Legal Counsel - Debt Capital Markets (DCM) & Securitized Products Group (SPG), N
Lloyds Bank, New York, NY, United States
Overview
Legal Counsel - Debt Capital Markets (DCM) & Securitized Products Group (SPG), North America
New York, NY | Competitive Annual Salary ($240,000 - $280,000)
About the role
Lloyds is seeking a mid-level US-qualified lawyer to join our New York team, supporting Debt Capital Markets and Securitization platforms. You’ll lead on bond offerings, liability management, and select securitization transactions, working closely with global colleagues in a dynamic, hybrid environment. Ideal for proactive, meticulous professionals with strong capital markets backgrounds who thrive on collaboration, autonomy, and variety.
The opportunity
This role is critical to Lloyds' platforms, providing expert legal, transaction, and regulatory guidance for a wide range of capital market activities including bond offerings, liability management, and securitization deals. This role acts as a trusted advisor within the North America and broader Lloyds Legal teams. It ensures all transactions meet policy and regulatory standards, helps collaboration with global colleagues, and supports business growth and compliance. Their expertise will drive operational excellence, foster strategic alignment across US and UK business units, and improve Lloyds' ability to deliver robust and compliant financial solutions for institutional and corporate clients.
What you’ll be doing
As Legal Counsel, you'll guide high-profile deals and collaborate with cross-functional teams. If you want your expertise to build key transactions and enjoy engaging with diverse colleagues, this is your opportunity.
Lead Rule 144A/Reg S processes and connect with outside counsel, building your network and influence. Thrive as the go-to guide in regulatory matters.
Draft and negotiate vital agreements, putting your legal skills at the heart of major deals and Lloyds’ market leadership.
Run liability management exercises—cash tenders, exchanges, consents—where your expertise drives success in critical transactions.
Spot issues and enable new products in securitizations—ABS, RMBS, CMBS, CLOs—and drive innovation in 144A/Reg S and Reg AB II.
Work with Compliance and Legal teams to supervise regulatory changes and contribute to training and policy updates, keeping Lloyds ahead of the curve.
What you’ll bring
J.D. and active New York Bar admission with strong academic credentials
5–7 years’ experience post-qualification as a New York Bar attorney
Outstanding communication skills, written and verbal
Validated expertise in investment-grade or high-yield bond offerings, private placements, and at least one of: liability management or securitization
In-depth knowledge of Rule 144A/Reg S, disclosure drafting, and skilled in negotiations with issuers, underwriters, and trustees
Hands‑on capital markets experience at a top law firm or in‑house legal team (DCM/Securitization)
Sharp analytical skills and attention to detail
Unwavering integrity and a dedication to high ethical standards
Self‑motivated and energized to thrive in a fast‑paced environment
Strong organizational skills to manage competing priorities
A creative problem‑solver who can simplify complexity for clients
Skilled at building positive relationships with colleagues and clients, both locally and in the UK
Diligent and takes ownership of responsibilities
Passionate about continuous learning and growth, including ESG, data, and technology
Collaborative teammate with excellent interpersonal skills
Confident advocate—your voice matters here
Preferred Qualifications
I n‑house experience with a DCM desk or issuer, especially with CP & MTN program documentation
Familiarity with ABS/CLO or mortgage securitizations; knowledge of warehouse/repurchase facilities a plus
What Success Looks Like in Your First Year
Independently draft and negotiate OM/prospectuses, underwriting and purchase agreements, and lead transactions from start to finish
Take charge of liability management deals, steering them from launch through settlement
Handle all legal aspects of securitization deals or A/B exchanges for 144A issues through closing
Why Lloyds
Lloyds North America forms an integral part of Lloyds Banking Group, a leading UK‑based financial services group focused primarily on retail and commercial customers. We have operated in North America for over 100 years, delivering a client‑focused approach to large Corporate and Institutional clients with strong links to the UK.
From our New York office, we provide a comprehensive range of core banking products, including lending, trade finance, and working capital solutions, alongside debt capital and financial markets services through our U.S. broker‑dealer, Lloyds Securities Inc.
Our commitment to inclusion
At Lloyds, diversity and inclusion are core to who we are. We are committed to attracting, retaining, and developing the best talent and creating a culture where every colleague feels included, valued, and empowered to be their best.
Lloyds values diversity across all backgrounds and experiences and encourages our colleagues to bring their whole self to work. We provide equal employment opportunities to all applicants and employees in accordance with applicable law.
Reasonable Accommodations for Qualified Individuals with Disabilities During the Application Process Lloyds North America is committed to providing reasonable accommodations for qualified individuals with disabilities in our job application process. If you have a disability and require a reasonable accommodation in order to participate in the application process, please contact our Human Resources Dept at: NAHR@lbusa.com
Our benefits
We also offer a wide‑ranging benefits package, which includes:
Comprehensive health coverage
with multiple medical plan options, including an HSA‑eligible plan with
company contributions , plus dental, vision, and 24/7 virtual care
Strong financial benefits
including a
401(k) with company match and discretionary contribution , company‑paid life insurance, and short‑and long‑term disability coverage
Family and life support
such as paid family leave, backup child and elder care, employee assistance programs, and identity theft protection
Wellness and lifestyle benefits
including fitness programs, gym reimbursement options, pet insurance, and group legal services
Ongoing training, development, mentoring, and networking opportunities
Opportunities to give back through volunteering and fundraising initiatives
This is a once in a career opportunity to help shape your future as well as ours. Join us and grow with purpose.
Annual Salary Range:
$240,000 - $280,000
Professional Certifications / Licenses Required:
J.D. and active New York Bar admission
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New York, NY | Competitive Annual Salary ($240,000 - $280,000)
About the role
Lloyds is seeking a mid-level US-qualified lawyer to join our New York team, supporting Debt Capital Markets and Securitization platforms. You’ll lead on bond offerings, liability management, and select securitization transactions, working closely with global colleagues in a dynamic, hybrid environment. Ideal for proactive, meticulous professionals with strong capital markets backgrounds who thrive on collaboration, autonomy, and variety.
The opportunity
This role is critical to Lloyds' platforms, providing expert legal, transaction, and regulatory guidance for a wide range of capital market activities including bond offerings, liability management, and securitization deals. This role acts as a trusted advisor within the North America and broader Lloyds Legal teams. It ensures all transactions meet policy and regulatory standards, helps collaboration with global colleagues, and supports business growth and compliance. Their expertise will drive operational excellence, foster strategic alignment across US and UK business units, and improve Lloyds' ability to deliver robust and compliant financial solutions for institutional and corporate clients.
What you’ll be doing
As Legal Counsel, you'll guide high-profile deals and collaborate with cross-functional teams. If you want your expertise to build key transactions and enjoy engaging with diverse colleagues, this is your opportunity.
Lead Rule 144A/Reg S processes and connect with outside counsel, building your network and influence. Thrive as the go-to guide in regulatory matters.
Draft and negotiate vital agreements, putting your legal skills at the heart of major deals and Lloyds’ market leadership.
Run liability management exercises—cash tenders, exchanges, consents—where your expertise drives success in critical transactions.
Spot issues and enable new products in securitizations—ABS, RMBS, CMBS, CLOs—and drive innovation in 144A/Reg S and Reg AB II.
Work with Compliance and Legal teams to supervise regulatory changes and contribute to training and policy updates, keeping Lloyds ahead of the curve.
What you’ll bring
J.D. and active New York Bar admission with strong academic credentials
5–7 years’ experience post-qualification as a New York Bar attorney
Outstanding communication skills, written and verbal
Validated expertise in investment-grade or high-yield bond offerings, private placements, and at least one of: liability management or securitization
In-depth knowledge of Rule 144A/Reg S, disclosure drafting, and skilled in negotiations with issuers, underwriters, and trustees
Hands‑on capital markets experience at a top law firm or in‑house legal team (DCM/Securitization)
Sharp analytical skills and attention to detail
Unwavering integrity and a dedication to high ethical standards
Self‑motivated and energized to thrive in a fast‑paced environment
Strong organizational skills to manage competing priorities
A creative problem‑solver who can simplify complexity for clients
Skilled at building positive relationships with colleagues and clients, both locally and in the UK
Diligent and takes ownership of responsibilities
Passionate about continuous learning and growth, including ESG, data, and technology
Collaborative teammate with excellent interpersonal skills
Confident advocate—your voice matters here
Preferred Qualifications
I n‑house experience with a DCM desk or issuer, especially with CP & MTN program documentation
Familiarity with ABS/CLO or mortgage securitizations; knowledge of warehouse/repurchase facilities a plus
What Success Looks Like in Your First Year
Independently draft and negotiate OM/prospectuses, underwriting and purchase agreements, and lead transactions from start to finish
Take charge of liability management deals, steering them from launch through settlement
Handle all legal aspects of securitization deals or A/B exchanges for 144A issues through closing
Why Lloyds
Lloyds North America forms an integral part of Lloyds Banking Group, a leading UK‑based financial services group focused primarily on retail and commercial customers. We have operated in North America for over 100 years, delivering a client‑focused approach to large Corporate and Institutional clients with strong links to the UK.
From our New York office, we provide a comprehensive range of core banking products, including lending, trade finance, and working capital solutions, alongside debt capital and financial markets services through our U.S. broker‑dealer, Lloyds Securities Inc.
Our commitment to inclusion
At Lloyds, diversity and inclusion are core to who we are. We are committed to attracting, retaining, and developing the best talent and creating a culture where every colleague feels included, valued, and empowered to be their best.
Lloyds values diversity across all backgrounds and experiences and encourages our colleagues to bring their whole self to work. We provide equal employment opportunities to all applicants and employees in accordance with applicable law.
Reasonable Accommodations for Qualified Individuals with Disabilities During the Application Process Lloyds North America is committed to providing reasonable accommodations for qualified individuals with disabilities in our job application process. If you have a disability and require a reasonable accommodation in order to participate in the application process, please contact our Human Resources Dept at: NAHR@lbusa.com
Our benefits
We also offer a wide‑ranging benefits package, which includes:
Comprehensive health coverage
with multiple medical plan options, including an HSA‑eligible plan with
company contributions , plus dental, vision, and 24/7 virtual care
Strong financial benefits
including a
401(k) with company match and discretionary contribution , company‑paid life insurance, and short‑and long‑term disability coverage
Family and life support
such as paid family leave, backup child and elder care, employee assistance programs, and identity theft protection
Wellness and lifestyle benefits
including fitness programs, gym reimbursement options, pet insurance, and group legal services
Ongoing training, development, mentoring, and networking opportunities
Opportunities to give back through volunteering and fundraising initiatives
This is a once in a career opportunity to help shape your future as well as ours. Join us and grow with purpose.
Annual Salary Range:
$240,000 - $280,000
Professional Certifications / Licenses Required:
J.D. and active New York Bar admission
#J-18808-Ljbffr