Anti-Money Laundering (AML), Sr. Investigator I - Transaction Monitoring Operati
Capital One, Chicago, IL, United States
Job Summary
The Anti-Money Laundering (AML) Sr. Investigator I supports various AML processes, including suspicious activity investigations, currency transaction reporting, global sanctions screening, enhanced due diligence, and other AML responsibilities. The investigator works closely with AML Process Managers to perform critical functions.
Responsibilities
Build and maintain awareness of the broader context and implications of various risk types affecting the business (financial, legal, reputation, etc.).
Review system-generated alerts, assess impact on AML processes, conduct research as required, and document results in written format.
Write suspicious activity reports, file CTRs, address sanctions alerts, and perform other applicable AML processes in accordance with regulations and time limitations.
Provide feedback on alert rule effectiveness and partner with management and analysts to design new rules.
Provide insight into various commercial banking products and services.
Handle issues appropriate for advanced investigation and analysis.
Support team supervisors in executing certain responsibilities.
Perform special projects as needed.
Basic Qualifications
High School Diploma, GED, or equivalent certification.
At least one year of fraud, investigative, compliance, or AML experience.
At least one year of experience with Microsoft Office or Google Suite.
Preferred Qualifications
Bachelor's Degree in Criminal Justice, Fraud Prevention, or Homeland Security.
Three or more years of fraud, investigative, or compliance experience.
Three or more years of experience in an AML capacity.
Three or more years of experience in the Financial Services industry.
Work From Home Technology Requirements
A secure home office environment free from background noise and distractions.
A reliable private internet connection (not cellular data). Cable or fiber connections are preferred.
Internet service with a minimum download speed of 5 Mbps (10 Mbps or higher preferred).
Sustained latency less than 250 ms in voice calls required.
Hard-wired connectivity preferred; any wireless connectivity must be private, password-protected using WPA2-PSK (AES).
Private, password-protected network ownership or line-of-sight to every device.
Capital One reserves the right to request proof of internet provider, speed, and service package from the associate.
Requirements may change with new systems and technology; Capital One may modify them with 60 days’ notice.
Work from Home Living Requirements
Candidates must live within approximately 50 miles driving distance of one of the hub locations (Wilmington, DE; Richmond, VA; Plano, TX; Chicago, IL; McLean, VA) and be willing to come in person whenever required with at least 24 hours’ notice.
Salary and Benefits Salary ranges by location:
Chicago, IL: $74,200 – $84,700
McLean, VA: $81,700 – $93,300
Plano, TX: $74,200 – $84,700
Richmond, VA: $74,200 – $84,700
Wilmington, DE: $74,200 – $84,700
Eligible for performance‑based incentive compensation, including cash bonuses and/or long‑term incentives (LTI). Benefits include comprehensive health, financial, and other benefits supportive of overall well‑being.
EEO Statement Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non‑discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug‑free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries.
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Responsibilities
Build and maintain awareness of the broader context and implications of various risk types affecting the business (financial, legal, reputation, etc.).
Review system-generated alerts, assess impact on AML processes, conduct research as required, and document results in written format.
Write suspicious activity reports, file CTRs, address sanctions alerts, and perform other applicable AML processes in accordance with regulations and time limitations.
Provide feedback on alert rule effectiveness and partner with management and analysts to design new rules.
Provide insight into various commercial banking products and services.
Handle issues appropriate for advanced investigation and analysis.
Support team supervisors in executing certain responsibilities.
Perform special projects as needed.
Basic Qualifications
High School Diploma, GED, or equivalent certification.
At least one year of fraud, investigative, compliance, or AML experience.
At least one year of experience with Microsoft Office or Google Suite.
Preferred Qualifications
Bachelor's Degree in Criminal Justice, Fraud Prevention, or Homeland Security.
Three or more years of fraud, investigative, or compliance experience.
Three or more years of experience in an AML capacity.
Three or more years of experience in the Financial Services industry.
Work From Home Technology Requirements
A secure home office environment free from background noise and distractions.
A reliable private internet connection (not cellular data). Cable or fiber connections are preferred.
Internet service with a minimum download speed of 5 Mbps (10 Mbps or higher preferred).
Sustained latency less than 250 ms in voice calls required.
Hard-wired connectivity preferred; any wireless connectivity must be private, password-protected using WPA2-PSK (AES).
Private, password-protected network ownership or line-of-sight to every device.
Capital One reserves the right to request proof of internet provider, speed, and service package from the associate.
Requirements may change with new systems and technology; Capital One may modify them with 60 days’ notice.
Work from Home Living Requirements
Candidates must live within approximately 50 miles driving distance of one of the hub locations (Wilmington, DE; Richmond, VA; Plano, TX; Chicago, IL; McLean, VA) and be willing to come in person whenever required with at least 24 hours’ notice.
Salary and Benefits Salary ranges by location:
Chicago, IL: $74,200 – $84,700
McLean, VA: $81,700 – $93,300
Plano, TX: $74,200 – $84,700
Richmond, VA: $74,200 – $84,700
Wilmington, DE: $74,200 – $84,700
Eligible for performance‑based incentive compensation, including cash bonuses and/or long‑term incentives (LTI). Benefits include comprehensive health, financial, and other benefits supportive of overall well‑being.
EEO Statement Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non‑discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug‑free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries.
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