
Business Insights Analyst
Arthur J. Gallagher & Co. (AJG), Sterling Heights, MI, United States
Introduction
At Gallagher Benefit Services, you’re a trusted partner to organizations navigating some of their most important people decisions. We help clients build better workplaces, where people feel supported, empowered, and inspired to thrive. Whether it’s shaping benefit strategies, designing wellbeing programs, or advising on workforce challenges, the work you do here creates meaningful change for businesses and the people who power them.
Overview
We are a growing employee benefits team focused on delivering thoughtful, data-driven solutions to employer clients. Our team partners closely with organizations to design competitive and sustainable benefit programs that balance cost, risk, and employee experience. As we continue to grow, we’re excited to add a Benefits Analyst who enjoys working with data, collaborating with a team, and contributing to strategic client solutions. The Benefits Analyst plays an important role in evaluating employer-sponsored health plans through claims analysis, financial modeling, and market strategy. This individual will help translate data into clear insights that support plan design decisions and risk management discussions. This position is well-suited for someone who is analytical, detail-oriented, and comfortable managing multiple projects in a dynamic environment.
How you’ll make an impact
Key Responsibilities
Claims & Experience Analysis
Pull and review monthly medical, dental, vision, and ancillary claims reports
Track plan performance, utilization trends, and cost drivers
Maintain renewal and experience reporting for assigned groups
Identify patterns and summarize findings for internal and client discussions
Financial Modeling & Forecasting
Develop renewal projections and contribution models
Create financial comparisons to support budgeting and funding decisions
Assist in evaluating plan performance year-over-year
Support funding analyses (fully insured, level-funded, self-funded)
Plan Strategy & Risk Review
Participate in internal strategy meetings to review employer plan performance
Provide data-driven input on plan design considerations
Support long‑term cost management discussions
Market Analysis & Carrier Quoting
Prepare underwriting submissions and market groups to carrier partners
Review carrier proposals for competitiveness and alignment
Develop clear side‑by‑side comparisons
Assist with negotiations and final recommendations
About you
Qualifications
Bachelor’s degree in Finance, Business, Economics, Mathematics, or related field (or equivalent experience)
1–3+ years of experience in employee benefits, underwriting, or health insurance analytics preferred
Proficiency in Excel (pivot tables and financial modeling required; advanced skills a plus)
Strong analytical and problem‑solving skills
Comfort working with data and financial models
Ability to manage multiple projects and deadlines
Clear and professional communication skills
A collaborative mindset and willingness to learn
Understanding of employer‑sponsored health plans preferred
Compensation and benefits
We offer a competitive and comprehensive compensation package. The base salary range represents the anticipated low end and high end of the range for this position. The actual compensation will be influenced by a wide range of factors including, but not limited to, previous experience, education, pay market/geography, complexity or scope, specialized skill set, lines of business/practice area, supply/demand, and scheduled hours. On top of a competitive salary, great teams and exciting career opportunities, we also offer a wide range of benefits.
Below are the minimum core benefits you’ll get, depending on your job level these benefits may improve:
Medical/dental/vision plans, which start from day one!
Life and accident insurance
401(K) and Roth options
Tax‑advantaged accounts (HSA, FSA)
Educational expense reimbursement
Paid parental leave
Other benefits include:
Digital mental health services (Talkspace)
Flexible work hours (availability varies by office and job function)
Training programs
Gallagher Thrive program – elevating your health through challenges, workshops and digital fitness programs for your overall wellbeing
Charitable matching gift program
And more…
The benefits summary above applies to full‑time positions. If you are not applying for a full‑time position, details about benefits will be provided during the selection process.
We value inclusion and diversity
For more information, review our U.S. Eligibility Requirements. Inclusion and diversity (I&D) is a core part of our business, and it’s embedded into the fabric of our organization. For more than 95 years, Gallagher has led with a commitment to sustainability and to support the communities where we live and work.
Gallagher embraces our employees’ diverse identities, experiences and talents, allowing us to better serve our clients and communities. We see inclusion as a conscious commitment and diversity as a vital strength. By embracing diversity in all its forms, we live out The Gallagher Way to its fullest.
Gallagher believes that all persons are entitled to equal employment opportunity and prohibits any form of discrimination by its managers, employees, vendors or customers based on race, color, religion, creed, gender (including pregnancy status), sexual orientation, gender identity (which includes transgender and other gender non‑conforming individuals), gender expression, hair expression, marital status, parental status, age, national origin, ancestry, disability, medical condition, genetic information, veteran or military status, citizenship status, or any other characteristic protected (herein referred to as “protected characteristics”) by applicable federal, state, or local laws.
Equal employment opportunity will be extended in all aspects of the employer‑employee relationship, including, but not limited to, recruitment, hiring, training, promotion, transfer, demotion, compensation, benefits, layoff, and termination. In addition, Gallagher will make reasonable accommodations to known physical or mental limitations of an otherwise qualified person with a disability, unless the accommodation would impose an undue hardship on the operation of our business.
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