Mortgage Underwriter

Remote Underwriter – Conventional & Government Company:

Cornerstone Mortgage Group Location:

Remote (U.S.) Employment Type:

Permanent Salary:

$90,000-$105,00 per year Openings:

3

Position Overview Cornerstone Mortgage Group is seeking an experienced

Remote Underwriter

to evaluate and underwrite residential mortgage loan files across

Conventional and Government programs , with a strong emphasis on

FHA underwriting . This role is responsible for ensuring loan quality, compliance, and salability while meeting regulatory, investor, and company guidelines. Key Responsibilities Underwrite

Conventional (FNMA/FHLMC)

and

Government loans (FHA, VA, USDA)

in accordance with agency guidelines, investor overlays, and internal policies Review and analyze borrower

credit, income, assets, liabilities, and collateral

to assess eligibility and risk Interpret and apply

investor overlays

using AllRegs and agency updates to underwriting decisions Issue clear and well‑documented

approvals, conditions, counteroffers, or denials Review appraisals, title, and supporting documentation to ensure compliance and loan salability Utilize

DU, LP, and GUS , and perform manual underwriting when required Collaborate with loan officers, processors, closers, and post‑closing teams to resolve conditions and meet turn‑time expectations Maintain compliance with

FHA/HUD, VA, FNMA, FHLMC, TRID, RESPA , and applicable federal and state regulations Stay current on agency guideline changes, investor updates, and industry best practices Required Skills & Experience 3+ years

of residential mortgage underwriting experience Hands‑on underwriting experience with

Conventional and Government loan products

(FHA required) Proven experience researching

investor overlays in AllRegs Strong working knowledge of

Encompass LOS Nice‑to‑Have Qualifications Experience underwriting

VA and/or USDA

loans FHA Direct Endorsement (DE)

and/or

VA SAR

certification