CRE Debt Originator – VP, Commercial Real Estate
Gumption, Birmingham, AL, United States
You've closed CRE financing deals. You know how to work with borrowers, navigate a lender matrix, and get a transaction across the finish line. Now imagine doing all of that with better technology, a stronger lender network, and economics that actually reflect your production. That's Gumption.
We're a capital markets platform built by CRE owners for CRE owners — and we're growing fast. We use AI and deep lender relationships to cut financing timelines in half and deliver best-in-market terms. We're looking for a proven CRE debt producer to own a market and build something big with us.
If you've spent time closing commercial real estate loans — as a mortgage broker, a bank CRE originator, a CMBS or agency loan officer, or a debt fund originator — this role was written for you.
About the Role This is a production role. You'll own origination from first call to close — sourcing opportunities, structuring debt, managing lender relationships, and driving your own pipeline. You'll have the backing of Gumption's AI-powered platform, a curated lender network, and a lean team that moves fast and cuts through the noise.
What You'll Be Doing
Source and close financing transactions:
Originate, structure, underwrite, and close debt transactions across CRE asset types — multifamily, industrial, retail, office, mixed-use, and more. Bridge, CMBS, agency, construction, and balance sheet — you know the products.
Own your pipeline:
Leverage your existing relationships and build new ones with sponsors, property owners, funds, family offices, and CRE professionals. This is high-activity origination — calls, emails, relationships.
Lead financial analysis:
Size debt, stress-test deals, and interpret financial models including cash flow projections, sensitivity analyses, and valuations. Fluent in NOI, DSC, LTV, and IRR.
Prepare deal packages:
Draft sharp, accurate investment memoranda and lender packages that move fast.
Use the edge we've built:
Leverage Gumption's AI platform, lender matching tools, and CRM to work smarter and close more.
Who We're Looking For We want a producer — someone who has independently originated and closed commercial real estate loans, not just supported a team that did. We're specifically targeting candidates from:
Commercial mortgage brokerages (you've brokered and closed your own deals)
Bank, credit union, or insurance company CRE lending teams
CMBS, agency (Fannie/Freddie/HUD), or bridge lender origination desks
Debt funds or private credit platforms with direct borrower relationships
You Should Have
4+ years of hands‑on CRE debt origination — real origination, not just transaction support
A track record of independently closing deals (deal sizes of $2M+; annual production of $20M+ preferred)
Existing borrower or intermediary relationships you can bring to a new platformDeep familiarity with CRE underwriting, capital stack structures, and lender criteria across asset types
Bachelor's degree in finance, real estate, accounting, or equivalent; CCIM, CFA, or CAIA is a plus
Why Gumption?
Base + uncapped upside:
Unlike most origination roles that are commission‑only, we offer a base salary plus uncapped commission — downside protection while you ramp, and no ceiling on what you can build.
The tech actually works:
Our AI platform pre‑underwrites deals, matches lenders, and eliminates the friction that slows deals down everywhere else. You'll close more, faster.
We move fast:
No bureaucracy. No politics. No committee approvals that kill momentum. We operate with an extreme sense of urgency — because time kills all deals.
High‑agency, flat team:
You own your market. We're not micromanagers. Produce results, earn the autonomy.
Health coverage:
Comprehensive medical benefits included.
The offices are legit:
Chattanooga (gym, sauna, cold plunge) and Birmingham (renovated warehouse, golf simulator). This is an in‑office role reporting to the Birmingham team lead.
Apply on LinkedIn. You can also reach out to careers@gumption.dev.
Gumption is proud to be an equal opportunity employer. We welcome candidates of all backgrounds and experiences and are committed to building a diverse, inclusive workplace.
#J-18808-Ljbffr
We're a capital markets platform built by CRE owners for CRE owners — and we're growing fast. We use AI and deep lender relationships to cut financing timelines in half and deliver best-in-market terms. We're looking for a proven CRE debt producer to own a market and build something big with us.
If you've spent time closing commercial real estate loans — as a mortgage broker, a bank CRE originator, a CMBS or agency loan officer, or a debt fund originator — this role was written for you.
About the Role This is a production role. You'll own origination from first call to close — sourcing opportunities, structuring debt, managing lender relationships, and driving your own pipeline. You'll have the backing of Gumption's AI-powered platform, a curated lender network, and a lean team that moves fast and cuts through the noise.
What You'll Be Doing
Source and close financing transactions:
Originate, structure, underwrite, and close debt transactions across CRE asset types — multifamily, industrial, retail, office, mixed-use, and more. Bridge, CMBS, agency, construction, and balance sheet — you know the products.
Own your pipeline:
Leverage your existing relationships and build new ones with sponsors, property owners, funds, family offices, and CRE professionals. This is high-activity origination — calls, emails, relationships.
Lead financial analysis:
Size debt, stress-test deals, and interpret financial models including cash flow projections, sensitivity analyses, and valuations. Fluent in NOI, DSC, LTV, and IRR.
Prepare deal packages:
Draft sharp, accurate investment memoranda and lender packages that move fast.
Use the edge we've built:
Leverage Gumption's AI platform, lender matching tools, and CRM to work smarter and close more.
Who We're Looking For We want a producer — someone who has independently originated and closed commercial real estate loans, not just supported a team that did. We're specifically targeting candidates from:
Commercial mortgage brokerages (you've brokered and closed your own deals)
Bank, credit union, or insurance company CRE lending teams
CMBS, agency (Fannie/Freddie/HUD), or bridge lender origination desks
Debt funds or private credit platforms with direct borrower relationships
You Should Have
4+ years of hands‑on CRE debt origination — real origination, not just transaction support
A track record of independently closing deals (deal sizes of $2M+; annual production of $20M+ preferred)
Existing borrower or intermediary relationships you can bring to a new platformDeep familiarity with CRE underwriting, capital stack structures, and lender criteria across asset types
Bachelor's degree in finance, real estate, accounting, or equivalent; CCIM, CFA, or CAIA is a plus
Why Gumption?
Base + uncapped upside:
Unlike most origination roles that are commission‑only, we offer a base salary plus uncapped commission — downside protection while you ramp, and no ceiling on what you can build.
The tech actually works:
Our AI platform pre‑underwrites deals, matches lenders, and eliminates the friction that slows deals down everywhere else. You'll close more, faster.
We move fast:
No bureaucracy. No politics. No committee approvals that kill momentum. We operate with an extreme sense of urgency — because time kills all deals.
High‑agency, flat team:
You own your market. We're not micromanagers. Produce results, earn the autonomy.
Health coverage:
Comprehensive medical benefits included.
The offices are legit:
Chattanooga (gym, sauna, cold plunge) and Birmingham (renovated warehouse, golf simulator). This is an in‑office role reporting to the Birmingham team lead.
Apply on LinkedIn. You can also reach out to careers@gumption.dev.
Gumption is proud to be an equal opportunity employer. We welcome candidates of all backgrounds and experiences and are committed to building a diverse, inclusive workplace.
#J-18808-Ljbffr