Business Banker II
Carter Bank, Charlotte, NC, United States
Summary
Business Bankers develop and maintain an active prospect list, a customer outreach plan, an inventory of quality referral sources for companies, on average, between $1-$10M in annual revenues. They are the primary contact for borrowing needs and provide subject matter expertise for deposit and cash flow management. Business Bankers work with various internal partners to build and manage complete banking relationships.
Essential Job Functions
Make a significant impact by contributing to the growth of the bank through business loans, deposits and fee income.
Leverage your network and centers of influence to engage with local business owners and companies to develop business lending opportunities.
Work with clients to identify their financial goals and find ways of reaching those goals.
Be part of a collaborative team with various bank partners to support and deepen the full client relationship.
Represent the bank in the community by attending and participating in civic, community and networking events.
Analyze applicants’ semi-complex financial, credit and collateral information to determine creditworthiness of prospective loans.
Engage in an efficient loan approval process with open communication and exposure to credit partners.
Actively and consistently manage large loan portfolio to ensure appropriate risk management and enhance customer experience.
Job Requirements
High school diploma or equivalent required; Bachelor’s degree in business, finance, accounting or related field preferred.
Business development experience required.
Prior experience in business lending and/or credit required.
Knowledge / Skills Required
Intermediate financial analysis and credit underwriting skills.
Intermediate knowledge of business lending, deposit and cash management solutions.
Intermediate ability to provide financial guidance and expertise.
Intermediate knowledge of sales planning and forecasting.
Excellent customer service and problem‑solving skills.
Strong verbal and written communication skills.
Ability to perform effectively in a fast‑paced environment and meet deadlines.
Knowledge of Microsoft Office products, especially Word and Excel.
Physical and Mental Qualifications
Standing, walking, bending and stooping required.
Must be able to sit at a desk for long periods of time and use a computer.
Must be able to occasionally move or lift up to 10 pounds.
May be asked to work supplemental hours periodically.
Limited travel required occasionally during and after business hours.
#J-18808-Ljbffr
Essential Job Functions
Make a significant impact by contributing to the growth of the bank through business loans, deposits and fee income.
Leverage your network and centers of influence to engage with local business owners and companies to develop business lending opportunities.
Work with clients to identify their financial goals and find ways of reaching those goals.
Be part of a collaborative team with various bank partners to support and deepen the full client relationship.
Represent the bank in the community by attending and participating in civic, community and networking events.
Analyze applicants’ semi-complex financial, credit and collateral information to determine creditworthiness of prospective loans.
Engage in an efficient loan approval process with open communication and exposure to credit partners.
Actively and consistently manage large loan portfolio to ensure appropriate risk management and enhance customer experience.
Job Requirements
High school diploma or equivalent required; Bachelor’s degree in business, finance, accounting or related field preferred.
Business development experience required.
Prior experience in business lending and/or credit required.
Knowledge / Skills Required
Intermediate financial analysis and credit underwriting skills.
Intermediate knowledge of business lending, deposit and cash management solutions.
Intermediate ability to provide financial guidance and expertise.
Intermediate knowledge of sales planning and forecasting.
Excellent customer service and problem‑solving skills.
Strong verbal and written communication skills.
Ability to perform effectively in a fast‑paced environment and meet deadlines.
Knowledge of Microsoft Office products, especially Word and Excel.
Physical and Mental Qualifications
Standing, walking, bending and stooping required.
Must be able to sit at a desk for long periods of time and use a computer.
Must be able to occasionally move or lift up to 10 pounds.
May be asked to work supplemental hours periodically.
Limited travel required occasionally during and after business hours.
#J-18808-Ljbffr