Personal Lines Insurance Catastrophe Risk Product Manager - Remote
CSAA Insurance Group, a AAA Insurer, Glendale, AZ, United States
CSAA Insurance Group (CSAA IG), a AAA insurer, is one of the leading personal lines property and casualty insurance groups in the United States. Here, every employee shapes our mission. We build innovative, human-centered solutions that help AAA members prevent, prepare for, and recover from life's uncertainties. You will join a collaborative, inclusive culture where your strengths have room to grow and your ideas can drive real impact. Step into a role where you can contribute to our shared success through meaningful work.
We are actively hiring for a Personal Lines Insurance Catastrophe Risk Product Manager - Remote Your Role This role serves as the organizational lead for catastrophe risk initiatives, aligning underwriting, actuarial, reinsurance, product, and analytics teams to implement strategy. Rather than performing hands‑on modeling, you will interpret model outputs and translate insights into underwriting, pricing, exposure management, and portfolio diversification strategies across our footprint. You will own specific focus areas (e.g., flood, inflation) while helping drive the company’s overall catastrophe strategy. This role sits at the intersection of catastrophe analytics, product strategy, underwriting, and capital management. You will interpret catastrophe model outputs and turn those insights into practical actions that balance growth, profitability, and risk resilience across our personal lines property portfolio. This is a unique opportunity to shape enterprise-wide catastrophe risk strategy and influence the future of personal lines property products. We are open to Product Manager levels 1–3 for this role. Leveling will be determined through the interview process.
Your Work
Shape personal lines catastrophe risk strategy
Define and evolve our countrywide catastrophe risk management approach
Establish concentration risk thresholds and portfolio diversification strategies
Translate catastrophe model insights into actionable underwriting and pricing strategies
Lead cross-functional initiatives
Serve as the organizational quarterback for initiatives across underwriting, actuarial, reinsurance, analytics, and product teams
Lead complex initiatives that strengthen portfolio resilience and growth
Align business groups on strategy and drive execution through influence and collaboration
Drive portfolio risk management
Monitor catastrophe exposure and total insured values across geographies and perils
Develop strategies to manage accumulation risk and improve portfolio diversification
Project manage implementation of underwriting guidelines, product changes, and operational controls that support risk objectives
Turn analytics into business decisions
Interpret catastrophe model outputs and communicate their practical implications
Drive organizational understanding on the impacts of inflation and macroeconomic trends to our total insured values and manage insurance-to-value of the book
Team with reinsurance, actuarial, and capital management teams to evaluate catastrophe exposure and loss volatility
Leverage catastrophe risk capabilities
Find opportunities to improve catastrophe risk monitoring, reporting, and decision frameworks
Lead initiatives such as improved accumulation management tools, coastal underwriting rules, or portfolio diversification programs
Stay ahead of Insurance industry trends related to catastrophe risk, climate impacts, and emerging modeling approaches
Serve as a catastrophe risk subject matter expert
Provide guidance to internal business leaders on catastrophe risk implications and portfolio management strategies
Communicate complex risk insights clearly to leadership and cross-functional teams
Shape strategy by defining acceptable concentration risk thresholds and determining the markers for long-term success of our personal lines property book
Required Experience, Education and Skills
Bachelor’s degree in business, economics, finance, risk management, or a related field (or equivalent experience)
8+ years of experience in personal lines insurance product management, underwriting, catastrophe risk management, or related roles
Strong understanding of catastrophe modeling outputs and how they inform insurance pricing, underwriting, and portfolio management decisions
Demonstrated ability to lead complex cross-functional initiatives through influence rather than direct authority
Experience developing strategies that balance growth, profitability, and catastrophe risk exposure
Strong analytical and financial evaluation skills with the ability to interpret complex data and translate insights into business decisions
Ability to operate across both strategic and tactical levels of a project
Excellent written and verbal communication skills, including the ability to explain complex concepts to diverse audiences (e.g. proposals, PowerPoint presentation, business requirements, Microsoft project, Suite Microsoft Office)
Strong organizational and project leadership capabilities with experience driving initiatives from concept through execution
Solid understanding of insurance product mechanics, underwriting strategy, and portfolio management
Ability to travel as needed for role, including divisional / team meetings, industry events, and other in-person meetings
What would make us excited about you?
You enjoy turning catastrophe risk insights into clear, actionable business strategy
You thrive in cross-functional leadership roles where success depends on influence, alignment, and collaboration
You are comfortable navigating both strategic portfolio decisions and operational execution
You bring curiosity about emerging catastrophe risks, climate trends, macroeconomic impacts, and evolving insurance market dynamics
CPCU and/or Actuarial exams
Actively shapes our company culture (e.g., supporting employee resource groups, mentoring employees, volunteering, joining cross-functional projects)
Champions our cultural norms (e.g., willing to have cameras when it matters helping onboard new team members, building relationships, etc.)
Demonstrates a company ownership mindset, thinking beyond boundaries of their own area
Fulfills business needs, which may include investing extra time, helping other teams, etc
Please note we are hiring for this role remote anywhere in the United States with the following exceptions Hawaii and Alaska.
Why Choose a Career at CSAA IG? At CSAA IG, we are a mission-driven organization proudly committed to empowering our members, our employees, and our communities to thrive.
Recognition We offer a total compensation package, annual bonus eligibility for most roles, 401(k) with a company match, and so much more! Read more about what we offer and what it is like to be a part of our dynamic team at https//careers.csaainsurance.aaa.com/us/en/benefits.
Career Growth We believe in growth for everyone. Here at CSAA IG, leaders and mentors partner with employees to align interests, unlock development opportunities, and support long‑term success.
Flexible Workplace We embrace a remote-first culture through our Flexible Workplace. Most employees hold Home-Flex roles, working primarily from home, often with the flexibility to work from various locations including CSAA offices. Our flexible workplace empowers you to balance remote work with intentional in‑person moments that deepen connection and collaboration.
Inclusion and Belonging An inclusive and welcoming workplace is the cornerstone of our success. By fostering an environment where people feel valued and heard, we deepen our ability to understand and meet the unique needs of our members. This strengthens innovation and enhances our products and services, giving us a competitive edge in the market.
Sustainability As climate change leads to more frequent and severe weather events, we are taking bold action to build more resilient communities and reduce our environmental impact. Submit your application to be considered. We communicate via email, so check your inbox and/or your spam folder to ensure you don’t miss important updates from us.
CSAA Insurance Group is an equal opportunity employer.
CSAA is committed to providing reasonable accommodations to qualified applicants and employees with disabilities or other limitations. If you would like to request an accommodation to participate in the job application or interview process, please contact TalentAcquistion@csaa.com.
If you apply and are selected to continue in the recruiting process, we will schedule a preliminary call with you to discuss the role and will disclose during that call the available salary/hourly rate range based on your location. Factors used to determine the actual salary offered may include location, experience, or education.
CSAA does not provide visa sponsorship for this role. Applicants must have authorization to work indefinitely in the US. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).
#J-18808-Ljbffr
We are actively hiring for a Personal Lines Insurance Catastrophe Risk Product Manager - Remote Your Role This role serves as the organizational lead for catastrophe risk initiatives, aligning underwriting, actuarial, reinsurance, product, and analytics teams to implement strategy. Rather than performing hands‑on modeling, you will interpret model outputs and translate insights into underwriting, pricing, exposure management, and portfolio diversification strategies across our footprint. You will own specific focus areas (e.g., flood, inflation) while helping drive the company’s overall catastrophe strategy. This role sits at the intersection of catastrophe analytics, product strategy, underwriting, and capital management. You will interpret catastrophe model outputs and turn those insights into practical actions that balance growth, profitability, and risk resilience across our personal lines property portfolio. This is a unique opportunity to shape enterprise-wide catastrophe risk strategy and influence the future of personal lines property products. We are open to Product Manager levels 1–3 for this role. Leveling will be determined through the interview process.
Your Work
Shape personal lines catastrophe risk strategy
Define and evolve our countrywide catastrophe risk management approach
Establish concentration risk thresholds and portfolio diversification strategies
Translate catastrophe model insights into actionable underwriting and pricing strategies
Lead cross-functional initiatives
Serve as the organizational quarterback for initiatives across underwriting, actuarial, reinsurance, analytics, and product teams
Lead complex initiatives that strengthen portfolio resilience and growth
Align business groups on strategy and drive execution through influence and collaboration
Drive portfolio risk management
Monitor catastrophe exposure and total insured values across geographies and perils
Develop strategies to manage accumulation risk and improve portfolio diversification
Project manage implementation of underwriting guidelines, product changes, and operational controls that support risk objectives
Turn analytics into business decisions
Interpret catastrophe model outputs and communicate their practical implications
Drive organizational understanding on the impacts of inflation and macroeconomic trends to our total insured values and manage insurance-to-value of the book
Team with reinsurance, actuarial, and capital management teams to evaluate catastrophe exposure and loss volatility
Leverage catastrophe risk capabilities
Find opportunities to improve catastrophe risk monitoring, reporting, and decision frameworks
Lead initiatives such as improved accumulation management tools, coastal underwriting rules, or portfolio diversification programs
Stay ahead of Insurance industry trends related to catastrophe risk, climate impacts, and emerging modeling approaches
Serve as a catastrophe risk subject matter expert
Provide guidance to internal business leaders on catastrophe risk implications and portfolio management strategies
Communicate complex risk insights clearly to leadership and cross-functional teams
Shape strategy by defining acceptable concentration risk thresholds and determining the markers for long-term success of our personal lines property book
Required Experience, Education and Skills
Bachelor’s degree in business, economics, finance, risk management, or a related field (or equivalent experience)
8+ years of experience in personal lines insurance product management, underwriting, catastrophe risk management, or related roles
Strong understanding of catastrophe modeling outputs and how they inform insurance pricing, underwriting, and portfolio management decisions
Demonstrated ability to lead complex cross-functional initiatives through influence rather than direct authority
Experience developing strategies that balance growth, profitability, and catastrophe risk exposure
Strong analytical and financial evaluation skills with the ability to interpret complex data and translate insights into business decisions
Ability to operate across both strategic and tactical levels of a project
Excellent written and verbal communication skills, including the ability to explain complex concepts to diverse audiences (e.g. proposals, PowerPoint presentation, business requirements, Microsoft project, Suite Microsoft Office)
Strong organizational and project leadership capabilities with experience driving initiatives from concept through execution
Solid understanding of insurance product mechanics, underwriting strategy, and portfolio management
Ability to travel as needed for role, including divisional / team meetings, industry events, and other in-person meetings
What would make us excited about you?
You enjoy turning catastrophe risk insights into clear, actionable business strategy
You thrive in cross-functional leadership roles where success depends on influence, alignment, and collaboration
You are comfortable navigating both strategic portfolio decisions and operational execution
You bring curiosity about emerging catastrophe risks, climate trends, macroeconomic impacts, and evolving insurance market dynamics
CPCU and/or Actuarial exams
Actively shapes our company culture (e.g., supporting employee resource groups, mentoring employees, volunteering, joining cross-functional projects)
Champions our cultural norms (e.g., willing to have cameras when it matters helping onboard new team members, building relationships, etc.)
Demonstrates a company ownership mindset, thinking beyond boundaries of their own area
Fulfills business needs, which may include investing extra time, helping other teams, etc
Please note we are hiring for this role remote anywhere in the United States with the following exceptions Hawaii and Alaska.
Why Choose a Career at CSAA IG? At CSAA IG, we are a mission-driven organization proudly committed to empowering our members, our employees, and our communities to thrive.
Recognition We offer a total compensation package, annual bonus eligibility for most roles, 401(k) with a company match, and so much more! Read more about what we offer and what it is like to be a part of our dynamic team at https//careers.csaainsurance.aaa.com/us/en/benefits.
Career Growth We believe in growth for everyone. Here at CSAA IG, leaders and mentors partner with employees to align interests, unlock development opportunities, and support long‑term success.
Flexible Workplace We embrace a remote-first culture through our Flexible Workplace. Most employees hold Home-Flex roles, working primarily from home, often with the flexibility to work from various locations including CSAA offices. Our flexible workplace empowers you to balance remote work with intentional in‑person moments that deepen connection and collaboration.
Inclusion and Belonging An inclusive and welcoming workplace is the cornerstone of our success. By fostering an environment where people feel valued and heard, we deepen our ability to understand and meet the unique needs of our members. This strengthens innovation and enhances our products and services, giving us a competitive edge in the market.
Sustainability As climate change leads to more frequent and severe weather events, we are taking bold action to build more resilient communities and reduce our environmental impact. Submit your application to be considered. We communicate via email, so check your inbox and/or your spam folder to ensure you don’t miss important updates from us.
CSAA Insurance Group is an equal opportunity employer.
CSAA is committed to providing reasonable accommodations to qualified applicants and employees with disabilities or other limitations. If you would like to request an accommodation to participate in the job application or interview process, please contact TalentAcquistion@csaa.com.
If you apply and are selected to continue in the recruiting process, we will schedule a preliminary call with you to discuss the role and will disclose during that call the available salary/hourly rate range based on your location. Factors used to determine the actual salary offered may include location, experience, or education.
CSAA does not provide visa sponsorship for this role. Applicants must have authorization to work indefinitely in the US. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).
#J-18808-Ljbffr