Loan Collateral Specialist
United Bank of Southwest Alabama & Northwest Florida, Atmore, AL, United States
Job Function / Summary
Collateral Services Specialist is responsible for ensuring the accurate perfection, tracking, and maintenance of all collateral loan documentation, including but not limited to mortgages, deeds of trust, vehicle titles, UCC filings, and other secured instruments. This role safeguards the institution's lien position, ensures regulatory compliance, and mitigates collateral related risk.
Primary Duties & Responsibilities
Prepare, review, and file collateral documents including:
Real estate mortgages / deeds of trust
Vehicle titles and lien filings
UCC-1 financing statements and amendments
Ensure timely and accurate lien perfection in accordance with state and federal requirements
Coordinate with county clerks, DMVs, secretaries of state, title companies, and third-party vendors
Monitor recording confirmations and follow up on rejected filings
Maintain collateral tracking systems
Verify receipt of recorded documents and original titles
Monitor ticklers for UCC continuations and renewals
Investigate and resolve title defects, lien priority issues, and documentation discrepancies
Work with loan officers and processors to correct documentation deficiencies
Any other duties as assigned by Management.
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Primary Duties & Responsibilities
Prepare, review, and file collateral documents including:
Real estate mortgages / deeds of trust
Vehicle titles and lien filings
UCC-1 financing statements and amendments
Ensure timely and accurate lien perfection in accordance with state and federal requirements
Coordinate with county clerks, DMVs, secretaries of state, title companies, and third-party vendors
Monitor recording confirmations and follow up on rejected filings
Maintain collateral tracking systems
Verify receipt of recorded documents and original titles
Monitor ticklers for UCC continuations and renewals
Investigate and resolve title defects, lien priority issues, and documentation discrepancies
Work with loan officers and processors to correct documentation deficiencies
Any other duties as assigned by Management.
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