Residential Credit Associate
Arrived.us, Seattle, WA, United States
Residential Credit Associate
Arrived is seeking a credit associate to support the underwriting, execution, and portfolio management of residential credit investments. You will work closely with Arrived's Investment, Credit, Legal, and Asset Management teams across the full lifecycle of private credit investments, including qualifying and monitoring origination partners, underwriting and pricing analysis, investment committee preparation, collateral diligence and loan review, transaction management and closing, and portfolio monitoring and risk assessment. Unlike traditional analyst roles focused solely on modeling or processing, this position provides exposure across the entire credit investment lifecycle and the systems that support a growing credit platform. You will work cross-functionally across investment, diligence, legal, and operations teams to support Arrived's residential credit investment activities. Manage residential credit transactions from approval through closing by coordinating with originators, diligence providers, servicers, and counsel; managing deal workflows, closing timelines, and documentation; reviewing loan purchase agreements, servicing documents, and extensions; and maintaining transaction checklists and funding readiness. This role serves as a central orchestration point across investment, diligence, and legal teams to ensure efficient capital deployment. Support diligence and collateral validation for residential loan acquisitions by managing third-party diligence providers performing loan-level reviews; reviewing inventory and exception reports with custodians; coordinating with originators to resolve collateral exceptions; and identifying risks and ensuring loan files meet Arrived's investment standards prior to closing. Assist the investment team in evaluating residential credit opportunities by supporting underwriting of loan structures, leverage levels, borrower profiles, and collateral; preparing internal deal summaries and investment memos; supporting pricing analysis and capital allocation decisions; and maintaining pipeline and investment tracking models. Support monitoring and risk management of Arrived's credit portfolio by tracking borrower performance and key loan milestones; monitoring covenant compliance and extension requests; supporting portfolio reporting and internal credit reviews; and identifying emerging risks across the portfolio. Help build scalable infrastructure supporting Arrived's credit platform by improving diligence workflows and operational processes; supporting loan tracking systems and portfolio analytics; and assisting with reporting and investment data infrastructure. You might be a great fit if you have great experience in real estate credit, private credit, structured finance, or mortgage finance; have experience working with loan-level collateral or mortgage-backed securities; have worked at a lender, credit fund, diligence firm, or investment platform; demonstrate strong analytical, organizational, and transaction management skills; are detail-oriented and comfortable managing multiple transactions simultaneously; are proficient in Excel and financial analysis tools; have familiarity with loan documentation and collateral review; and communicate clearly in both written and verbal formats. Relevant backgrounds may include private credit funds, residential loan originators, whole loan trading desks, third-party diligence firms, and real estate investment managers. Within the first year, a successful candidate will help execute a growing pipeline of residential credit investments; improve the efficiency and scalability of Arrived's credit execution processes; build expertise across underwriting, diligence, and loan transactions; and become a trusted partner to Arrived's investment and credit teams. Arrived operates at the intersection of real estate, fintech, and private credit, offering hands-on exposure across the full investment lifecycle. We offer competitive salary + equity, health, dental, and vision benefits, a flexible work environment, and a monthly bonus to invest in Arrived properties and build passive income alongside our investors. Arrived is a remote-first company headquartered in Seattle, WA.
Arrived is seeking a credit associate to support the underwriting, execution, and portfolio management of residential credit investments. You will work closely with Arrived's Investment, Credit, Legal, and Asset Management teams across the full lifecycle of private credit investments, including qualifying and monitoring origination partners, underwriting and pricing analysis, investment committee preparation, collateral diligence and loan review, transaction management and closing, and portfolio monitoring and risk assessment. Unlike traditional analyst roles focused solely on modeling or processing, this position provides exposure across the entire credit investment lifecycle and the systems that support a growing credit platform. You will work cross-functionally across investment, diligence, legal, and operations teams to support Arrived's residential credit investment activities. Manage residential credit transactions from approval through closing by coordinating with originators, diligence providers, servicers, and counsel; managing deal workflows, closing timelines, and documentation; reviewing loan purchase agreements, servicing documents, and extensions; and maintaining transaction checklists and funding readiness. This role serves as a central orchestration point across investment, diligence, and legal teams to ensure efficient capital deployment. Support diligence and collateral validation for residential loan acquisitions by managing third-party diligence providers performing loan-level reviews; reviewing inventory and exception reports with custodians; coordinating with originators to resolve collateral exceptions; and identifying risks and ensuring loan files meet Arrived's investment standards prior to closing. Assist the investment team in evaluating residential credit opportunities by supporting underwriting of loan structures, leverage levels, borrower profiles, and collateral; preparing internal deal summaries and investment memos; supporting pricing analysis and capital allocation decisions; and maintaining pipeline and investment tracking models. Support monitoring and risk management of Arrived's credit portfolio by tracking borrower performance and key loan milestones; monitoring covenant compliance and extension requests; supporting portfolio reporting and internal credit reviews; and identifying emerging risks across the portfolio. Help build scalable infrastructure supporting Arrived's credit platform by improving diligence workflows and operational processes; supporting loan tracking systems and portfolio analytics; and assisting with reporting and investment data infrastructure. You might be a great fit if you have great experience in real estate credit, private credit, structured finance, or mortgage finance; have experience working with loan-level collateral or mortgage-backed securities; have worked at a lender, credit fund, diligence firm, or investment platform; demonstrate strong analytical, organizational, and transaction management skills; are detail-oriented and comfortable managing multiple transactions simultaneously; are proficient in Excel and financial analysis tools; have familiarity with loan documentation and collateral review; and communicate clearly in both written and verbal formats. Relevant backgrounds may include private credit funds, residential loan originators, whole loan trading desks, third-party diligence firms, and real estate investment managers. Within the first year, a successful candidate will help execute a growing pipeline of residential credit investments; improve the efficiency and scalability of Arrived's credit execution processes; build expertise across underwriting, diligence, and loan transactions; and become a trusted partner to Arrived's investment and credit teams. Arrived operates at the intersection of real estate, fintech, and private credit, offering hands-on exposure across the full investment lifecycle. We offer competitive salary + equity, health, dental, and vision benefits, a flexible work environment, and a monthly bonus to invest in Arrived properties and build passive income alongside our investors. Arrived is a remote-first company headquartered in Seattle, WA.