Senior Mortgage Loan Processor
Tomo, New York, NY, United States
About the Role
At Tomo, we're on a mission to make the homebuying process simple, transparent, and memorable. Our Loan Processors are trusted guides for customers, helping them navigate from application through closing with confidence and clarity. As a Senior Loan Processor, you'll be responsible for a heavier pipeline than our standard processor role without sacrificing quality. You'll take on increased volume while remaining committed to our core value of omotenashi: proactively anticipating and satisfying customer needs to deliver an exceptional experience. We're looking for someone who excels at managing a high volume of purchase applications simultaneously while maintaining a relentless focus on on-time closes. If you have a proven track record of managing a heavy workload with on-time closes, you'll be a great fit to help shape the future of mortgage lending. What You'll Do
Serve as the primary point of contact for customers from processing through closing, keeping them informed and supported Manage a high volume of loan files proactively, completing all processing, pre-underwriting, and pre-closing tasks with care and accuracy Review and verify documentation including credit, appraisal, and title for compliance with investor guidelines Partner with agents to gather required information and keep them updated on the status of applications Submit complete, high-quality files to underwriting while consistently meeting service-level targets Assist with post-closing follow-ups to ensure a seamless customer experience Identify opportunities to improve our processes and technology, and collaborate with teammates across functions to bring ideas to life Offer support and clear answers to any questions pertaining to closing What Makes You a Great Fit
Strong understanding of the mortgage lending process Ability to handle a high volume of purchase applications (60+ Loans) simultaneously in a fast paced environment - on time close is very important to us! Strong written and verbal communication with a phone-first mentality Strong performance in team environments A voice as to how we can improve our processes and tech Detail orientation with a strong focus on quality Superior customer centricity Preferred Qualifications
2+ years of mortgage loan processing experience, specifically in purchase transactions Experience with Byte Pro or other LOS platforms (e.g., Encompass) Familiarity with a variety of loan types: Conventional, FHA, VA, and Jumbo Strong knowledge of mortgage applications, credit reports, and financial verifications What's in It for You?
Career Growth: Explore multiple career paths across Tomo, including elite operational roles Competitive Pay & Benefits: Designed to support your whole self, in and out of work Equity Ownership: All teammates receive stock optionswe win together Coaching & Mentorship: Learn from experienced leaders who are invested in your growth Inclusive Culture: We celebrate diverse backgrounds, experiences, and perspectives. Whether your path into mortgage has been traditional or unique, you'll find a place to thrive here. Compensation
This role features a performance-driven compensation structure designed for high achievers. With an On-Target Earning (OTE) range of $97,000$125,000, your total take-home is powered by a base salary paired with a significant variable bonus. Because our commission structure is uncapped, top performers can exceed the range. Employee Benefits Equity Ownership: All teammates receive stock optionswe win together Comprehensive Medical, Dental, and Vision plans for you and your dependents with some plans 100% covered Work-life balance and a generous paid time off policy In order to support teammates who become parents, Tomo Mortgage provides paid parental leave 401(k) retirement plan
At Tomo, we're on a mission to make the homebuying process simple, transparent, and memorable. Our Loan Processors are trusted guides for customers, helping them navigate from application through closing with confidence and clarity. As a Senior Loan Processor, you'll be responsible for a heavier pipeline than our standard processor role without sacrificing quality. You'll take on increased volume while remaining committed to our core value of omotenashi: proactively anticipating and satisfying customer needs to deliver an exceptional experience. We're looking for someone who excels at managing a high volume of purchase applications simultaneously while maintaining a relentless focus on on-time closes. If you have a proven track record of managing a heavy workload with on-time closes, you'll be a great fit to help shape the future of mortgage lending. What You'll Do
Serve as the primary point of contact for customers from processing through closing, keeping them informed and supported Manage a high volume of loan files proactively, completing all processing, pre-underwriting, and pre-closing tasks with care and accuracy Review and verify documentation including credit, appraisal, and title for compliance with investor guidelines Partner with agents to gather required information and keep them updated on the status of applications Submit complete, high-quality files to underwriting while consistently meeting service-level targets Assist with post-closing follow-ups to ensure a seamless customer experience Identify opportunities to improve our processes and technology, and collaborate with teammates across functions to bring ideas to life Offer support and clear answers to any questions pertaining to closing What Makes You a Great Fit
Strong understanding of the mortgage lending process Ability to handle a high volume of purchase applications (60+ Loans) simultaneously in a fast paced environment - on time close is very important to us! Strong written and verbal communication with a phone-first mentality Strong performance in team environments A voice as to how we can improve our processes and tech Detail orientation with a strong focus on quality Superior customer centricity Preferred Qualifications
2+ years of mortgage loan processing experience, specifically in purchase transactions Experience with Byte Pro or other LOS platforms (e.g., Encompass) Familiarity with a variety of loan types: Conventional, FHA, VA, and Jumbo Strong knowledge of mortgage applications, credit reports, and financial verifications What's in It for You?
Career Growth: Explore multiple career paths across Tomo, including elite operational roles Competitive Pay & Benefits: Designed to support your whole self, in and out of work Equity Ownership: All teammates receive stock optionswe win together Coaching & Mentorship: Learn from experienced leaders who are invested in your growth Inclusive Culture: We celebrate diverse backgrounds, experiences, and perspectives. Whether your path into mortgage has been traditional or unique, you'll find a place to thrive here. Compensation
This role features a performance-driven compensation structure designed for high achievers. With an On-Target Earning (OTE) range of $97,000$125,000, your total take-home is powered by a base salary paired with a significant variable bonus. Because our commission structure is uncapped, top performers can exceed the range. Employee Benefits Equity Ownership: All teammates receive stock optionswe win together Comprehensive Medical, Dental, and Vision plans for you and your dependents with some plans 100% covered Work-life balance and a generous paid time off policy In order to support teammates who become parents, Tomo Mortgage provides paid parental leave 401(k) retirement plan