Credit Specialist - Commercial Division
BOK Financial, Addison, TX, United States
Req ID:
77818
Location:
Dallas -DAL
Areas of Interest:
Commercial Banking, Commercial Real Estate
Pay Transparency Salary Range:
Not Available
Application Deadline:
04/23/2026
BOK Financial Corporation Group includes BOKF, NA; BOK Financial Securities, Inc. and BOK Financial Private Wealth, Inc. BOKF, NA operates TransFund and Cavanal Hill Investment Management, Inc. BOKF, NA operates banking divisions: Bank of Albuquerque; Bank of Oklahoma; Bank of Texas and BOK Financial®.
Bonus Type
BOKF Performance Plan (D02)
Summary
Our commitment to you is a positive work environment, a deep connection to our communities, and a focus on putting our clients first. As an industry-leading provider of sophisticated financial solutions, we believe no challenge is too big, and no opportunity is too small, when we work together to build relationships.
Job Description
The
Credit Specialist
is primarily responsible for preparation of simple to moderately complex financial analysis; performs secondary, specialized analysis of complex credit/loans; involves sensitive or critical customer accounts which effect lending profits for the division; under the supervision of others, completes analysis and makes recommendations regarding loan structure based upon findings; assumes responsibility for the assigned department's collateral and financial statement exceptions; participates in document review and loan closing; assists in market research on territories, industries, and potential customers.
Team Culture
We live the company values in everything we do and act with honor and transparency. Integrity sets the foundation for team members to build trust with one another and build relationships. We leverage collaborative teamwork when expressing credit concerns and developing solutions for new deals and opportunities.
How You'll Spend Your Time
You will prepare moderately complex financial analysis; perform secondary, specialized analysis of the more complex credits/loans involving sensitive or critical customer accounts which effect lending profits for the division; complete analysis and make recommendations to Relationship Managers regarding loan structure, based upon findings; provide Loan Pricing Analysis, including pricing recommendations. You will shadow Relationship Managers and/or Profile Managers in calling on new and existing credit customers or prospects. You will participate in writing commitment reports and committee presentations along with presenting loan renewals to management or loan committee with supervision. You will conduct formal industry analysis and market research that focuses on customer identification and qualification. You will monitor credit and file maintenance to ensure correct documentation as well as alert Relationship/Portfolio Managers of non-compliance issues. Education & Experience Requirements
This level of knowledge is normally acquired through completion of a Bachelor's degree and 1-2 years Credit Analysis/Credit Specialist experience, or completion of formal credit training and line of business rotational experience.
SKILLS:
Extensive knowledge and understanding of accounting and credit principles, lending functions, and loan analysis and ability to demonstrate resourcefulness in application of general credit policies. Extensive knowledge of loan documentation, loan policy, and regulations. Extensive knowledge of loan grading process. Excellent oral and written communication skills. Extensive analytical skills regarding loan/credit review Advanced PC and spreadsheet software skills.
BOK Financial Corporation Group
is a stable and financially strong organization that provides excellent training and development to support building the long term careers of employees.
With passion, skill and partnership you can make an impact on the success of the bank, customers and your own career! Apply today
and take the first step towards your next career opportunity!
The companies in BOK Financial Corporation Group are equal opportunity employers. We are committed to providing equal employment opportunities for training, compensation, transfer, promotion and other aspects of employment for all qualified applicants and employees without regard to sex, race, color, religion, national origin, age, disability, pregnancy status, sexual orientation, genetic information or veteran status.
Please contact recruiting_coordinators@bokf.com with any questions.
Top 3 reasons to apply
Investing in our talent and building a great workplace is a top priority for us.
Empowered employees Award-winning culture Community commitment
BOK Financial Corporation Group adheres to state specific pay transparency requirements.
In order to be considered for a position with BOK Financial Corporation Group, you must complete the entire application process, which includes answering all prescreening questions and providing your eSignature on or before the application deadline.
Base salary range explanation:
The base salary range represents an average range for this position. Actual offers to be determined based on the candidate's qualifications, skills, experience and education. See job details for salary range and bonus type.
Benefits:
BOK Financial Corporation Group offers industry-leading benefits addressing your complete physical, financial and emotional health.Click
here
to see our benefits.
About BOK Financial Corporation
For more than a century, BOK Financial Corporation has helped fuel the success of clients and communities. Since our humble beginnings in Tulsa, Oklahoma, we've grown into a diversified financial services company that serves consumers, small businesses and international corporations-and everything in between. Facts:
Operations focused in an eight-state footprint 5,000 team members $49.7 billion in assets $114.6 billion in assets under management and administration $8 million donated to local nonprofits in 2024 59,000+ volunteer hours by our employees in 2024
77818
Location:
Dallas -DAL
Areas of Interest:
Commercial Banking, Commercial Real Estate
Pay Transparency Salary Range:
Not Available
Application Deadline:
04/23/2026
BOK Financial Corporation Group includes BOKF, NA; BOK Financial Securities, Inc. and BOK Financial Private Wealth, Inc. BOKF, NA operates TransFund and Cavanal Hill Investment Management, Inc. BOKF, NA operates banking divisions: Bank of Albuquerque; Bank of Oklahoma; Bank of Texas and BOK Financial®.
Bonus Type
BOKF Performance Plan (D02)
Summary
Our commitment to you is a positive work environment, a deep connection to our communities, and a focus on putting our clients first. As an industry-leading provider of sophisticated financial solutions, we believe no challenge is too big, and no opportunity is too small, when we work together to build relationships.
Job Description
The
Credit Specialist
is primarily responsible for preparation of simple to moderately complex financial analysis; performs secondary, specialized analysis of complex credit/loans; involves sensitive or critical customer accounts which effect lending profits for the division; under the supervision of others, completes analysis and makes recommendations regarding loan structure based upon findings; assumes responsibility for the assigned department's collateral and financial statement exceptions; participates in document review and loan closing; assists in market research on territories, industries, and potential customers.
Team Culture
We live the company values in everything we do and act with honor and transparency. Integrity sets the foundation for team members to build trust with one another and build relationships. We leverage collaborative teamwork when expressing credit concerns and developing solutions for new deals and opportunities.
How You'll Spend Your Time
You will prepare moderately complex financial analysis; perform secondary, specialized analysis of the more complex credits/loans involving sensitive or critical customer accounts which effect lending profits for the division; complete analysis and make recommendations to Relationship Managers regarding loan structure, based upon findings; provide Loan Pricing Analysis, including pricing recommendations. You will shadow Relationship Managers and/or Profile Managers in calling on new and existing credit customers or prospects. You will participate in writing commitment reports and committee presentations along with presenting loan renewals to management or loan committee with supervision. You will conduct formal industry analysis and market research that focuses on customer identification and qualification. You will monitor credit and file maintenance to ensure correct documentation as well as alert Relationship/Portfolio Managers of non-compliance issues. Education & Experience Requirements
This level of knowledge is normally acquired through completion of a Bachelor's degree and 1-2 years Credit Analysis/Credit Specialist experience, or completion of formal credit training and line of business rotational experience.
SKILLS:
Extensive knowledge and understanding of accounting and credit principles, lending functions, and loan analysis and ability to demonstrate resourcefulness in application of general credit policies. Extensive knowledge of loan documentation, loan policy, and regulations. Extensive knowledge of loan grading process. Excellent oral and written communication skills. Extensive analytical skills regarding loan/credit review Advanced PC and spreadsheet software skills.
BOK Financial Corporation Group
is a stable and financially strong organization that provides excellent training and development to support building the long term careers of employees.
With passion, skill and partnership you can make an impact on the success of the bank, customers and your own career! Apply today
and take the first step towards your next career opportunity!
The companies in BOK Financial Corporation Group are equal opportunity employers. We are committed to providing equal employment opportunities for training, compensation, transfer, promotion and other aspects of employment for all qualified applicants and employees without regard to sex, race, color, religion, national origin, age, disability, pregnancy status, sexual orientation, genetic information or veteran status.
Please contact recruiting_coordinators@bokf.com with any questions.
Top 3 reasons to apply
Investing in our talent and building a great workplace is a top priority for us.
Empowered employees Award-winning culture Community commitment
BOK Financial Corporation Group adheres to state specific pay transparency requirements.
In order to be considered for a position with BOK Financial Corporation Group, you must complete the entire application process, which includes answering all prescreening questions and providing your eSignature on or before the application deadline.
Base salary range explanation:
The base salary range represents an average range for this position. Actual offers to be determined based on the candidate's qualifications, skills, experience and education. See job details for salary range and bonus type.
Benefits:
BOK Financial Corporation Group offers industry-leading benefits addressing your complete physical, financial and emotional health.Click
here
to see our benefits.
About BOK Financial Corporation
For more than a century, BOK Financial Corporation has helped fuel the success of clients and communities. Since our humble beginnings in Tulsa, Oklahoma, we've grown into a diversified financial services company that serves consumers, small businesses and international corporations-and everything in between. Facts:
Operations focused in an eight-state footprint 5,000 team members $49.7 billion in assets $114.6 billion in assets under management and administration $8 million donated to local nonprofits in 2024 59,000+ volunteer hours by our employees in 2024