Senior Analyst, Strategy Modeling & Analytics

Job Description 9002 - Carmax Auto Finance - 225 Chastain Meadows Ct NW, Kennesaw, Georgia, 30144 CarMax, the way your career should be! Position Overview As a Sr. Analyst, Strategy Modeling & Analytics, you will play a pivotal role in shaping the financial success of CarMax Auto Finance (CAF). Each year, CAF empowers thousands of customers with flexible vehicle financing and optional protection products. In this role, youll provide strategic analytical leadership to manage CAFs portfolio of originations, including credit underwriting, pricing, servicing strategy, and consumer behavior analysis. Youll leverage data-driven insights to influence business decisions, drive innovation, and ensure sustainable growth. This is an exciting opportunity to collaborate across the organization, communicate key objectives, and make a measurable impact on CarMaxs future. Why CarMax? At CarMax, we are the nations largest retailer of used cars with stores from coast to coast, and we are still growing. Were rethinking the way people buy cars and its our associates that help us do just that. We believe work should feel meaningful and rewarding, with opportunities to make an impact every day. This is where innovation meets passion be inspired and supported to take us to the future. Team Overview Join a customer-centric, data-driven team that thrives on solving complex challenges and delivering innovative solutions. At CarMax Auto Finance, we combine advanced analytics with a collaborative, fast-paced environment to stay ahead of industry trends. As part of this team, youll partner with senior leaders, guide strategic decisions, and mentor analysts to unlock insights that shape our business. If youre passionate about using data to drive results and excel in a role that balances creativity with analytical rigor, this is the place for you. Role Responsibilities This role is structured to balance two complementary areas of focus: approximately 60% of the role is dedicated to portfolio strategy and analytics, while the remaining 40% is focused on data science responsibilities, including predictive modeling, data integrity, and innovation. Lead portfolio strategy and analytics efforts, leveraging advanced analytics to evaluate CAFs operations across originations, servicing, forecasting, and product management, and translating insights into actionable portfolio strategies. Analyze portfolio trends and develop testing strategies to identify opportunities for innovation and improved performance. Review and enhance business strategies using data-driven insights to guide portfolio decision-making and support sustainable growth objectives. Produce and present reports on portfolio performance, process tracking, and key metrics to senior leadership. Own analytical responsibilities for a specific business area, ensuring accuracy, portfolio insight, and actionable recommendations. Lead cross-functional projects within CAF and across CarMax to achieve strategic objectives. Develop, validate, and optimize predictive models and analytical frameworks to improve business outcomes, while developing model governance standards and maintaining thorough documentation throughout the model lifecycle. Identify and resolve data integrity issues while integrating new data sourcessuch as customer behavior and market trendsto enrich portfolio analytics. Research and implement emerging innovations and best practices in data scienceincluding artificial intelligence and machine learning toolsto advance CAFs analytical capabilities. Required Qualifications Bachelors degree in an analytical field (Mathematics, Finance, Economics, Engineering, etc.) with strong academic performance. 2-3 years of experience in an analytical or strategic role with proven ability to solve complex problems using data. Skilled in communicating insights and explaining technical concepts to diverse audiences. Proficiency in Excel and PowerPoint for reporting and presentations. Experience with database systems and analytical tools (e.g., SQL, Python). Preferred Qualifications Advanced degree in a related analytical discipline. Prior experience driving strategic initiatives. Work Location and Arrangement: This role will be based out of the CarMax Auto Finance office (Kennesaw, GA). Associates will work onsite 5 days per week. Work Authorization: Applicants must be currently authorized to work in the United States on a full-time basis. Sponsorship will

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be considered for this specific role. About CarMax At CarMax, we revolutionized the used car buying experience over 30 years ago by introducing transparency and integrity into the process. Our commitment to customer experience, innovation, and community has made us the nations largest used car retailer. With over 250 store locations and over 30,000 associates, we are proud to have been recognized as one of the Fortune 100 Best Companies to Work For and are committed to helping our communities thrive. As an associate, you are part of an innovative movement to empower the modern customer and drive progress. Your work fuels changesparking ideas, overcoming challenges, and shaping whats next. Join us in creating a better future for our company, our customers, and the communities we call home. CarMax is an equal opportunity employer, and all qualified candidates will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, genetic information, national origin, protected veteran status, disability status, or any other characteristic protected by law. Upon an applicant's request, CarMax will consider reasonable accommodation to complete the CarMax Job Application.