Snr Underwriter
Oliver James, New York, NY, United States
Senior Underwriter – Life Insurance
We’re partnering with a leading life insurance organization seeking a Senior Underwriter to support new business growth while maintaining strong risk selection discipline. This individual will play a key role in evaluating complex cases, driving underwriting strategy, and collaborating across actuarial, medical, and distribution teams.
Key Responsibilities
Evaluate and underwrite individual life insurance applications, including large face amounts and complex medical/financial cases
Apply sound risk assessment using medical, financial, and lifestyle factors in line with company guidelines
Provide mentorship and guidance to junior underwriters and underwriting assistants
Partner closely with actuarial, pricing, and sales teams to support product positioning and placement strategies
Contribute to underwriting audits, guideline development, and process improvements
Communicate underwriting decisions clearly to internal stakeholders and distribution partners
Qualifications
5-10+ years of life insurance underwriting experience
Strong knowledge of medical terminology, reinsurance practices, and financial underwriting
Experience handling high-value and impaired risk cases
Familiarity with underwriting tools and systems (e.g., automated underwriting platforms)
Professional designations such as FLMI, FALU, or CLU are a plus
Key Traits
Strong analytical and decision-making skills
Ability to balance risk management with business objectives
Excellent communication and stakeholder management skills
Detail-oriented with the ability to manage a high-volume, fast-paced environment
Nice to Have
Experience with accelerated underwriting programs or data-driven underwriting models
Exposure to product development or underwriting innovation initiatives
Apply Now
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Key Responsibilities
Evaluate and underwrite individual life insurance applications, including large face amounts and complex medical/financial cases
Apply sound risk assessment using medical, financial, and lifestyle factors in line with company guidelines
Provide mentorship and guidance to junior underwriters and underwriting assistants
Partner closely with actuarial, pricing, and sales teams to support product positioning and placement strategies
Contribute to underwriting audits, guideline development, and process improvements
Communicate underwriting decisions clearly to internal stakeholders and distribution partners
Qualifications
5-10+ years of life insurance underwriting experience
Strong knowledge of medical terminology, reinsurance practices, and financial underwriting
Experience handling high-value and impaired risk cases
Familiarity with underwriting tools and systems (e.g., automated underwriting platforms)
Professional designations such as FLMI, FALU, or CLU are a plus
Key Traits
Strong analytical and decision-making skills
Ability to balance risk management with business objectives
Excellent communication and stakeholder management skills
Detail-oriented with the ability to manage a high-volume, fast-paced environment
Nice to Have
Experience with accelerated underwriting programs or data-driven underwriting models
Exposure to product development or underwriting innovation initiatives
Apply Now
#J-18808-Ljbffr