical Thinking, Credit Risks, Data Analytics, Financial Analysis, Model Development, Operational Risks, Quantitative Models, Risk Appetite
Competencies
Analytical Approach, Banking Products, Big Data Management and Analytics, Business Analytics, Credit Risk, Mathematics of Financial Instruments, Operational Risk, Performance Measurement, Predictive Analytics, Pricing Models and Analytics, Regulatory Environment - Financial Services, Risk Management Banking
Work Experience Roles at this level typically require a university / college degree, with 5+ years of industry‑relevant experience.
Education Bachelor’s degree.
Certifications No required certifications.
Licenses No required licenses.
Pay Transparency Base Salary: $74,750.00 – $150,190.00. Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance.
Benefits PNC offers a comprehensive range of benefits including medical/prescription drug coverage, dental and vision, life and disability insurance, 401(k) with match, pension, stock purchase plans, dependent care reimbursement, back‑up child/elder care, adoption and more. Paid time off includes maternity/parental leave, holidays, occasional absence days, vacation days, and service‑based leave.
Disability Accommodations Statement If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include “accommodation request” in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call 877-968-7762 and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.
Equal Employment Opportunity (EEO) PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.
This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.
California Residents Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.
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As a Portfolio Analytics & Strategy Specialist within PNC's Balance Sheet Analytics & Modeling Commercial Real Estate organization, you will be based in Pittsburgh, PA, Tysons Corner, VA, Cleveland, OH or Denver, CO.
Job ID: R211334
Role Overview The Portfolio Analytics & Strategy Specialist works with business, credit, data, and model development partners to design and develop analytics for the bank’s Commercial Real Estate loan portfolio. This individual will play a key role in leveraging data from multiple sources to deliver a unified perspective and apply statistical, analytical, and technical methods to guide portfolio management.
Preferred Skills and Experience
Technical capability and analytical skill set to perform analysis with data in various business intelligence, programming, and database management applications.
Experience and ability to independently author code using Python and SQL.
Experience with creating data visualizations programmatically.
Bachelor’s degree in economics, finance, engineering, statistics or other discipline(s) relevant to quantitative credit portfolio management.
Experience in commercial credit analytics or credit loss forecasting (i.e., CCAR and CECL) will be a plus.
PNC is an in‑office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals.
PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.
Job Description
Provides financial and regulatory reporting and analyses to maintain adequate controls over the financial and regulatory reporting processes. Responsible for running complex business performance, risk and operational analytics. May include the development of analytical methods/models to assess market, credit and/or operational risk of new and existing financial products.
Leverages business / product expertise to rigorously analyze large datasets, improve risk‑adjusted returns, deliver profitable growth, and communicate conclusions. Synthesizes analytical results and develops, recommends, and implements business strategies that improve lending decisions, assist in managing risk, increase revenues, reduce exposure to losses, meet business goals, and improve performance. Establishes baselines for strategies and tracks actual performance to expectations.
Applies predictive models, third‑party data, and other tools to develop and execute appropriate segmentation and targeting for acquisition and portfolio strategies to provide insight into portfolio risk. Manages engagements with internal and external information suppliers ensuring solution is fit for purpose while maintaining appropriate governance and oversight.
Works with business, credit, data, and model development partners to design, develop, and monitor test designs and analytical reporting to track and enhance strategies. Designs / enhances standard reporting suites for regular product / portfolio reviews.
Collaborates with the line of business, Finance, and Risk partners to assess and establish credit risk appetite and to understand its implications, as well as to establish policies and procedures governing the identification, monitoring, and management of risk appetite.
Requirements Successful candidates must demonstrate appropriate knowledge, skills, and abilities for this role.
Preferred Skills
Analytical Thinking, Credit Risks, Data Analytics, Financial Analysis, Model Development, Operational Risks, Quantitative Models, Risk Appetite
Competencies
Analytical Approach, Banking Products, Big Data Management and Analytics, Business Analytics, Credit Risk, Mathematics of Financial Instruments, Operational Risk, Performance Measurement, Predictive Analytics, Pricing Models and Analytics, Regulatory Environment - Financial Services, Risk Management Banking
Work Experience Roles at this level typically require a university / college degree, with 5+ years of industry‑relevant experience.
Education Bachelor’s degree.
Certifications No required certifications.
Licenses No required licenses.
Pay Transparency Base Salary: $74,750.00 – $150,190.00. Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance.
Benefits PNC offers a comprehensive range of benefits including medical/prescription drug coverage, dental and vision, life and disability insurance, 401(k) with match, pension, stock purchase plans, dependent care reimbursement, back‑up child/elder care, adoption and more. Paid time off includes maternity/parental leave, holidays, occasional absence days, vacation days, and service‑based leave.
Disability Accommodations Statement If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include “accommodation request” in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call 877-968-7762 and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.
Equal Employment Opportunity (EEO) PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.
This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.
California Residents Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.
#J-18808-Ljbffr